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YNVEST

Active
Private limited companyfounded 20224 yrs activeJaak De Braeckeleerstraat 13, 2140 Antwerpen, BelgiumKBO/BCE: BE 0786.355.244
Summary

YNVEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,116 and a net result of €15,730. Equity is growing by ~69.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability97▲+45
Solvency47▲+23
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.25 in 2024; short-term debt: 78.3% and cash: 57.4% of total assets), and 78.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.7%
Return on assets
22.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
28 d early
2024
20 d late
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 May 2022, YNVEST was incorporated as a Private limited company.1 Total assets went from EUR 59,623 in 2023 to EUR 69,718 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€15,116
2024 · -€614
Total assets
€69,718▲ 35.2%
2024 · €51,567
Net result
€15,730
2024 · -€6,953
Working capital
-€12,604▲ 68.0%
2024 · -€39,349
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€2,932--€6,646€20,850
Net result€1,339within the sector's middle half--€6,953within the sector's middle half€15,730within the sector's middle half
Equity€6,339below the sector's middle half--€614below the sector's middle half€15,116within the sector's middle half
Total assets€59,623below the sector's middle half-€51,567below the sector's middle half▼ 13.5%€69,718below the sector's middle half▲ 35.2%
Debt€53,283-€52,181▼ 2.1%€54,603▲ 4.6%
Working capital-€43,412within the sector's middle half--€39,349within the sector's middle half▲ 9.4%-€12,604within the sector's middle half▲ 68.0%
Solvency10.6%within the sector's middle half--1.2%below the sector's middle half▼ 11.8pp21.7%within the sector's middle half▲ 22.9pp
Current ratio0.19below the sector's middle half-0.25below the sector's middle half▲ 0.060.77within the sector's middle half▲ 0.52
Return on assets (ROA)2.2%within the sector's middle half--13.5%below the sector's middle half▼ 15.7pp22.6%above the sector's middle half▲ 36.0pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2023: €2,932€2,932Net result 2023: €1,339€1,339Operating result 2024: -€6,646-€6,646Net result 2024: -€6,953-€6,953Operating result 2025: €20,850€20,850Net result 2025: €15,730€15,730202320242025-€10,000€0€10,000€20,000Operating result 2023: €2,932€2,930Net result 2023: €1,339€1,340Operating result 2024: -€6,646-€6,650Net result 2024: -€6,953-€6,950Operating result 2025: €20,850€20,900Net result 2025: €15,730€15,700202320242025
The operating result returns to profit in 2025: €20,850 after a loss of €6,646 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69,718
Fixed assets €27,720 ▼ 28.4%
Current assets €41,999 ▲ 227%
Equity and liabilities €69,718
Equity €15,116
Debt €54,603
Debt finances 78.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,866▲
2024 · €4,370
Cash flow
€26,745▲
2024 · €4,063
Debt to equity
3.61
ROE
104.1%
Interest coverage
194.30▲
2024 · 26.64
Debt ≤ 1 year
€54,603▲
2024 · €52,181
Income taxes
€4,957▲
2024 · €143
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€51,567€69,718▲
Fixed assets21/28€38,736€27,720▼
Tangible fixed assets22/27€38,736€27,720▼
Furniture and vehicles24€38,736€27,720▼
Current assets29/58€12,832€41,999▲
Amounts receivable within one year40/41€1,550€1,706▲
Trade receivables40€1,550€1,706▲
Cash at bank and in hand54/58€11,282€39,991▲
Deferred charges and accrued income490/1-€302
Equity and liabilities
Total equity and liabilities10/49€51,567€69,718▲
Equity10/15-€614€15,116▲
Contributions10/11€5,000€5,000=
Reserves13-€10,116
Distributable reserves133-€10,116
Profit (loss) carried forward14-€5,614-
Amounts payable17/49€52,181€54,603▲
Amounts payable within one year42/48€52,181€54,603▲
Trade debts44€2,966€2,175▼
Suppliers440/4€2,966€2,175▼
Taxes, remuneration and social security45€3,383€6,583▲
Taxes450/3€3,383€6,583▲
Other amounts payable47/48€45,833€45,844=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,016€11,016=
Other operating charges640/8€307€203▼
Gross operating margin9900€4,677€32,069▲
Operating profit (loss)9901-€6,646€20,850▲
Financial charges65/66B€164€164=
Recurring financial charges65€164€164=
Profit (loss) for the period before taxes9903-€6,810€20,686▲
Income taxes67/77€143€4,957▲
Profit (loss) for the period9904-€6,953€15,730▲
Profit (loss) for the period to be appropriated9905-€6,953€15,730▲
Appropriation of the result
Profit (loss) to be appropriated9906-€6,953€10,116▲
Profit (loss) brought forward from the previous period14P--€5,614
Transfer from equity791/2€1,339-
Transfer to equity691/2-€10,116
To other reserves6921-€10,116

