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YDCom

Active
Private limited companyfounded 2024active for 2 yearsBoulevard du Roi Albert(TOU) 48, 7500 Tournai, BelgiumKBO/BCE: BE 1009.415.157
Summary

YDCom has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,972 and a net result of €22,218. Its solvency ranks better than 76% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 16-05-2024 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 3 others
Establishment unit
2.359.929.133 7500 Tournai, since 16-05-2024
Financial year end
31 December
Peppol
Reachable since 17-04-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€38,904
▼ 36.9%
Turnover
≈ €130,000
estimated
Profit
€22,218
▼ 49.2%
Equity
€70,972
▲ 45.6%
Total assets
€87,377
▲ 14.6%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 3 days after the deadline
Score breakdownraises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Figures for financial year 2025 (filed on 04-08-2026)Equity €70,972 (81.2% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 71% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 100+11
equity 81.2% of total assets
Liquidity 58-26
short-term debt 18.8% · cash 11.2%
Profitability 100=
return on assets 25.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,915 companies, NACE 62, micro)
Last 24 months 06-2025: 0.4% 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.4%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.4 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.4 (2.37 in 2024), above the usual 1.5. Short-term debt is 18.8% and cash 11.2% of total assets. 18.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 41% on liquidity, 82% on profitability and 78% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 04-08-2026)
NBB · annual accounts
lowers risk · Equity €70,972 (81.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
3 days late
2024
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 4 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 3 days after the deadline Filed on 3 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00379226.

Annual accounts 2025 filed on 03-08-2026 at the NBB all 2 filings

Turnover
≈ €130,000
Estimated: probably between €110,000 and €180,000
Total assets
€87,377▲ 14.6%
2024 · €76,250
Net result
€22,218▼ 49.2%
2024 · €43,754
Working capital
€55,712▲ 47.4%
2024 · €37,806
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€33,308
▼ 43.4% 2025
20242025
Net result
€22,218
▼ 49.2% 2025
middle half of the sector
20242025
Equity
€70,972
▲ 45.6% 2025
middle half of the sector
20242025
Total assets
€87,377
▲ 14.6% 2025
middle half of the sector
20242025
Debt
€16,404
▼ 40.3% 2025
20242025
Working capital
€55,712
▲ 47.4% 2025
middle half of the sector
20242025
Solvency
81.2%
▲ 17.3pp 2025
highest quarter of the sector
20242025
Current ratio
4.40
▲ 2.02 2025
middle half of the sector
20242025
Return on assets (ROA)
25.4%
▼ 32.0pp 2025
middle half of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€58,819-€33,308▼ 43.4%
Net result€43,754within the sector's middle half-€22,218within the sector's middle half▼ 49.2%
Equity€48,754within the sector's middle half-€70,972within the sector's middle half▲ 45.6%
Total assets€76,250within the sector's middle half-€87,377within the sector's middle half▲ 14.6%
Debt€27,496-€16,404▼ 40.3%
Working capital€37,806within the sector's middle half-€55,712within the sector's middle half▲ 47.4%
Solvency63.9%within the sector's middle half-81.2%above the sector's middle half▲ 17.3pp
Current ratio2.37within the sector's middle half-4.40within the sector's middle half▲ 2.02
Return on assets (ROA)57.4%above the sector's middle half-25.4%within the sector's middle half▼ 32.0pp
above within below The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 43% lower than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87,377
Fixed assets €15,261 ▲ 39.4%
Current assets €72,116 ▲ 10.4%
Equity and liabilities €87,377
Equity €70,972 ▲ 45.6%
Debt €16,404 ▼ 40.3%
Debt's share of the balance-sheet total falls from 36.1% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€36,918▼
2024 · €61,089
Cash flow
€25,829▼
2024 · €46,024
Debt to equity
0.23▼
2024 · 0.56
ROE
31.3%▼
2024 · 89.7%
Interest coverage
28.00▼
2024 · over 100
Debt ≤ 1 year
€16,404▼
2024 · €27,496
Income taxes
€9,811▼
2024 · €15,037
Staff costs
€1,520
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€13,218€7,923
Depreciation and write-downs of the year€2,270€3,610

