Turnover
≈ €97,000 estimated
The micro format states no turnover.
YM Advisory
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €47,096 (2024)
€33,575▼ 28.7%
Resultpeak €33,321 (2024)
€22,068▼ 33.8%
Equitypeak €57,890 (2025)
€57,890▲ 61.6%
Debts
€25,282▲ 34.5%
Board1 name since 2023
1 directorMALEK Yacine
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €47,096 to €33,575Result from €33,321 to €22,068Equity from €35,821 to €57,890Debts from €18,795 to €25,282Cash from €34,346 to €72,508
Key points
from the 2025 annual accountsInvestments
€730 33.8 × depreciation
Green is investment, beige is depreciation.
At the same address
578 companies
Checked score
97
Excellent
Financially stronger than 78% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,544 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.4%
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.5 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 3.29, cash €72,508
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €57,890 (69.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 65% of them on solvency, 80% on liquidity, 84% on profitability and 83% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as YM Advisory has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of YM Advisory itself is lower: 0.1% within 12 months. It rests on far more data about YM Advisory than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for YM Advisory. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.29 (2.93 in 2024), above the usual 1.5. Short-term debt is 30.2% and cash 87.2% of total assets. 30.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 days early
2024
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Ixelles
New registered office: Louizalaan 231, 1050 Elsene · Previous registered office: Louizalaan 523, 1050 Elsene · Board meeting of 15-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003778269
Incorporation
Founding capital of €2,500, 100 shares · Founder: MALEK Yacine · Appointment: MALEK Yacine (director) · published on 27-12-2023 · Gazette deed
First establishment
Terhulpsesteenweg 166, Watermael-Boitsfort
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| YM Advisory Ixelles | €83,171 | €33,575 | 69.6% | - |
| LanCks Sustain Invest Ixelles | €71,315 | €32,660 | 55.8% | - |
| LYSO Agency Ixelles | €78,081 | €39,326 | 54.3% | - |
| Alice Foods Ixelles | €73,871 | €39,976 | 58.7% | - |
| SYNERGY BUSINESS SOLUTIONS Ixelles | €65,321 | €32,667 | 55.9% | - |
| BEMA DESIGN Brussels | €83,640 | €35,641 | 44.9% | - |
| QUALITYMINDS CONSULTING Schaerbeek | €76,953 | €32,838 | 64.4% | - |
These companies have the same main activity as YM Advisory: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €65,300 and €83,600, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 21-12-2023Normal situation
- Registered office
- 579 active companies are registered at this address51 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.356.450.1971170 Watermael-Boitsfort, since 21-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2024
Annual accounts 2025
- Total assets
- €83,171▲ 52.3%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on YM Advisory
YM Advisory has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,890 and a net result of €22,068.
Its solvency ranks better than 65% of 39,312 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about YM Advisory
- What is the company number of YM Advisory?
- The company number of YM Advisory is 1003.778.269. The VAT number is the same number with BE in front: BE 1003.778.269.
- Where is YM Advisory based?
- The registered office is at Louizalaan 231, 1050 Ixelles.Company details
- What does YM Advisory do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of YM Advisory?
- YM Advisory is a private limited company (BV).
- When was YM Advisory founded?
- YM Advisory was founded on 21-12-2023.
- Is YM Advisory still active?
- Yes, YM Advisory is an active enterprise in the KBO register.
- What is the turnover of YM Advisory?
- The turnover in financial year 2025 is ≈ €97,000. This figure is estimated from the gross margin of €33,575 and 146 comparable companies (NACE 70200). It probably lies between €57,000 and €130,000.Financials
- Is YM Advisory profitable?
- In financial year 2025, YM Advisory made a profit of €22,068.
- Where can I find the annual accounts of YM Advisory?
- YM Advisory filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of YM Advisory due?
- YM Advisory must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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