Yeslife
ActiveSummary
Yeslife has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €5k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+13
Solvency87▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.41 against 4.61 in 2024; short-term debt: 22.6% and cash: 53% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
6.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
26 d early
2023
23 d early
2022
23 d early
2021
46 d early
2020
31 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 12.2%
2024 · €41k
2018: €27k
2019: €27k
2020: €28k
2021: €32k
2022: €37k
2023: €41k
2024: €41k
2018 → 2025
Total assets
€74k▲ 9.2%
2024 · €68k
2018: €46k
2019: €38k
2020: €39k
2021: €61k
2022: €64k
2023: €82k
2024: €68k
2018 → 2025
Net result
€5k▲ 8,038%
2024 · €62
2018: €15k
2019: €308
2020: €744
2021: €4k
2022: €4k
2023: €4k
2024: €62
2018 → 2025
Working capital
€40k▲ 15.2%
2024 · €35k
2018: €22k
2019: €19k
2020: €22k
2021: €27k
2022: €34k
2023: €33k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€37k▲ 13.5%€41k▲ 11.5%€41k▲ 0.2%€46k▲ 12.2%
Operating result€5k-€6k▲ 38.9%€6k▼ 9.1%€4k▼ 38.8%€10k▲ 171%
Net result€4k-€4k▲ 2.4%€4k▼ 3.2%€62▼ 98.5%€5k▲ 8,038%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 171% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€17k ▼ 26.6%
Current assets
€57k ▲ 27.6%
Equity and liabilities €74k
Equity
€46k ▲ 12.2%
Debt
€28k ▲ 4.6%
Debt's share of the balance-sheet total falls from 39.2% to 37.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €9k
Cash flow
€11k▲
2024 · €6k
Current ratio
3.41▼
2024 · 4.61
Debt to equity
0.60▼
2024 · 0.65
ROE
10.9%▲
2024 · 0.1%
ROA
6.8%▲
2024 · 0.1%
Interest coverage
12.13▲
2024 · 5.47
Debt ≤ 1 year
€17k▲
2024 · €10k
Debt > 1 year
€11k▼
2024 · €17k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€68k€74k▲
Fixed assets21/28€23k€17k▼
Tangible fixed assets22/27€23k€17k▼
Furniture and vehicles24€23k€17k▼
Current assets29/58€45k€57k▲
Amounts receivable within one year40/41€24k€17k▼
Trade receivables40€24k€14k▼
Other amounts receivable41€178€3k▲
Cash at bank and in hand54/58€20k€39k▲
Deferred charges and accrued income490/1€499€635▲
Equity and liabilities
Total equity and liabilities10/49€68k€74k▲
Equity10/15€41k€46k▲
Contributions10/11€12k€12k=
Reserves13€29k€34k▲
Distributable reserves133€29k€34k▲
Amounts payable17/49€27k€28k▲
Amounts payable after more than one year17€17k€11k▼
Financial debts170/4€17k€11k▼
Amounts payable within one year42/48€10k€17k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43€196€44▼
Credit institutions430/8€196€44▼
Trade debts44€438€4k▲
Suppliers440/4€438€4k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€39€749▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€968€1k▲
Gross operating margin9900€10k€17k▲
Operating profit (loss)9901€4k€10k▲
Financial income75/76B€60€4▼
Recurring financial income75€60€4▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€62€5k▲
Profit (loss) for the period to be appropriated9905€62€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62€5k▲
Transfer to equity691/2€62€5k▲
To other reserves6921€62€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €62 ▼98.5%
Net result drops to €62, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meertsveldstraat 1002500 LierGround area
330 m²
Building footprint
91 m²
Volume, LiDAR
526 m³
Parcel 12393E0062/00L003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Yeslife
since 20122.210.163.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393E0062/00L003 | Flanders | 330 m² | 1 · 91 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ID PUNT
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THE HOUSE OF CHANGE
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Of 948 companies in sector 85699 we hold annual accounts for 147. 92 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2012
Fiscal year end30-09
Activities, NACEBEL 2025
85699Other educational support services
70200Business and other management consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.