YMP
ActiveYMP has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-21k) and a net result of €-2k. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 12% of 1295 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+62
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.18 in 2024; short-term debt: 151% and cash: 13.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-52%
Return on assets
-5.6%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-21k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
34 d early
2024
on the day
2023
13 d late
2022
1 d early
2021
1 d early
2020
2 d early
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-21k▼ 12.0%
2024 · €-19k
2019: €-8k
2020: €-14k
2021: €-15k
2022: €-14k
2023: €-11k
2024: €-19k
2019 → 2025
Total assets
€40k▼ 15.2%
2024 · €48k
2019: €8k
2020: €25k
2021: €36k
2022: €46k
2023: €50k
2024: €48k
2019 → 2025
Net result
€-2k▲ 71.1%
2024 · €-8k
2019: €-23k
2020: €-6k
2021: €-2k
2022: €1k
2023: €3k
2024: €-8k
2019 → 2025
Working capital
€-52k▲ 4.1%
2024 · €-54k
2019: €2k
2020: €-30k
2021: €-42k
2022: €-39k
2023: €-35k
2024: €-54k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-15k-€-14k▲ 7.4%€-11k▲ 22.6%€-19k▼ 71.1%€-21k▼ 12.0%
Operating result€-2k-€1k€3k▲ 179%€-8k€-2k▲ 73.1%
Net result€-2k-€1k€3k▲ 181%€-8k€-2k▲ 71.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€31k▼ 12.5%
Current assets
€9k▼ 23.5%
Key figures and ratios
EBITDA
€2k▲
2024 · €-4k
Cash flow
€2k▲
2024 · €-4k
Solvency
-52.0%▼
2024 · -39.3%
Current ratio
0.15▼
2024 · 0.18
Quick ratio
0.15▼
2024 · 0.18
Debt / equity
-2.92▲
2024 · -3.54
ROA
-5.6%▲
2024 · -16.3%
Interest coverage
11.09▲
2024 · -19.14
Debt
€61k▼
2024 · €66k
Debt ≤ 1 year
€61k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€40k▼
Fixed assets21/28€36k€31k▼
Tangible fixed assets22/27€36k€31k▼
Furniture and vehicles24€2k€575▼
Other tangible fixed assets26€34k€31k▼
Current assets29/58€12k€9k▼
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€1k€1k▲
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€10k€5k▼
Deferred charges and accrued income490/1€285€660▲
Equity and liabilities
Total equity and liabilities10/49€48k€40k▼
Equity10/15€-19k€-21k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-34k€-36k▼
Amounts payable17/49€66k€61k▼
Amounts payable within one year42/48€66k€61k▼
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€201€34▼
Taxes450/3€201€34▼
Other amounts payable47/48€58k€60k▲
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€402€350▼
Gross operating margin9900€-4k€3k▲
Operating profit (loss)9901€-8k€-2k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€213€221▲
Recurring financial charges65€213€221▲
Profit (loss) for the period before taxes9903€-8k€-2k▲
Profit (loss) for the period9904€-8k€-2k▲
Profit (loss) for the period to be appropriated9905€-8k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-36k▼
Profit (loss) brought forward from the previous period14P€-26k€-34k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-09
Financial
Highest result since 2019net €3k ▲181%
Operating result €3k, net result €3k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boogstraat(Goe) 29500 GeraardsbergenGround area
3,350 m²
Building footprint
198 m²
Volume, LiDAR
1,107 m³
Parcel 41021A0736/00F000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YMP
since 20182.274.074.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41021A0736/00F000 | Flanders | 3,350 m² | 1 · 198 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AALSTERS-GENOT
BE 0677.739.394
Aalst
ADSL-TELECOMS SA
BE 0810.659.088
WILTZ
Advas Business Flats
BE 0789.279.694
Gent
Aimax Assets
BE 0898.946.312
Nazareth-De Pinte
Alffar
BE 0424.194.460
Hamme (Vl.)
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 734 companies in sector 55209 we hold annual accounts for 209.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2018
Fiscal year end30-09
Activities, NACEBEL
55209Other holiday and short-stay accommodation
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:yannick_pevenage4@hotmail.com
Phone:0472/407848