Yellow Jersey
ActiveYellow Jersey has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284k and a net result of €50k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +58 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+57
Solvency100▲+1
Growth35=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.8 in 2024), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
11.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 d early
2024
22 d late
2023
14 d late
2022
31 d late
2021
23 d late
2020
6 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€881k▲ 8.7%
2024 · €811k
2018: €1.89M
2019: €1.29M
2020: €943k
2021: €621k
2022: €673k
2023: €858k
2024: €811k
2018 → 2025
EBIT margin
8.3%▲ 9.7pp
2024 · -1.4%
2018: 9.3%
2019: 2.7%
2020: 9.7%
2021: -6.6%
2022: 7.3%
2023: 6.2%
2024: -1.4%
2018 → 2025
Net result
€50k
2024 · €-17k
2018: €96k
2019: €8k
2020: €57k
2021: €-45k
2022: €40k
2023: €33k
2024: €-17k
2018 → 2025
Working capital
€286k▲ 23.5%
2024 · €231k
2018: €141k
2019: €154k
2020: €218k
2021: €176k
2022: €212k
2023: €240k
2024: €231k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€621k-€673k▲ 8.4%€858k▲ 27.5%€811k▼ 5.5%€881k▲ 8.7%
Equity€178k-€218k▲ 22.6%€251k▲ 15.0%€234k▼ 6.7%€284k▲ 21.1%
Operating result€-41k-€49k€53k▲ 8.0%€-12k€73k
Net result€-45k-€40k€33k▼ 18.5%€-17k€50k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €73k after a loss of €12k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€6k▼ 40.9%
Current assets
€421k▲ 16.9%
Equity and liabilities €426k
Equity
€284k▲ 21.1%
Provisions
€122
Debt
€142k▲ 5.4%
The debt ratio falls from 36.6% to 33.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€80k▲
2024 · €-5k
Cash flow
€56k▲
2024 · €-11k
Solvency
66.6%▲
2024 · 63.4%
Current ratio
3.12▲
2024 · 2.80
Quick ratio
3.12▲
2024 · 2.80
Debt / equity
0.50▼
2024 · 0.58
ROE
17.5%▲
2024 · -7.2%
ROA
11.6%▲
2024 · -4.6%
Interest coverage
9.33▲
2024 · -0.55
Debt
€142k▲
2024 · €135k
Debt ≤ 1 year
€135k▲
2024 · €128k
Income taxes
€19k▲
2024 · €890
Staff costs
€266k▲
2024 · €248k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€426k▲
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Plant, machinery and equipment23€10k€6k▼
Current assets29/58€360k€421k▲
Amounts receivable within one year40/41€343k€409k▲
Trade receivables40€129k€156k▲
Other amounts receivable41€215k€253k▲
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€369k€426k▲
Equity10/15€234k€284k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€171k€221k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€165k€215k▲
Profit (loss) carried forward14€1k€622▼
Provisions and deferred taxes16-€122
Provisions for liabilities and charges160/5-€122
Pensions and similar obligations160-€122
Amounts payable17/49€135k€142k▲
Amounts payable within one year42/48€128k€135k▲
Trade debts44€70k€77k▲
Suppliers440/4€70k€77k▲
Taxes, remuneration and social security45€58k€58k▼
Taxes450/3€29k€34k▲
Remuneration and social security454/9€29k€24k▼
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Turnover70€811k€881k▲
Goods, raw materials, services and sundry goods60/61€575k€556k▼
Remuneration, social security and pensions62€248k€266k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€122
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€698
Gross operating margin9900€246k€348k▲
Operating profit (loss)9901€-12k€73k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Non-recurring financial income76B€180-
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-16k€68k▲
Income taxes67/77€890€19k▲
Profit (loss) for the period9904€-17k€50k▲
Profit (loss) for the period to be appropriated9905€-17k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€51k▲
Profit (loss) brought forward from the previous period14P€918€1k▲
Transfer from equity791/2€17k-
Transfer to equity691/2-€50k
To other reserves6921-€50k
Social balance
Average headcount (FTE)90875.74.6▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Equity above €200kEq €218k ▲22.6%
Equity rises from €178k to €218k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €-45k ▼180%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
2020
31-12
Financial
Equity above €200kEq €223k ▲33.9%
3 profitable years in a row build equity to €223k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 33 A2550 KontichGround area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Yellow Jersey
since 20172.261.563.611
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TACYTA
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bITco
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GL Consultancy
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Jetico
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InnovaQ
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Turnhout · Eq €284k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 13,842 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.