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YDIAR

Active
Private limited companyfounded 2024active for 2 yearsHalfbunderweg 11, 2620 Hemiksem, BelgiumKBO/BCE: BE 1010.933.802
Summary

YDIAR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,391 and a net result of €45,649. Its solvency ranks better than 63% of 975 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Employment placement agencies
NACE 78100
1 site
Size
≈ €200,000turnover 2025, estimated
Equity
€67,391
Profit
€45,649
Turnover estimated from the gross margin
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 127 days early
Why 98raises riskFounded in 2024lowers riskLiquidity: current ratio 2.80, cash €98,449Sector: Employment activities (NACE 78)Equity €67,391 (65.0% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 81% of its sector peers (NACE 78, micro)
Financial strength · tick = 2024
Strong
Solvency 90+10
equity 65.0% of total assets
Liquidity 84+6
short-term debt 35.0% · cash 94.9%
Profitability 100=
return on assets 44.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,376 companies, NACE 78, micro)
Last 24 months 07-2025: 0.1% 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025highest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.8, compared with 2.23 in 2024, above the usual 1.5; short-term debt: 35% and cash: 94.9% of total assets), and 35% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 66% on solvency, 76% on liquidity, 87% on profitability and 94% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.80, cash €98,449
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Sector: Employment activities (NACE 78)
KBO
lowers risk · Equity €67,391 (65.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
127 days early
2024
70 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 99 days before the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: Muyldermans Steven Martine Frans…

Financials · financial year 2025, micro format

Turnover
≈ €200,000
Estimated: probably between €130,000 and €340,000
Total assets
€103,752▲ 146%
2024 · €42,175
Net result
€45,649▲ 117%
2024 · €21,061
Working capital
€65,339▲ 184%
2024 · €22,982
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 123% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€65,327 2025 Net result€45,649 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 78, Employment activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€29,301-€65,327▲ 123%
Net result€21,061within the sector's middle half-€45,649above the sector's middle half▲ 117%
Equity€23,401within the sector's middle half-€67,391within the sector's middle half▲ 188%
Total assets€42,175below the sector's middle half-€103,752within the sector's middle half▲ 146%
Debt€18,773-€36,362▲ 93.7%
Working capital€22,982within the sector's middle half-€65,339within the sector's middle half▲ 184%
Solvency55.5%within the sector's middle half-65.0%within the sector's middle half▲ 9.5pp
Current ratio2.23within the sector's middle half-2.80within the sector's middle half▲ 0.57
Return on assets (ROA)49.9%above the sector's middle half-44.0%above the sector's middle half▼ 5.9pp
above within below the middle half of NACE 78, Employment activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,752
Fixed assets €2,051 ▲ 349%
Current assets €101,701 ▲ 144%
Equity and liabilities €103,752
Equity €67,391 ▲ 188%
Debt €36,362 ▲ 93.7%
Debt's share of the balance-sheet total falls from 44.5% to 35.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65,882▲
2024 · €29,334
Cash flow
€46,205▲
2024 · €21,094
Debt to equity
0.54▼
2024 · 0.80
ROE
67.7%▼
2024 · 90.0%
Interest coverage
20.63▲
2024 · 19.69
Debt ≤ 1 year
€36,362▲
2024 · €18,736
Income taxes
€16,484▲
2024 · €6,750
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,175€103,752▲
Fixed assets21/28€457€2,051▲
Tangible fixed assets22/27€457€2,051▲
Plant, machinery and equipment23€457€359▼
Furniture and vehicles24-€1,692
Current assets29/58€41,718€101,701▲
Amounts receivable within one year40/41€9,160€1,851▼
Trade receivables40€9,148€1,815▼
Other amounts receivable41€12€36▲
Cash at bank and in hand54/58€31,219€98,449▲
Deferred charges and accrued income490/1€1,339€1,401▲
Equity and liabilities
Total equity and liabilities10/49€42,175€103,752▲
Equity10/15€23,401€67,391▲
Contributions10/11€4,000€4,000=
Reserves13€19,000€63,000▲
Distributable reserves133€19,000€63,000▲
Profit (loss) carried forward14€401€391▼
Amounts payable17/49€18,773€36,362▲
Amounts payable within one year42/48€18,736€36,362▲
Trade debts44-€112
Suppliers440/4-€112
Taxes, remuneration and social security45€13,619€31,581▲
Taxes450/3€13,619€31,581▲
Other amounts payable47/48€5,117€4,669▼
Accrued charges and deferred income492/3€37€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€555▲
Other operating charges640/8€106€296▲
Gross operating margin9900€29,440€66,178▲
Operating profit (loss)9901€29,301€65,327▲
Financial charges65/66B€1,490€3,194▲
Recurring financial charges65€1,490€3,194▲
Profit (loss) for the period before taxes9903€27,811€62,133▲
Income taxes67/77€6,750€16,484▲
Profit (loss) for the period9904€21,061€45,649▲
Profit (loss) for the period to be appropriated9905€21,061€45,649▲
Appropriation of the result
Profit (loss) to be appropriated9906€21,061€46,051▲
Profit (loss) brought forward from the previous period14P-€401
Transfer to equity691/2€19,000€44,000▲
To other reserves6921€19,000€44,000▲
Profit to be distributed694/7€1,660€1,660=
Return on contributions (dividend)694€1,660€1,660=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€555▲ 17×
Other operating charges640/8€106€296▲ 180%
Gross operating margin9900€29,440€66,178▲ 125%
Operating profit (loss)9901€29,301€65,327▲ 123%
Financial charges65/66B€1,490€3,194▲ 114%
Recurring financial charges65€1,490€3,194▲ 114%
Profit (loss) for the period before taxes9903€27,811€62,133▲ 123%
Income taxes67/77€6,750€16,484▲ 144%
Profit (loss) for the period9904€21,061€45,649▲ 117%
Profit (loss) for the period to be appropriated9905€21,061€45,649▲ 117%
Line20242025Change
Assets
Total assets20/58€42,175€103,752▲ 146%
Fixed assets21/28€457€2,051▲ 349%
Tangible fixed assets22/27€457€2,051▲ 349%
Plant, machinery and equipment23€457€359▼ 21.4%
Furniture and vehicles24-€1,692-
Current assets29/58€41,718€101,701▲ 144%
Amounts receivable within one year40/41€9,160€1,851▼ 79.8%
Trade receivables40€9,148€1,815▼ 80.2%
Other amounts receivable41€12€36▲ 200%
Cash at bank and in hand54/58€31,219€98,449▲ 215%
Deferred charges and accrued income490/1€1,339€1,401▲ 4.6%
Equity and liabilities
Total equity and liabilities10/49€42,175€103,752▲ 146%
Equity10/15€23,401€67,391▲ 188%
Contributions10/11€4,000€4,000=
Reserves13€19,000€63,000▲ 232%
Distributable reserves133€19,000€63,000▲ 232%
Profit (loss) carried forward14€401€391▼ 2.7%
Amounts payable17/49€18,773€36,362▲ 93.7%
Amounts payable within one year42/48€18,736€36,362▲ 94.1%
Trade debts44-€112-
Suppliers440/4-€112-
Taxes, remuneration and social security45€13,619€31,581▲ 132%
Taxes450/3€13,619€31,581▲ 132%
Other amounts payable47/48€5,117€4,669▼ 8.8%
Accrued charges and deferred income492/3€37€0▼ 100%
Line20242025Change
Profit (loss) for the period9904€21,061€45,649▲ 117%
+ Depreciation and write-downs630€33€555▲ 17×
Operating cash flow (approximation)€21,094€46,205▲ 119%
Investment in fixed assets (approximation)--€2,150-
Change in cash-€67,231-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 26-03-2026 2026-00062914
31-12-2024 micro format 22-05-2025 2025-00103970

