YJ Consult
ActiveYJ Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €32k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+41
Solvency100▲+61
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 8.48 against 0.64 in 2024; short-term debt: 11.8% and cash: 8.2% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
20.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
22 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 30.6%
2024 · €104k
2019: €56k
2020: €61k
2021: €44k
2022: €52k
2023: €118k
2024: €104k
2019 → 2025
Total assets
€156k▼ 79.1%
2024 · €747k
2019: €788k
2020: €753k
2021: €690k
2022: €631k
2023: €815k
2024: €747k
2019 → 2025
Net result
€32k
2024 · €-15k
2019: €43k
2020: €5k
2021: €-18k
2022: €8k
2023: €67k
2024: €-15k
2019 → 2025
Working capital
€138k
2024 · €-36k
2019: €-11k
2020: €-14k
2021: €-20k
2022: €-31k
2023: €-78k
2024: €-36k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€52k▲ 19.0%€118k▲ 128%€104k▼ 12.6%€135k▲ 30.6%
Operating result€-5k-€29k€33k▲ 13.7%€76▼ 99.8%€55k▲ 71,990%
Net result€-18k-€8k€67k▲ 703%€-15k€32k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 71,990% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €156k
Equity
€135k▲ 30.6%
Debt
€21k▼ 96.8%
The debt ratio falls from 86.1% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
86.7%▲
2024 · 13.9%
Current ratio
8.48▲
2024 · 0.64
Quick ratio
8.48▲
2024 · 0.64
Debt / equity
0.15▼
2024 · 6.22
ROE
23.4%▲
2024 · -14.4%
ROA
20.3%▲
2024 · -2.0%
Debt
€21k▼
2024 · €644k
Debt ≤ 1 year
€18k▼
2024 · €99k
Income taxes
€11k▲
2024 · €442
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€747k€156k▼
Fixed assets21/28€684k-
Tangible fixed assets22/27€684k-
Land and buildings22€535k-
Furniture and vehicles24€149k-
Current assets29/58€63k€156k▲
Amounts receivable within one year40/41€58k€143k▲
Trade receivables40-€9k
Other amounts receivable41€58k€134k▲
Cash at bank and in hand54/58€5k€13k▲
Equity and liabilities
Total equity and liabilities10/49€747k€156k▼
Equity10/15€104k€135k▲
Contributions10/11€12k€12k=
Reserves13€67k€98k▲
Distributable reserves133€67k€98k▲
Profit (loss) carried forward14€25k€25k=
Amounts payable17/49€644k€21k▼
Amounts payable after more than one year17€545k-
Financial debts170/4€545k-
Amounts payable within one year42/48€99k€18k▼
Current portion of amounts payable after more than one year42€46k-
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€1k€16k▲
Taxes450/3€805€16k▲
Remuneration and social security454/9€224-
Other amounts payable47/48€42k-
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A-€55k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k-
Other operating charges640/8€1k€184▼
Non-recurring operating charges66A-€21k
Gross operating margin9900€73k€76k▲
Operating profit (loss)9901€76€55k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€19k€15k▼
Recurring financial charges65€19k€15k▼
Profit (loss) for the period before taxes9903€-14k€43k▲
Income taxes67/77€442€11k▲
Profit (loss) for the period9904€-15k€32k▲
Profit (loss) for the period to be appropriated9905€-15k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€56k▲
Profit (loss) brought forward from the previous period14P€39k€25k▼
Transfer to equity691/2-€32k
To other reserves6921-€32k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Liquidity times 13current ratio 8.48
Current ratio from 0.64 to 8.48; short-term debt falls from €99k to €18k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2019net €67k ▲703%
Net result €67k, the highest in the series.
31-12
Financial
Equity above €100kEq €118k ▲128%
2 profitable years in a row build equity to €118k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-18k ▼425%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 17C2110 WijnegemGround area
9,222 m²
Building footprint
1,696 m²
Volume, LiDAR
13,627 m³
2 parcels, Flanders · tallest building 21.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YJ CONSULT BVBA
since 20182.278.109.534
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0229/00V000 | Flanders | 7,932 m² | 1 · 1,286 m² | 21.0 m · 3 fl. |
| 11050A0639/00D000indicative | Flanders | 1,290 m² | 1 · 410 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Autonymy
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M31
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.