YM PARTENERS
ActiveThe computed 12-month bankruptcy probability of YM PARTENERS is 6.0% (elevated). The 2024 annual accounts show equity of €5k and a net result of €-331. Its solvency ranks better than 92% of 2091 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability0
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.73), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82%
Return on assets
-5.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
57 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k
Total assets
€6k
Net result
€-331
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €6k
Fixed assets
€853
Current assets
€5k
Equity and liabilities €6k
Equity
€5k
Debt
€1k
Debt finances 18.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€-199
Cash flow
€-161
Solvency
82.0%
Current ratio
4.73
Quick ratio
4.73
Debt / equity
0.22
ROE
-7.1%
ROA
-5.8%
Debt
€1k
Debt ≤ 1 year
€1k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€6k
Fixed assets21/28€853
Intangible fixed assets21€853
Current assets29/58€5k
Amounts receivable within one year40/41€4k
Other amounts receivable41€4k
Cash at bank and in hand54/58€801
Equity and liabilities
Total equity and liabilities10/49€6k
Equity10/15€5k
Contributions10/11€5k
Profit (loss) carried forward14€-331
Amounts payable17/49€1k
Amounts payable within one year42/48€1k
Trade debts44€1k
Suppliers440/4€1k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171
Gross operating margin9900€-199
Operating profit (loss)9901€-370
Financial income75/76B€38
Recurring financial income75€38
Profit (loss) for the period before taxes9903€-331
Profit (loss) for the period9904€-331
Profit (loss) for the period to be appropriated9905€-331
Appropriation of the result
Profit (loss) to be appropriated9906€-331
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 91070 AnderlechtGround area
9,887 m²
Building footprint
4,624 m²
Volume, LiDAR
74,797 m³
2 parcels, Brussels · tallest building 28.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
YM PARTENERS
since 20242.361.162.518
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0289/00B004 | Brussels | 9,782 m² | 1 · 4,538 m² | 28.4 m · 7 fl. |
| 21013B0435/00H004 | Brussels | 105 m² | 1 · 86 m² | 18.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SB CREATION
BE 0736.750.236
Schaarbeek · Eq €5k
GINGER WORLD
BE 1004.860.513
Lokeren · Eq €6k
GUAPA SCHUMAN
BE 0828.706.731
Sint-Lambrechts-Woluwe · Eq €3k
CIVAJUS
BE 0824.160.401
Habay · Eq €3k
FOODPREPPER
BE 0762.954.290
Gent · Eq €7k
Of 104 companies in sector 10320 we hold annual accounts for 51. 19 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Activities, NACEBEL
10320Manufacture of food products
46190Agents in non-specialised wholesale trade
53200Other postal and courier activities
82990Other business support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.