YERGA
ActiveYERGA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €25k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-2
Solvency58▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 0.89 in 2024; short-term debt: 9.8% and cash: 9.1% of total assets), and 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
3.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
19 d early
2023
on the day
2022
5 d early
2021
23 d early
2019
31 d early
2018
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€216k▲ 12.9%
2024 · €191k
2018: €136k
2019: €140k
2021: €180k
2022: €176k
2023: €159k
2024: €191k
2018 → 2025
Total assets
€656k▲ 0.6%
2024 · €652k
2018: €148k
2019: €160k
2021: €578k
2022: €685k
2023: €638k
2024: €652k
2018 → 2025
Net result
€25k▼ 22.4%
2024 · €32k
2018: €-702
2019: €4k
2021: €42k
2022: €-3k
2023: €-17k
2024: €32k
2018 → 2025
Working capital
€21k
2024 · €-7k
2018: €130k
2019: €142k
2021: €134k
2022: €122k
2023: €-22k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€176k▼ 2.3%€159k▼ 9.4%€191k▲ 20.0%€216k▲ 12.9%
Operating result€49k-€4k▼ 92.6%€-10k€41k€42k▲ 3.1%
Net result€42k-€-3k€-17k▼ 535%€32k€25k▼ 22.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €656k
Fixed assets
€571k▼ 4.3%
Current assets
€85k▲ 54.2%
Equity and liabilities €656k
Equity
€216k▲ 12.9%
Debt
€440k▼ 4.4%
The debt ratio falls from 70.7% to 67.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2024 · €50k
Cash flow
€54k▲
2024 · €41k
Solvency
32.9%▲
2024 · 29.3%
Current ratio
1.33▲
2024 · 0.89
Quick ratio
1.14▲
2024 · 0.71
Debt / equity
2.04▼
2024 · 2.41
ROE
11.4%▼
2024 · 16.7%
ROA
3.8%▼
2024 · 4.9%
Interest coverage
11.91▲
2024 · 8.50
Debt
€440k▼
2024 · €461k
Debt ≤ 1 year
€64k▲
2024 · €62k
Debt > 1 year
€375k▼
2024 · €398k
Income taxes
€12k▲
2024 · €3k
Staff costs
€96k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€652k€656k▲
Fixed assets21/28€597k€571k▼
Intangible fixed assets21€3k€518▼
Tangible fixed assets22/27€593k€570k▼
Land and buildings22€142k€566k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€3k€2k▼
Assets under construction and advance payments27€446k€0▼
Financial fixed assets28€431€0▼
Current assets29/58€55k€85k▲
Stocks and contracts in progress3€11k€12k▲
Stocks30/36€11k€12k▲
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€2k€482▼
Other amounts receivable41€867€8k▲
Cash at bank and in hand54/58€37k€59k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€652k€656k▲
Equity10/15€191k€216k▲
Contributions10/11€84k€84k=
Reserves13€107k€131k▲
Distributable reserves133€107k€131k▲
Amounts payable17/49€461k€440k▼
Amounts payable after more than one year17€398k€375k▼
Financial debts170/4€398k€375k▼
Amounts payable within one year42/48€62k€64k▲
Current portion of amounts payable after more than one year42€27k€23k▼
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Advances received on contracts in progress46€497€0▼
Taxes, remuneration and social security45€11k€18k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€9k€15k▲
Other amounts payable47/48€16k€16k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€30k€96k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€29k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€84k€170k▲
Operating profit (loss)9901€41k€42k▲
Financial income75/76B€86€7▼
Recurring financial income75€86€7▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€35k€36k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€32k€25k▼
Profit (loss) for the period to be appropriated9905€32k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€25k▼
Transfer from equity791/2€0-
Transfer to equity691/2€32k€25k▼
To other reserves6921€32k€25k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €200kEq €216k ▲12.9%
2 profitable years in a row build equity to €216k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €42k ▲935%
Operating result €49k, net result €42k, both a record.
30-09
Financial
Equity above €150kEq €180k ▲28.7%
2 profitable years in a row build equity to €180k.
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Puursesteenweg(BOR) 3762880 BornemGround area
4,016 m²
Building footprint
1,696 m²
Volume, LiDAR
5,522 m³
Parcel 12007D0605/00X000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yerga BV
since 20052.146.616.829
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007D0605/00X000 | Flanders | 4,016 m² | 1 · 1,696 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 2,891 EUR awarded · 2,891 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 182 EUR | 182 EUR |
| 2023 | 1 | 2,709 EUR | 2,709 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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MCT CENTRAL
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Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2005
Fiscal year end30-09
Activities, NACEBEL
43341Painting of buildings
45433
45441
47120Other non-specialised retail sale
47910Retail trade
43333Wallpapering and laying of floor and wall coverings in other materials
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.yerga.be
E-mail:info@yerga.be