Similar companies · same sector, comparable size

Of the 2,334 active companies whose main activity is employment placement agencies (NACE 78100), figures are known for 1,395. 1,114 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Muyldermans Steven Martine Frans
Director (not named in the articles) · since 03-07-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Muyldermans Steven Martine Frans
  • Director (not named in the articles), from 03-07-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 03-07-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 03-07-2024 Incorporation · €4,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

YDIAR was incorporated on 29 June 2024 as a private limited company by one natural person, with a starting capital of €4,000.12 Since 2024, Muyldermans Steven Martine Frans has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-07-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
26-03
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
22-05
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
03-07
Gazette deed Incorporation
Appointment: Muyldermans Steven Martine Frans (director) · Founder · Founding capital6 facts ▸
  • Incorporation, “YDIAR” (deed in Dutch)
  • Founder, Muyldermans Steven Martine Frans
  • Founding capital, €4,000
  • Director appointment, Muyldermans Steven Martine Frans (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Other provision, “registratie neerlegging uittreksel, artikel 173 1°bis Wetboek Registratie-,Hypotheek- en Griffierechten en 3.12.3.0.5,§2,2° Vlaamse Codex Fiscaliteit” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded29-06-2024
Financial year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
85592Vocational training
85699Other educational support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010933802
Registered 21-10-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
393 m²
Building footprint
87 m²
Building volume
609 m³
Parcel 11018A0051/00F000, Flanders · tallest building 11.4 m. Linked by address, not a title deed.
1 establishment unit
YDIAR
Halfbunderweg 11, 2620 HemiksemEmployment placement agencies
since 2024unit no. 2.361.004.744
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11018A0051/00F000 Flanders 393 m² 1 · 87 m² 11.4 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“De overige dienstverlenende activiteiten op het gebied van informatie,n.e.g; Adviesbureau op het gebied van public relations en…” (deed in Dutch)
13 activities (deed in Dutch)
  1. De overige dienstverlenende activiteiten op het gebied van informatie,n.e.g.
  2. Adviesbureau op het gebied van public relations en communicatie
  3. De overige adviesbureaus op het gebied van bedrijfsbeheer,adviesbureaus op het gebied van bedrijfsvoering
  4. De arbeidsbemiddeling
  5. De activiteiten van uitzendbureaus
  6. De andere vormen van arbeidsbemiddeling
  7. De diverse administratieve activiteiten ten behoeve van kantoren
  8. De organisatie van congressen en beurzen
  9. De overige zakelijke dienstverlening,n.e.g.
  10. De beroepsopleiding
  11. De overige vormen van onderwijs
  12. De overige onderwijsondersteunende dienstverlening
  13. De overige persoonlijke diensten

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 2620 Hemiksem,Halfbunderweg 11” (deed in Dutch)

deed of 03-07-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Onbepaalde termijn tenzij algemene vergadering anders beslist, 1” (deed in Dutch)

deed of 03-07-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Fourth Thursday of May at 18:00

deed of 03-07-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Elk aandeel deelt op gelijke wijze in winst en vereffeningssaldo, winstverdeling” (deed in Dutch)
Other provision: “Bestemming winst en uitkeringen, uitkeringen uit winst lopend boekjaar of winst voorgaand boekjaar zolang jaarrekening nog niet…” (deed in Dutch)

deed of 03-07-2024