YMUNYS
ActiveSummary
YMUNYS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€222,906) and a net result of -€1,029. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-5
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.08 in 2024; cash: 28.5% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-16.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€222,906
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-02-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
15 d early
2023
57 d early
2022
44 d early
2021
38 d early
2020
35 d early
2019
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 17 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€222,906▼ 0.5%
2024 · -€221,877
Total assets
€6,130▼ 88.4%
2024 · €52,835
Net result
-€1,029▲ 91.7%
2024 · -€12,425
Working capital
-€174,600▲ 9.7%
2024 · -€193,390
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€58,201▼ 327%€9,625€7,399▼ 23.1%-€8,504€2,336
Net result-€63,388below the sector's middle half▼ 220%€2,578below the sector's middle half€2,922below the sector's middle half▲ 13.4%-€12,425below the sector's middle half-€1,029below the sector's middle half▲ 91.7%
Equity-€228,253below the sector's middle half▼ 38.4%-€225,675below the sector's middle half▲ 1.1%-€209,453below the sector's middle half▲ 7.2%-€221,877below the sector's middle half▼ 5.9%-€222,906below the sector's middle half▼ 0.5%
Total assets€118,409within the sector's middle half▼ 41.3%€95,413within the sector's middle half▼ 19.4%€83,772within the sector's middle half▼ 12.2%€52,835below the sector's middle half▼ 36.9%€6,130below the sector's middle half▼ 88.4%
Debt€346,662▼ 5.4%€321,088▼ 7.4%€293,224▼ 8.7%€274,712▼ 6.3%€229,036▼ 16.6%
Working capital-€216,698below the sector's middle half▼ 17.2%-€204,705below the sector's middle half▲ 5.5%-€186,814below the sector's middle half▲ 8.7%-€193,390below the sector's middle half▼ 3.5%-€174,600below the sector's middle half▲ 9.7%
Solvency-192.8%below the sector's middle half▼ 111.0pp-236.5%below the sector's middle half▼ 43.8pp-250.0%below the sector's middle half▼ 13.5pp-419.9%below the sector's middle half▼ 169.9pp
Current ratio0.11below the sector's middle half▼ 0.150.10below the sector's middle half▼ 0.010.13below the sector's middle half▲ 0.030.08below the sector's middle half▼ 0.050.03below the sector's middle half▼ 0.05
Return on assets (ROA)-53.5%below the sector's middle half▼ 43.7pp2.7%below the sector's middle half▲ 56.2pp3.5%below the sector's middle half▲ 0.8pp-23.5%below the sector's middle half▼ 27.0pp-16.8%below the sector's middle half▲ 6.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,336 after a loss of €8,504 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6,130
Fixed assets
€535 ▼ 98.5%
Current assets
€5,595 ▼ 68.0%
Key figures and ratios
EBITDA
€2,336▼
2024 · €5,337
Cash flow
-€1,029▼
2024 · €1,416
Debt to equity
-1.03▲
2024 · -1.24
Interest coverage
0.69▼
2024 · 1.34
Debt ≤ 1 year
€180,195▼
2024 · €210,863
Debt > 1 year
€48,841▼
2024 · €63,850
A ratio outside any meaningful range has been withheld (balance sheet total €6,130, equity -€222,906).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,309 | €20,137 | €20,278 | €13,841 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €4,180 | €348 | €10,064 | €6,069 | ▼ 39.7% |
| Non-recurring operating charges66A | - | €0 | - | - | - | - |
| Gross operating margin9900 | €25,028 | €33,942 | €28,025 | €15,401 | €8,404 | ▼ 45.4% |
| Operating profit (loss)9901 | -€58,201 | €9,625 | €7,399 | -€8,504 | €2,336 | ▲ 127% |
| Financial income75/76B | - | €3 | €0 | €69 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €3 | €0 | €69 | €0 | ▼ 100% |
| Financial charges65/66B | - | €7,050 | €4,477 | €3,990 | €3,365 | ▼ 15.7% |
| Recurring financial charges65 | €5,188 | €7,050 | €4,477 | €3,990 | €3,365 | ▼ 15.7% |
| Profit (loss) for the period before taxes9903 | -€63,388 | €2,578 | €2,922 | -€12,425 | -€1,029 | ▲ 91.7% |
| Profit (loss) for the period9904 | -€63,388 | €2,578 | €2,922 | -€12,425 | -€1,029 | ▲ 91.7% |
| Profit (loss) for the period to be appropriated9905 | -€63,388 | €2,578 | €2,922 | -€12,425 | -€1,029 | ▲ 91.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €118,409 | €95,413 | €83,772 | €52,835 | €6,130 | ▼ 88.4% |
