Financials
- Fiscal year
- 2025
- Total assets
- €546,375
- Loss
- -€7,853
- Solvency
- 9.0%
Total assets▼ 3.2%
Net result
20182025
YMF COSMETICS
ActiveSummary
The computed 12-month bankruptcy probability of YMF COSMETICS is 1.6% (moderate). The 2025 annual accounts show equity of €49,007 and a net result of -€7,853. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 29% of 20110 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cosmetics and toilet articles
NACE 47750NACE 52330
1 site
Size
€546,375total assets 2025
- Staff
- 0.3 FTE
- Equity
- €49,007
- Loss
- -€7,853
Turnover not published (abridged schema)
Structure
Accounts filed 56 d late0 of 3 deeds read
Why 54- Liquidity: current ratio 3.04, cash €257, halved- Latest accounts 56 days late; 3 of the last 3 late+ Founded in 1996+ Size: total assets €546,375Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
34-1
equity 9.0% of total assets
Liquidity
36+1
short-term debt 32.6% · cash 0.0%
Profitability
17+3
return on assets -1.4%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.2%● 0.0% vs 11-2024
01-2025: 1.2%▼ -6.3% vs 12-2024
02-2025: 1.2%● 0.0% vs 01-2025
03-2025: 1.2%▼ -0.6% vs 02-2025
04-2025: 1.2%▲ +2.2% vs 03-2025
05-2025: 1.2%▲ +1.2% vs 04-2025
06-2025: 1.1%▼ -6.2% vs 05-2025lowest value
07-2025: 1.4%▲ +27.4% vs 06-2025
08-2025: 2.0%▲ +38.0% vs 07-2025
09-2025: 2.2%▲ +11.5% vs 08-2025
10-2025: 1.2%▼ -44.8% vs 09-2025
11-2025: 1.2%● 0.0% vs 10-2025
12-2025: 1.2%● 0.0% vs 11-2025
01-2026: 1.2%● 0.0% vs 12-2025
02-2026: 1.2%● 0.0% vs 01-2026
03-2026: 1.2%● 0.0% vs 02-2026
04-2026: 1.2%▼ -2.3% vs 03-2026
05-2026: 1.2%▲ +1.2% vs 04-2026
06-2026: 1.2%▼ -1.8% vs 05-2026
07-2026: 1.2%▲ +3.6% vs 06-2026
08-2026: 1.9%▲ +58.5% vs 07-2026
09-2026: 2.2%▲ +14.9% vs 08-2026highest value
10-2026: 1.6%▼ -27.0% vs 09-2026
- Liquidity: current ratio 3.04, cash €257, halved raises the probability
- Latest accounts 56 days late; 3 of the last 3 late raises the probability
- Founded in 1996 lowers the probability for this profile
- Size: total assets €546,375 lowers the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.88 in 2024; short-term debt: 32.6% and cash: 0% of total assets), but 91% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 26%, liquidity 33%, profitability 20%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,853
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
56 d late
2024
57 d late
2023
58 d late
2022
30 d late
2021
30 d late
2020
17 d late
2019
47 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2018
- Next accounts
- by 31-07-2027
- 25-09-2026Annual accounts filed
- 26-09-2025Annual accounts filed
- 27-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of cosmetics and toilet articlesNACE 47750
- Founded
- 22-11-1996
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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