YG IMMO
ActiveSummary
YG IMMO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-45k) and a net result of €-48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-2
Solvency8▼-18
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.03 in 2024; short-term debt: 82.5% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.1%
Return on assets
-18.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-45k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
26 d late
2023
8 d late
2022
45 d early
2021
51 d early
2020
75 d early
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-45k
2024 · €3k
2018: €28k
2019: €40k▲ +43.0% vs 2018
2020: €47k▲ +17.2% vs 2019
2021: €57k▲ +21.6% vs 2020
2022: €75k▲ +33.0% vs 2021highest in 8 years
2023: €42k▼ -44.6% vs 2022
2024: €3k▼ -93.5% vs 2023
2025: €-45k▼ -1755% vs 2024lowest in 8 years
2018 → 2025
Total assets
€264k▼ 8.6%
2024 · €289k
2018: €463khighest in 8 years
2019: €433k▼ -6.5% vs 2018
2020: €418k▼ -3.4% vs 2019
2021: €366k▼ -12.5% vs 2020
2022: €344k▼ -6.0% vs 2021
2023: €311k▼ -9.6% vs 2022
2024: €289k▼ -7.1% vs 2023
2025: €264k▼ -8.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€-48k▼ 22.7%
2024 · €-39k
2018: €2k
2019: €12k▲ +421% vs 2018
2020: €7k▼ -42.9% vs 2019
2021: €10k▲ +47.8% vs 2020
2022: €19k▲ +85.8% vs 2021highest in 8 years
2023: €-34k▼ -279% vs 2022
2024: €-39k▼ -16.3% vs 2023
2025: €-48k▼ -22.7% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-215k▼ 58.2%
2024 · €-136k
2018: €-41k
2019: €-41k▲ +0.8% vs 2018highest in 8 years
2020: €-48k▼ -16.6% vs 2019
2021: €-51k▼ -7.8% vs 2020
2022: €-58k▼ -12.2% vs 2021
2023: €-68k▼ -17.5% vs 2022
2024: €-136k▼ -99.8% vs 2023
2025: €-215k▼ -58.2% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€75k▲ 33.0%€42k▼ 44.6%€3k▼ 93.5%€-45k
2021: €57k
2022: €75k▲ +33.0% vs 2021highest in 5 years
2023: €42k▼ -44.6% vs 2022
2024: €3k▼ -93.5% vs 2023
2025: €-45k▼ -1755% vs 2024lowest in 5 years
Operating result€29k-€41k▲ 37.9%€-22k€-29k▼ 29.0%€-39k▼ 37.3%
2021: €29k
2022: €41k▲ +37.9% vs 2021highest in 5 years
2023: €-22k▼ -155% vs 2022
2024: €-29k▼ -29.0% vs 2023
2025: €-39k▼ -37.3% vs 2024lowest in 5 years
Net result€10k-€19k▲ 85.8%€-34k€-39k▼ 16.3%€-48k▼ 22.7%
2021: €10k
2022: €19k▲ +85.8% vs 2021highest in 5 years
2023: €-34k▼ -279% vs 2022
2024: €-39k▼ -16.3% vs 2023
2025: €-48k▼ -22.7% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €39k in 2025 against €29k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€261k ▼ 8.3%
Current assets
€3k ▼ 29.7%
Key figures and ratios
EBITDA
€-16k▼
2024 · €-5k
Cash flow
€-24k▼
2024 · €-16k
Solvency
-17.1%▼
2024 · 0.9%
Current ratio
0.02▼
2024 · 0.03
Debt to equity
-6.84
ROA
-18.1%▼
2024 · -13.5%
Interest coverage
-1.88▼
2024 · -0.51
Debt
€309k▲
2024 · €286k
Debt ≤ 1 year
€218k▲
2024 · €140k
Debt > 1 year
€91k▼
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€289k€264k▼
Fixed assets21/28€284k€261k▼
Tangible fixed assets22/27€284k€261k▼
Land and buildings22€284k€261k▼
Current assets29/58€5k€3k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€3k€3k▼
Other amounts receivable41-€288
Cash at bank and in hand54/58-€205
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€289k€264k▼
Equity10/15€3k€-45k▼
Contributions10/11€9k€9k=
Reserves13€66k€66k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€64k€64k=
Profit (loss) carried forward14€-73k€-121k▼
Amounts payable17/49€286k€309k▲
Amounts payable after more than one year17€146k€91k▼
Financial debts170/4€146k€91k▼
Amounts payable within one year42/48€140k€218k▲
Current portion of amounts payable after more than one year42€55k€59k▲
Financial debts43€11-
Credit institutions430/8€11-
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€670-
Taxes450/3€670-
Other amounts payable47/48€75k€157k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k=
Other operating charges640/8€7k€8k▲
Gross operating margin9900€2k€-8k▼
Operating profit (loss)9901€-29k€-39k▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€-39k€-48k▼
Profit (loss) for the period9904€-39k€-48k▼
Profit (loss) for the period to be appropriated9905€-39k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-121k▼
