Turnover
≈ €130,000 estimated
The abbreviated format states no turnover.
YNOR GROUP
Lifetime
1 annual account with figurespeak €48,223 (2025)
€48,223
peak €36,307 (2025)
€36,307
peak €5,000 (2025)
€5,000
€1.3m
Board4 names since 2025
2 directorsORNAVIS and 1 other
Documentsfilings and deeds
09-08-20269 days late
2025abbreviated format
2 directors appointed, 2 resignations 25-07Incorporation 11-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€1.3m 100% of the balance sheet
Financial debts 31%Suppliers 3%Taxes and wages 0%Other 66%
Of this, €883,305 falls due within a year.
Position in the sector
0.4%
Lower solvency than 90% of companies in head offices and management consultancy. Sector median 52.4% · 10,856 companies.
2025 accounts filed 9 days after the deadline
Checked score
81
Excellent
Financially stronger than 17% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.4%
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.09, cash €4,476
Equity €5,000 (0.4% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €1.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 9% of them on solvency, 6% on liquidity and 35% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 10856 sector peers (2025).
NBB · sector comparisonPosition among 10856 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 9 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
9 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- NAVEAUX Jonathann founderdeed of 11-06-2025
- SABA Sergio founderdeed of 11-06-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024110459
2 directors appointed, 2 resignations
Appointments: YNOVI SRL and ORNAVIS SRL · Permanent representatives: Sergio SABA, Jonathann NAVEAUX and ORNAVIS SRL · Resignations: Jonathann NAVEAUX and Sergio SABA · Gazette deed
Incorporation
Founding capital of €5,000, 200 shares · Founders: NAVEAUX Jonathann and SABA Sergio · Founder: NAVEAUX Jonathann · published on 11-06-2025 · Gazette deed
First establishment
Rue René Delhaize 136, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| YNOR GROUP Charleroi | €1.3m | €48,223 | 0.4% | - |
| DARWIN MANAGEMENT & PRIVATE EQUITY Tournai | €1.2m | €53,829 | 3.7% | - |
| COSEMANS BV Bilzen-Hoeselt | €1.2m | €44,836 | 1.3% | - |
| JN B&C Mons | €1.0m | €42,808 | 10.6% | - |
| ATM immo Charleroi | €1.1m | €38,400 | 18.1% | - |
| MH MANAGEMENT Quévy | €0.8m | €37,976 | 3.6% | - |
| GWHM Fléron | €1.5m | €40,502 | 5.0% | - |
These companies have the same main activity as YNOR GROUP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €836,000 and €1.5m, founded in 2025.
Official details
Source: KBO- Status
- Active since 07-06-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.374.559.9016043 Charleroi, since 07-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 22-10-2025
Insights on YNOR GROUP
YNOR GROUP has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,000 and a net result of €36,307.
Its solvency ranks better than 10% of 10,856 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about YNOR GROUP
- What is the company number of YNOR GROUP?
- The company number of YNOR GROUP is 1024.110.459. The VAT number is the same number with BE in front: BE 1024.110.459.
- Where is YNOR GROUP based?
- The registered office is at Rue René Delhaize 136, 6043 Charleroi.Company details
- What does YNOR GROUP do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of YNOR GROUP?
- YNOR GROUP is a private limited company (BV).
- When was YNOR GROUP founded?
- YNOR GROUP was founded on 07-06-2025.
- Is YNOR GROUP still active?
- Yes, YNOR GROUP is an active enterprise in the KBO register.
- What is the turnover of YNOR GROUP?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €48,223 and 69 comparable companies (NACE 70200). It probably lies between €77,000 and €190,000.Financials
- Is YNOR GROUP profitable?
- In financial year 2025, YNOR GROUP made a profit of €36,307.
- Where can I find the annual accounts of YNOR GROUP?
- YNOR GROUP filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.