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YFH

Active
Private limited companyfounded 201015 yrs activeStationsstraat 22, 8850 Ardooie, BelgiumKBO/BCE: BE 0832.791.223
Summary

YFH has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.5m and a net result of -€5,223. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220,000 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.15 in 2024; short-term debt: 3% and cash: 0.3% of total assets), and 3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97%
Return on assets
-0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
45 d early
2024
52 d early
2023
2 d early
2022
41 d early
2021
14 d early
2020
46 d early
2019
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 35 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 21 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YFH was incorporated on 31 December 2010.1 Total assets went from EUR 3.4 million in 2019 to EUR 3.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€3.5m▼ 0.2%
2024 · €3.5m
Total assets
€3.6m▼ 0.1%
2024 · €3.6m
Net result
-€5,223▲ 12.2%
2024 · -€5,952
Working capital
-€95,759▼ 5.8%
2024 · -€90,536
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,970▼ 15.7%-€6,089▼ 53.4%-€3,657▲ 39.9%-€5,791▼ 58.3%-€5,048▲ 12.8%
Net result-€4,054-€6,300▼ 55.4%€19,448-€5,952-€5,223▲ 12.2%
Equity€3.5m▼ 0.1%€3.4m▼ 0.2%€3.5m▲ 0.6%€3.5m▼ 0.2%€3.5m▼ 0.2%
Total assets€3.5m▼ 0.1%€3.4m▼ 0.2%€3.5m▲ 0.6%€3.6m▲ 2.9%€3.6m▼ 0.1%
Debt€868▲ 150%€868=€868=€106,406▲ 12,159%€106,352▼ 0.1%
Working capital€7,621▼ 34.7%€1,321▼ 82.7%€20,769▲ 1,472%-€90,536-€95,759▼ 5.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€3,970-€3,970Net result 2021: -€4,054-€4,054Operating result 2022: -€6,089-€6,089Net result 2022: -€6,300-€6,300Operating result 2023: -€3,657-€3,657Net result 2023: €19,448€19,448Operating result 2024: -€5,791-€5,791Net result 2024: -€5,952-€5,952Operating result 2025: -€5,048-€5,048Net result 2025: -€5,223-€5,22320212022202320242025-€10,000€0€10,000€20,000Operating result 2023: -€3,657-€3,660Net result 2023: €19,448€19,400Operating result 2024: -€5,791-€5,790Net result 2024: -€5,952-€5,950Operating result 2025: -€5,048-€5,050Net result 2025: -€5,223-€5,220202320242025
The operating result stays negative: a loss of €5,048 in 2025 against €5,791 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.6m
Fixed assets €3.5m =
Current assets €10,592 ▼ 33.3%
Equity and liabilities €3.6m
Equity €3.5m ▼ 0.2%
Debt €106,352 ▼ 0.1%
Debt's share of the balance-sheet total stays at 3.0%.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.10▼
2024 · 0.15
Debt to equity
0.03▲
2024 · 0.03
ROE
-0.2%▲
2024 · -0.2%
ROA
-0.1%▲
2024 · -0.2%
Debt ≤ 1 year
€106,352▼
2024 · €106,406
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.6m€3.6m▼
Fixed assets21/28€3.5m€3.5m=
Financial fixed assets28€3.5m€3.5m=
Current assets29/58€15,870€10,592▼
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€15,870€10,592▼
Equity and liabilities
Total equity and liabilities10/49€3.6m€3.6m▼
Equity10/15€3.5m€3.5m▼
Contributions10/11€3.4m€3.4m=
Profit (loss) carried forward14€24,801€19,577▼
Amounts payable17/49€106,406€106,352▼
Amounts payable within one year42/48€106,406€106,352▼
Trade debts44€1,053€998▼
Suppliers440/4€1,053€998▼
Other amounts payable47/48€105,353€105,353=
Income statement Code20242025
Other operating charges640/8€1,225€1,124▼
Gross operating margin9900-€4,566-€3,923▲
Operating profit (loss)9901-€5,791-€5,048▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€161€176▲
Recurring financial charges65€161€176▲
Profit (loss) for the period before taxes9903-€5,952-€5,223▲
Profit (loss) for the period9904-€5,952-€5,223▲