Profit (loss) brought forward from the previous period14P€-34k€-73k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32k | €29k | €23k | €23k | €23k | = |
| Other operating charges640/8 | €6k | €6k | €7k | €7k | €8k | ▲ 3.0% |
| Gross operating margin9900 | €68k | €76k | €8k | €2k | €-8k | ▼ 494% |
| Operating profit (loss)9901 | €29k | €41k | €-22k | €-29k | €-39k | ▼ 37.3% |
| Financial income75/76B | €1 | €0 | - | - | - | - |
| Recurring financial income75 | €1 | €0 | - | - | - | - |
| Financial charges65/66B | €14k | €13k | €11k | €10k | €8k | ▼ 17.7% |
| Recurring financial charges65 | €14k | €13k | €11k | €10k | €8k | ▼ 17.7% |
| Profit (loss) for the period before taxes9903 | €15k | €28k | €-34k | €-39k | €-48k | ▼ 22.7% |
| Income taxes67/77 | €5k | €9k | - | - | - | - |
| Profit (loss) for the period9904 | €10k | €19k | €-34k | €-39k | €-48k | ▼ 22.7% |
| Profit (loss) for the period to be appropriated9905 | €10k | €19k | €-34k | €-39k | €-48k | ▼ 22.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €366k | €344k | €311k | €289k | €264k | ▼ 8.6% |
| Fixed assets21/28 | €360k | €331k | €308k | €284k | €261k | ▼ 8.3% |
| Tangible fixed assets22/27 | €360k | €331k | €308k | €284k | €261k | ▼ 8.3% |
| Land and buildings22 | €360k | €331k | €308k | €284k | €261k | ▼ 8.3% |
| Current assets29/58 | €6k | €13k | €3k | €5k | €3k | ▼ 29.7% |
| Amounts receivable within one year40/41 | €4k | €8k | - | €3k | €3k | ▼ 7.3% |
| Trade receivables40 | €585 | €7k | - | €3k | €3k | ▼ 15.6% |
| Other amounts receivable41 | €3k | €557 | - | - | €288 | - |
| Cash at bank and in hand54/58 | €2k | €5k | €2k | - | €205 | - |
| Deferred charges and accrued income490/1 | €664 | €717 | €1k | €1k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €366k | €344k | €311k | €289k | €264k | ▼ 8.6% |
| Equity10/15 | €57k | €75k | €42k | €3k | €-45k | ▼ 1,755% |
| Contributions10/11 | €9k | €9k | €9k | €9k | €9k | = |
| Reserves13 | €47k | €66k | €66k | €66k | €66k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €45k | €64k | €64k | €64k | €64k | = |
| Profit (loss) carried forward14 | - | - | €-34k | €-73k | €-121k | ▼ 66.0% |
| Amounts payable17/49 | €309k | €269k | €269k | €286k | €309k | ▲ 8.0% |
| Amounts payable after more than one year17 | €248k | €198k | €198k | €146k | €91k | ▼ 37.4% |
| Financial debts170/4 | €248k | €198k | €198k | €146k | €91k | ▼ 37.4% |
| Amounts payable within one year42/48 | €58k | €71k | €71k | €140k | €218k | ▲ 55.2% |
| Current portion of amounts payable after more than one year42 | €48k | €50k | €46k | €55k | €59k | ▲ 6.9% |
| Financial debts43 | - | - | - | €11 | - | - |
| Credit institutions430/8 | - | - | - | €11 | - | - |
| Trade debts44 | €2k | €6k | €5k | €10k | €2k | ▼ 79.1% |
| Suppliers440/4 | €2k | €6k | €5k | €10k | €2k | ▼ 79.1% |
| Taxes, remuneration and social security45 | €8k | €14k | €11k | €670 | - | - |
| Taxes450/3 | €8k | €14k | €11k | €670 | - | - |
| Other amounts payable47/48 | - | - | €10k | €75k | €157k | ▲ 110% |
| Accrued charges and deferred income492/3 | €4k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €19k | €-34k | €-39k | €-48k | ▼ 22.7% |
| + Depreciation and write-downs630 | €32k | €29k | €23k | €23k | €23k | = |
| Operating cash flow (approximation) | €42k | €47k | €-10k | €-16k | €-24k | ▼ 56.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €3k | €-3k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €19k ▲85.8%
Operating result €41k, net result €19k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berloz · 1 establishment unit since 2011
Ground area
517 m²
Building footprint
433 m²
Volume, LiDAR
942 m³
2 parcels, Flanders, Wallonia · tallest building 11.3 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Luikersteenweg 98, 3700 Tongeren-Borgloon
since 20112.204.944.216
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64018B0138/00L000 | Wallonia | 290 m² | 1 · 286 m² | - |
| 73348B0145/00G004 | Flanders | 227 m² | 1 · 147 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
35150Electricity, gas, steam and air conditioning supply
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.