YNOVI
ActiveSummary
YNOVI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €42k. Its solvency ranks better than 15% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability77
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.07; short-term debt: 92.8% and cash: 2.1% of total assets), and 92.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
6.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
9 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€47k
Total assets
€661k
Net result
€42k
Working capital
€40k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €661k
Fixed assets
€7k
Current assets
€654k
Equity and liabilities €661k
Equity
€47k
Debt
€613k
Debt finances 92.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€58k
Cash flow
€47k
Current ratio
1.07
Debt to equity
12.97
ROE
89.4%
ROA
6.4%
Interest coverage
866.19
Debt ≤ 1 year
€613k
Income taxes
€11k
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€661k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Furniture and vehicles24€7k
Current assets29/58€654k
Amounts receivable within one year40/41€639k
Trade receivables40€39k
Other amounts receivable41€600k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€700
Equity and liabilities
Total equity and liabilities10/49€661k
Equity10/15€47k
Contributions10/11€5k
Reserves13€42k
Distributable reserves133€42k
Profit (loss) carried forward14€274
Amounts payable17/49€613k
Amounts payable within one year42/48€613k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Other amounts payable47/48€588k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€787
Gross operating margin9900€59k
Operating profit (loss)9901€54k
Financial charges65/66B€67
Recurring financial charges65€67
Profit (loss) for the period before taxes9903€53k
Income taxes67/77€11k
Profit (loss) for the period9904€42k
Profit (loss) for the period to be appropriated9905€42k
Appropriation of the result
Profit (loss) to be appropriated9906€42k
Transfer to equity691/2€42k
To other reserves6921€42k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k |
| Other operating charges640/8 | €787 |
| Gross operating margin9900 | €59k |
| Operating profit (loss)9901 | €54k |
| Financial charges65/66B | €67 |
| Recurring financial charges65 | €67 |
| Profit (loss) for the period before taxes9903 | €53k |
| Income taxes67/77 | €11k |
| Profit (loss) for the period9904 | €42k |
| Profit (loss) for the period to be appropriated9905 | €42k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €661k | |
| Fixed assets21/28 | €7k | |
| Tangible fixed assets22/27 | €7k | |
| Furniture and vehicles24 | €7k | |
| Current assets29/58 | €654k | |
| Amounts receivable within one year40/41 | €639k | |
| Trade receivables40 | €39k | |
| Other amounts receivable41 | €600k | |
| Cash at bank and in hand54/58 | €14k | |
| Deferred charges and accrued income490/1 | €700 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €661k | |
| Equity10/15 | €47k | |
| Contributions10/11 | €5k | |
| Reserves13 | €42k | |
| Distributable reserves133 | €42k | |
| Profit (loss) carried forward14 | €274 | |
| Amounts payable17/49 | €613k | |
| Amounts payable within one year42/48 | €613k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Taxes, remuneration and social security45 | €21k | |
| Taxes450/3 | €21k | |
| Other amounts payable47/48 | €588k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €42k |
| + Depreciation and write-downs630 | €5k |
| Operating cash flow (approximation) | €47k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2024
Ground area
1,619 m²
Building footprint
219 m²
Volume, LiDAR
780 m³
2 parcels, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YNOVI
since 20242.369.018.924
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56034B0122/00G000 | Wallonia | 1,184 m² | 1 · 110 m² | 8.6 m · 2 fl. |
| 93030A0028/00V032 | Wallonia | 436 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NEXTSTEPS
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SYNNECTA
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 37,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.