YOANN BUSIGNY
ActiveThe computed 12-month bankruptcy probability of YOANN BUSIGNY is 2.2% (moderate). The 2025 annual accounts show equity of €15k and a net result of €129k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 7027 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency28▲+16
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 8.45 against 2.04 in 2024; short-term debt: 11.8% and cash: 23.4% of total assets), but 96.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.1%
Return on assets
26.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7027 sector peers (2025).
NBB · sector comparisonPosition among 7027 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
99 d early
2023
65 d early
2022
14 d early
2021
129 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k
2024 · €-58k
2021: €38k
2022: €108k
2023: €162k
2024: €-58k
2021 → 2025
Total assets
€490k▲ 12.7%
2024 · €435k
2021: €60k
2022: €139k
2023: €203k
2024: €435k
2021 → 2025
Net result
€129k
2024 · €-100k
2021: €23k
2022: €70k
2023: €54k
2024: €-100k
2021 → 2025
Working capital
€429k▲ 95.0%
2024 · €220k
2021: €38k
2022: €108k
2023: €159k
2024: €220k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€108k▲ 183%€162k▲ 49.7%€-58k€15k
Operating result€29k-€90k▲ 206%€72k▼ 20.6%€-93k€171k
Net result€23k-€70k▲ 201%€54k▼ 23.2%€-100k€129k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €171k after a loss of €93k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€3k▲ 28.4%
Current assets
€487k▲ 12.6%
Equity and liabilities €490k
Equity
€15k
Debt
€475k
Debt finances 96.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€172k▲
2024 · €-92k
Cash flow
€130k▲
2024 · €-99k
Solvency
3.1%▲
2024 · -13.3%
Current ratio
8.45▲
2024 · 2.04
Quick ratio
8.45▲
2024 · 2.04
Debt / equity
31.67▲
2024 · -8.50
ROE
861.1%
ROA
26.4%▲
2024 · -22.9%
Interest coverage
6.17▲
2024 · -10.97
Debt
€475k▼
2024 · €493k
Debt ≤ 1 year
€58k▼
2024 · €212k
Debt > 1 year
€398k▲
2024 · €273k
Income taxes
€21k▲
2024 · €346
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€435k€490k▲
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€997€2k▲
Furniture and vehicles24€2k€1k▼
Current assets29/58€432k€487k▲
Amounts receivable after more than one year29€273k€306k▲
Trade receivables290€273k€306k▲
Amounts receivable within one year40/41€19k€5k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€17k€4k▼
Current investments50/53-€49k
Cash at bank and in hand54/58€136k€115k▼
Deferred charges and accrued income490/1€5k€11k▲
Equity and liabilities
Total equity and liabilities10/49€435k€490k▲
Equity10/15€-58k€15k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-73k-
Amounts payable17/49€493k€475k▼
Amounts payable after more than one year17€273k€398k▲
Financial debts170/4€273k€398k▲
Amounts payable within one year42/48€212k€58k▼
Trade debts44€4k€994▼
Suppliers440/4€4k€994▼
Taxes, remuneration and social security45€2k-
Remuneration and social security454/9€2k-
Other amounts payable47/48€205k€57k▼
Accrued charges and deferred income492/3€8k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€786€1k▲
Other operating charges640/8€993€392▼
Gross operating margin9900€-91k€173k▲
Operating profit (loss)9901€-93k€171k▲
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€8k€28k▲
Recurring financial charges65€8k€28k▲
Profit (loss) for the period before taxes9903€-99k€150k▲
Income taxes67/77€346€21k▲
Profit (loss) for the period9904€-100k€129k▲
Profit (loss) for the period to be appropriated9905€-100k€129k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€56k▲
Profit (loss) brought forward from the previous period14P€147k€-73k▼
Profit to be distributed694/7€120k€56k▼
Return on contributions (dividend)694€120k€56k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €129k
Net result €129k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 8.45
Current ratio from 2.04 to 8.45; short-term debt falls from €212k to €58k.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-100k ▼286%
Net result drops to €-100k, the lowest in the series; recovery starts the following year.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €150kEq €162k ▲49.7%
3 profitable years in a row build equity to €162k.
17-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €108k ▲183%
2 profitable years in a row build equity to €108k.
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-04
State Gazette act
Publication
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Jongenlaan 611180 UkkelGround area
449 m²
Building footprint
95 m²
Volume, LiDAR
1,186 m³
Parcel 21616A0025/00B004, Brussels · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
YOANN BUSIGNY
since 20202.310.806.551
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0025/00B004 | Brussels | 449 m² | 1 · 95 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2020
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ybusigny@DELOITTE.com