Profit (loss) for the period to be appropriated9905-€5,952-€5,223▲
Appropriation of the result
Profit (loss) to be appropriated9906€24,801€19,577▼
Profit (loss) brought forward from the previous period14P€30,753€24,801▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€979€980€1,225€1,124▼ 8.2%
Gross operating margin9900-€2,473-€5,110-€2,677-€4,566-€3,923▲ 14.1%
Operating profit (loss)9901-€3,970-€6,089-€3,657-€5,791-€5,048▲ 12.8%
Financial income75/76B--€23,267€0--
Recurring financial income75€0-€23,267€0--
Financial charges65/66B-€212€161€161€176▲ 9.0%
Recurring financial charges65€84€212€161€161€176▲ 9.0%
Profit (loss) for the period before taxes9903-€4,054-€6,300€19,448-€5,952-€5,223▲ 12.2%
Profit (loss) for the period9904-€4,054-€6,300€19,448-€5,952-€5,223▲ 12.2%
Profit (loss) for the period to be appropriated9905-€4,054-€6,300€19,448-€5,952-€5,223▲ 12.2%
Line20212022202320242025Change
Assets
Total assets20/58€3.5m€3.4m€3.5m€3.6m€3.6m▼ 0.1%
Fixed assets21/28€3.4m€3.4m€3.4m€3.5m€3.5m=
Financial fixed assets28€3.4m€3.4m€3.4m€3.5m€3.5m=
Current assets29/58€8,489€2,189€21,637€15,870€10,592▼ 33.3%
Amounts receivable within one year40/41€8,085€2,085€21,026€0--
Other amounts receivable41-€2,085€21,026€0--
Cash at bank and in hand54/58€404€104€612€15,870€10,592▼ 33.3%
Equity and liabilities
Total equity and liabilities10/49€3.5m€3.4m€3.5m€3.6m€3.6m▼ 0.1%
Equity10/15€3.5m€3.4m€3.5m€3.5m€3.5m▼ 0.2%
Contributions10/11-€3.4m€3.4m€3.4m€3.4m=
Profit (loss) carried forward14€17,605€11,304€30,753€24,801€19,577▼ 21.1%
Amounts payable17/49€868€868€868€106,406€106,352▼ 0.1%
Amounts payable within one year42/48€868€868€868€106,406€106,352▼ 0.1%
Trade debts44€868€868€868€1,053€998▼ 5.1%
Suppliers440/4-€868€868€1,053€998▼ 5.1%
Other amounts payable47/48---€105,353€105,353=
Line20212022202320242025Change
Profit (loss) for the period9904-€4,054-€6,300€19,448-€5,952-€5,223▲ 12.2%
Operating cash flow (approximation)-€4,054-€6,300€19,448-€5,952-€5,223▲ 12.2%
Investment in fixed assets (approximation)-€0€0-€105,353€0▲ 100%
Change in cash--€300€507€15,258-€5,278▼ 135%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
17-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
10-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
29-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Back to profitnet €19,448
Net result €19,448 after 2 loss-making years.
30-06
Financial Liquidity times 10current ratio 24.93
Current ratio from 2.52 to 24.93.
2022
21-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Weakest financial yearnet -€6,300
Net result drops to -€6,300, the lowest in the series; recovery starts the following year.
17-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
16-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial Back to profitnet €33,756
Net result €33,756 after one loss-making year.
30-06
Financial Liquidity times 4196current ratio 34.60
Current ratio from 0.01 to 34.60; short-term debt falls from €22,264 to €348.
2019
20-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
1,265 m²
Building footprint
958 m²
Volume, LiDAR
4,552 m³
Parcel 36001B0159/00T000, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
YFH
Stationsstraat 22, 8850 ArdooieFinancial service activities, except insurance and pension funding
since 20102.195.332.110
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36001B0159/00T000
ProtectedMonumentKruiswegstatie De KruisafnemingSource ↗
Flanders 1,265 m² 1 · 958 m² 11.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2025 of YFH and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded31-12-2010
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.