Ymaso
ActiveThe computed 12-month bankruptcy probability of Ymaso is 3.0% (moderate). The 2025 annual accounts show negative equity (€-74k) and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 13306 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+50
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.11 in 2024; short-term debt: 174.8% and cash: 6.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.8%
Return on assets
-18.2%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-74k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
22 d early
2023
32 d early
2022
30 d early
2021
30 d early
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-74k▼ 32.3%
2024 · €-56k
2019: €14k
2020: €6k
2021: €-5k
2022: €2k
2023: €-7k
2024: €-56k
2019 → 2025
Total assets
€99k▼ 28.7%
2024 · €139k
2019: €93k
2020: €111k
2021: €104k
2022: €148k
2023: €133k
2024: €139k
2019 → 2025
Net result
€-18k▲ 63.0%
2024 · €-49k
2019: €1k
2020: €-15k
2021: €-10k
2022: €7k
2023: €-10k
2024: €-49k
2019 → 2025
Working capital
€-162k▲ 6.3%
2024 · €-173k
2019: €-36k
2020: €-67k
2021: €-81k
2022: €-114k
2023: €-107k
2024: €-173k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€2k€-7k€-56k▼ 690%€-74k▼ 32.3%
Operating result€-10k-€8k€-9k€-48k▼ 449%€-17k▲ 64.9%
Net result€-10k-€7k€-10k€-49k▼ 413%€-18k▲ 63.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €48k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€88k▼ 24.8%
Current assets
€11k▼ 49.7%
Key figures and ratios
EBITDA
€15k▲
2024 · €-15k
Cash flow
€14k▲
2024 · €-17k
Solvency
-74.8%▼
2024 · -40.3%
Current ratio
0.06▼
2024 · 0.11
Quick ratio
0.04▼
2024 · 0.09
Debt / equity
-2.34▲
2024 · -3.48
ROA
-18.2%▲
2024 · -35.2%
Interest coverage
12.65▲
2024 · -23.86
Debt
€173k▼
2024 · €195k
Debt ≤ 1 year
€173k▼
2024 · €195k
Income taxes
€146▼
2024 · €581
Staff costs
€46▼
2024 · €999
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€99k▼
Fixed assets21/28€117k€88k▼
Tangible fixed assets22/27€117k€88k▼
Land and buildings22€603€174▼
Plant, machinery and equipment23€86k€69k▼
Furniture and vehicles24€30k€18k▼
Financial fixed assets28€420€420=
Current assets29/58€22k€11k▼
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41-€673
Trade receivables40-€673
Cash at bank and in hand54/58€15k€7k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€139k€99k▼
Equity10/15€-56k€-74k▼
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€-76k€-94k▼
Amounts payable17/49€195k€173k▼
Amounts payable within one year42/48€195k€173k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€2k€2k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€1k€1k▲
Remuneration and social security454/9€1k€4k▲
Other amounts payable47/48€187k€164k▼
Income statement
Code20242025
Remuneration, social security and pensions62€999€46▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▼
Other operating charges640/8€1k€743▼
Operating charges capitalised as restructuring costs649-€0
Gross operating margin9900€-13k€16k▲
Operating profit (loss)9901€-48k€-17k▲
Financial charges65/66B€646€1k▲
Recurring financial charges65€646€1k▲
Profit (loss) for the period before taxes9903€-48k€-18k▲
Income taxes67/77€581€146▼
Profit (loss) for the period9904€-49k€-18k▲
Profit (loss) for the period to be appropriated9905€-49k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-94k▼
Profit (loss) brought forward from the previous period14P€-27k€-76k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 329870 ZulteGround area
1,700 m²
Building footprint
240 m²
Volume, LiDAR
1,248 m³
Parcel 44037A0804/00L006, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Koornbloem
since 20182.275.252.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037A0804/00L006 | Flanders | 1,700 m² | 1 · 240 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZulte2.275.252.487
Similar companies · same sector, comparable size
NINWE
BE 0890.058.934
Brussel · Eq €2k
WERY-MOTTIN
BE 0885.782.224
Fernelmont · Eq €2k
ERSHAD
BE 1005.926.325
Turnhout · Eq €2k
ME-Komfort
BE 0672.560.584
Bütgenbach · Eq €2k
DUCHATEAU-VILLIN
BE 0799.822.408
Charleroi · Eq €2k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 3,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2018
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.