YDZZ
ActiveYDZZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €8k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 58% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-1
Solvency77▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.78 in 2024; short-term debt: 48.3% and cash: 31.9% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
10.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
25 d early
2023
20 d early
2022
5 d early
2021
17 d early
2020
8 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 24.3%
2024 · €31k
2018: €4k
2019: €6k
2020: €15k
2021: €16k
2022: €16k
2023: €24k
2024: €31k
2018 → 2025
Total assets
€76k▲ 11.3%
2024 · €68k
2018: €46k
2019: €59k
2020: €49k
2021: €46k
2022: €37k
2023: €68k
2024: €68k
2018 → 2025
Net result
€8k▲ 6.5%
2024 · €7k
2018: €15k
2019: €2k
2020: €9k
2021: €693
2022: €103
2023: €9k
2024: €7k
2018 → 2025
Working capital
€37k▲ 28.6%
2024 · €29k
2018: €2k
2019: €37
2020: €12k
2021: €13k
2022: €12k
2023: €21k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€16k▲ 0.7%€24k▲ 55.0%€31k▲ 29.6%€39k▲ 24.3%
Operating result€3k-€2k▼ 36.8%€14k▲ 561%€12k▼ 9.4%€14k▲ 10.1%
Net result€693-€103▼ 85.2%€9k▲ 8,293%€7k▼ 16.5%€8k▲ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€2k▼ 17.6%
Current assets
€73k▲ 12.6%
Equity and liabilities €76k
Equity
€39k▲ 24.3%
Debt
€36k▲ 0.1%
The debt ratio falls from 53.7% to 48.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €13k
Cash flow
€8k▲
2024 · €8k
Solvency
51.7%▲
2024 · 46.3%
Current ratio
2.01▲
2024 · 1.78
Quick ratio
1.26▼
2024 · 1.34
Debt / equity
0.93▼
2024 · 1.16
ROE
19.6%▼
2024 · 22.9%
ROA
10.1%▼
2024 · 10.6%
Interest coverage
7.35▼
2024 · 47.03
Debt
€36k▲
2024 · €36k
Debt ≤ 1 year
€36k▲
2024 · €36k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€76k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€1k€496▼
Furniture and vehicles24€1k€496▼
Financial fixed assets28€2k€2k=
Current assets29/58€65k€73k▲
Stocks and contracts in progress3€16k€27k▲
Stocks30/36€14k€18k▲
Contracts in progress37€2k€10k▲
Amounts receivable within one year40/41€20k€22k▲
Trade receivables40€20k€22k▲
Cash at bank and in hand54/58€29k€24k▼
Equity and liabilities
Total equity and liabilities10/49€68k€76k▲
Equity10/15€31k€39k▲
Contributions10/11€6k€6k=
Reserves13€25k€33k▲
Distributable reserves133€25k€33k▲
Amounts payable17/49€36k€36k▲
Amounts payable within one year42/48€36k€36k▲
Current portion of amounts payable after more than one year42€436-
Trade debts44€14k€18k▲
Suppliers440/4€14k€18k▲
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€19k€18k▼
Other amounts payable47/48€3k€35▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€878€511▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€15k€15k▲
Operating profit (loss)9901€12k€14k▲
Financial charges65/66B€281€2k▲
Recurring financial charges65€281€2k▲
Profit (loss) for the period before taxes9903€12k€12k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€7k€8k▲
Profit (loss) for the period to be appropriated9905€7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€8k▼
Profit (loss) brought forward from the previous period14P€9k-
Transfer to equity691/2€17k€8k▼
To other reserves6921€17k€8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €103 ▼85.2%
Net result drops to €103, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 10652930 BrasschaatGround area
660 m²
Building footprint
116 m²
Volume, LiDAR
1,017 m³
Parcel 11322C0063/00X000, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YDZZ
since 20152.300.657.579
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322C0063/00X000 | Flanders | 660 m² | 1 · 116 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrasschaat2.300.657.579
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Of 192 companies in sector 46421 we hold annual accounts for 129. 64 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2015
Fiscal year end31-12
Activities, NACEBEL
46421Wholesale trade
46423Wholesale of clothing, excluding workwear and underwear
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.