| Fixed assets21/28 | €91,003 | €72,639 | €55,715 | €35,362 | €535 | ▼ 98.5% |
| Tangible fixed assets22/27 | €90,468 | €72,104 | €55,180 | €34,827 | €0 | ▼ 100% |
| Land and buildings22 | - | €58,408 | €48,298 | €34,827 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €13,696 | €6,882 | €0 | - | - |
| Financial fixed assets28 | €535 | €535 | €535 | €535 | €535 | = |
| Current assets29/58 | €27,407 | €22,774 | €28,056 | €17,473 | €5,595 | ▼ 68.0% |
| Amounts receivable within one year40/41 | €11,840 | €8,322 | €12,259 | €4,987 | €3,848 | ▼ 22.8% |
| Trade receivables40 | - | €2,182 | €4,051 | €263 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €6,140 | €8,208 | €4,723 | €3,848 | ▼ 18.5% |
| Cash at bank and in hand54/58 | €12,840 | €13,458 | €13,822 | €12,486 | €1,746 | ▼ 86.0% |
| Deferred charges and accrued income490/1 | - | €995 | €1,976 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €118,409 | €95,413 | €83,772 | €52,835 | €6,130 | ▼ 88.4% |
| Equity10/15 | -€228,253 | -€225,675 | -€209,453 | -€221,877 | -€222,906 | ▼ 0.5% |
| Contributions10/11 | - | €6,700 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €11,553 | €11,553 | €11,553 | €11,553 | €11,553 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | - | €9,553 | €9,553 | €9,553 | €9,553 | = |
| Profit (loss) carried forward14 | -€246,505 | -€243,927 | -€241,005 | -€253,430 | -€254,459 | ▼ 0.4% |
| Amounts payable17/49 | €346,662 | €321,088 | €293,224 | €274,712 | €229,036 | ▼ 16.6% |
| Amounts payable after more than one year17 | €102,532 | €93,609 | €78,265 | €63,850 | €48,841 | ▼ 23.5% |
| Financial debts170/4 | - | €92,109 | €78,265 | €63,850 | €48,841 | ▼ 23.5% |
| Other amounts payable178/9 | - | €1,500 | €0 | - | - | - |
| Amounts payable within one year42/48 | €244,105 | €227,479 | €214,871 | €210,863 | €180,195 | ▼ 14.5% |
| Current portion of amounts payable after more than one year42 | - | €13,296 | €13,844 | €14,415 | €15,009 | ▲ 4.1% |
| Trade debts44 | €27,384 | €17,633 | €14,977 | €10,462 | €9,654 | ▼ 7.7% |
| Suppliers440/4 | - | €17,633 | €14,977 | €10,462 | €9,654 | ▼ 7.7% |
| Taxes, remuneration and social security45 | - | €409 | €409 | €409 | €409 | = |
| Taxes450/3 | - | €409 | €409 | €409 | €409 | = |
| Other amounts payable47/48 | - | €196,142 | €185,641 | €185,577 | €155,124 | ▼ 16.4% |
| Accrued charges and deferred income492/3 | - | €0 | €89 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€63,388 | €2,578 | €2,922 | -€12,425 | -€1,029 | ▲ 91.7% |
| + Depreciation and write-downs630 | €47,309 | €20,137 | €20,278 | €13,841 | €0 | ▼ 100% |
| Operating cash flow (approximation) | -€16,080 | €22,714 | €23,200 | €1,416 | -€1,029 | ▼ 173% |
| Investment in fixed assets (approximation) | - | -€1,773 | -€3,355 | €6,512 | €34,827 | ▲ 435% |
| Change in cash | - | €618 | €364 | -€1,336 | -€10,740 | ▼ 704% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €2,922 ▲13.4%
Net result €2,922, the highest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €2,578
Net result €2,578 after 4 loss-making years.
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet -€63,388
Net result drops to -€63,388, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
19-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 295 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2002
Ground area
464 m²
Building footprint
174 m²
Volume, LiDAR
1,068 m³
2 parcels, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Stationsstraat van Woluwe 13, 1200 Sint-Lambrechts-Woluwe
since 20022.131.428.510
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018B0204/00G004 | Brussels | 273 m² | 1 · 110 m² | 12.1 m · 2 fl. |
| 21018B0205/00P000 | Brussels | 191 m² | 1 · 65 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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AGVICE
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Algorithme Valeurs IF
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-02-2002
Fiscal year end30-09
Legal name
YMUNIS
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476873081
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.