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,741€11,016€11,016=
Other operating charges640/8€109€307€203▼ 33.8%
Gross operating margin9900€7,782€4,677€32,069▲ 586%
Operating profit (loss)9901€2,932-€6,646€20,850▲ 414%
Financial charges65/66B€184€164€164=
Recurring financial charges65€184€164€164=
Profit (loss) for the period before taxes9903€2,748-€6,810€20,686▲ 404%
Income taxes67/77€1,409€143€4,957▲ 3,362%
Profit (loss) for the period9904€1,339-€6,953€15,730▲ 326%
Profit (loss) for the period to be appropriated9905€1,339-€6,953€15,730▲ 326%
Line202320242025Change
Assets
Total assets20/58€59,623€51,567€69,718▲ 35.2%
Fixed assets21/28€49,751€38,736€27,720▼ 28.4%
Tangible fixed assets22/27€49,751€38,736€27,720▼ 28.4%
Furniture and vehicles24€49,751€38,736€27,720▼ 28.4%
Current assets29/58€9,871€12,832€41,999▲ 227%
Amounts receivable within one year40/41€1,766€1,550€1,706▲ 10.1%
Trade receivables40€1,763€1,550€1,706▲ 10.1%
Other amounts receivable41€3---
Cash at bank and in hand54/58€7,013€11,282€39,991▲ 254%
Deferred charges and accrued income490/1€1,092-€302-
Equity and liabilities
Total equity and liabilities10/49€59,623€51,567€69,718▲ 35.2%
Equity10/15€6,339-€614€15,116▲ 2,563%
Contributions10/11€5,000€5,000€5,000=
Reserves13€1,339-€10,116-
Distributable reserves133€1,339-€10,116-
Profit (loss) carried forward14--€5,614--
Amounts payable17/49€53,283€52,181€54,603▲ 4.6%
Amounts payable within one year42/48€53,283€52,181€54,603▲ 4.6%
Trade debts44€10,551€2,966€2,175▼ 26.6%
Suppliers440/4€10,551€2,966€2,175▼ 26.6%
Taxes, remuneration and social security45€2,576€3,383€6,583▲ 94.6%
Taxes450/3€2,576€3,383€6,583▲ 94.6%
Other amounts payable47/48€40,157€45,833€45,844=
Line202320242025Change
Profit (loss) for the period9904€1,339-€6,953€15,730▲ 326%
+ Depreciation and write-downs630€4,741€11,016€11,016=
Operating cash flow (approximation)€6,080€4,063€26,745▲ 558%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€4,269€28,709▲ 572%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €15,730
Net result €15,730 after one loss-making year.
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial Weakest financial yearnet -€6,953
Net result drops to -€6,953, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
702 m²
Building footprint
702 m²
Volume, LiDAR
8,676 m³
Parcel 11312A0709/00F002, Flanders · tallest building 17.9 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
YNVEST
Jaak De Braeckeleerstraat 13, 2140 AntwerpenAgents specialised in the wholesale of other particular products
since 20222.332.199.704
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11312A0709/00F002 Flanders 702 m² 1 · 701 m² 17.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 123 EUR awarded · 123 EUR paid
Year Entries awardedpaid
2025 1 123 EUR123 EUR
Schemes
1 entry · 123 EUR · 123 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,530 companies in sector 68322 we hold annual accounts for 745. 389 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68322Real estate appraisal on a fee or contract basis
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0786355244
Registered 26-07-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.