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€76,250€87,377▲
Fixed assets21/28€10,948€15,261▲
Tangible fixed assets22/27€10,948€15,261▲
Land and buildings22€3,334€2,477▼
Plant, machinery and equipment23-€775
Furniture and vehicles24€7,615€12,008▲
Current assets29/58€65,302€72,116▲
Amounts receivable within one year40/41€12,528€22,269▲
Trade receivables40€11,907€18,924▲
Other amounts receivable41€621€3,346▲
Current investments50/53-€40,000
Cash at bank and in hand54/58€52,774€9,753▼
Deferred charges and accrued income490/1-€93
Equity and liabilities
Total equity and liabilities10/49€76,250€87,377▲
Equity10/15€48,754€70,972▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€43,754€65,972▲
Amounts payable17/49€27,496€16,404▼
Amounts payable within one year42/48€27,496€16,404▼
Trade debts44€8,047€2,805▼
Suppliers440/4€8,047€2,805▼
Taxes, remuneration and social security45€19,449€13,599▼
Taxes450/3€19,449€13,599▼
Income statement Code20242025
Remuneration, social security and pensions62-€1,520
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,270€3,610▲
Other operating charges640/8€543€465▼
Gross operating margin9900€61,632€38,904▼
Operating profit (loss)9901€58,819€33,308▼
Financial income75/76B€19€40▲
Recurring financial income75€19€40▲
Financial charges65/66B€48€1,319▲
Recurring financial charges65€48€1,319▲
Profit (loss) for the period before taxes9903€58,791€32,029▼
Income taxes67/77€15,037€9,811▼
Profit (loss) for the period9904€43,754€22,218▼
Profit (loss) for the period to be appropriated9905€43,754€22,218▼
Appropriation of the result
Profit (loss) to be appropriated9906€43,754€65,972▲
Profit (loss) brought forward from the previous period14P-€43,754

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-08-2026.

Line20242025Change
Remuneration, social security and pensions62-€1,520-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,270€3,610▲ 59.1%
Other operating charges640/8€543€465▼ 14.3%
Gross operating margin9900€61,632€38,904▼ 36.9%
Operating profit (loss)9901€58,819€33,308▼ 43.4%
Financial income75/76B€19€40▲ 106%
Recurring financial income75€19€40▲ 106%
Financial charges65/66B€48€1,319▲ 28×
Recurring financial charges65€48€1,319▲ 28×
Profit (loss) for the period before taxes9903€58,791€32,029▼ 45.5%
Income taxes67/77€15,037€9,811▼ 34.8%
Profit (loss) for the period9904€43,754€22,218▼ 49.2%
Profit (loss) for the period to be appropriated9905€43,754€22,218▼ 49.2%
Line20242025Change
Assets
Total assets20/58€76,250€87,377▲ 14.6%
Fixed assets21/28€10,948€15,261▲ 39.4%
Tangible fixed assets22/27€10,948€15,261▲ 39.4%
Land and buildings22€3,334€2,477▼ 25.7%
Plant, machinery and equipment23-€775-
Furniture and vehicles24€7,615€12,008▲ 57.7%
Current assets29/58€65,302€72,116▲ 10.4%
Amounts receivable within one year40/41€12,528€22,269▲ 77.8%
Trade receivables40€11,907€18,924▲ 58.9%
Other amounts receivable41€621€3,346▲ 439%
Current investments50/53-€40,000-
Cash at bank and in hand54/58€52,774€9,753▼ 81.5%
Deferred charges and accrued income490/1-€93-
Equity and liabilities
Total equity and liabilities10/49€76,250€87,377▲ 14.6%
Equity10/15€48,754€70,972▲ 45.6%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€43,754€65,972▲ 50.8%
Amounts payable17/49€27,496€16,404▼ 40.3%
Amounts payable within one year42/48€27,496€16,404▼ 40.3%
Trade debts44€8,047€2,805▼ 65.1%
Suppliers440/4€8,047€2,805▼ 65.1%
Taxes, remuneration and social security45€19,449€13,599▼ 30.1%
Taxes450/3€19,449€13,599▼ 30.1%
Line20242025Change
Profit (loss) for the period9904€43,754€22,218▼ 49.2%
+ Depreciation and write-downs630€2,270€3,610▲ 59.1%
Operating cash flow (approximation)€46,024€25,829▼ 43.9%
Investment in fixed assets (approximation)--€7,923-
Change in cash--€43,020-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as YDCom has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of YDCom itself is lower: 0.1% within 12 months. It rests on far more data about YDCom than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for YDCom. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 03-08-2026 2026-00379226 PDF
31-12-2024 micro format 05-08-2025 2025-00357574 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
DECLEYRE Yves
Director (not named in the articles) · appointed in the act of 21-05-2024 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 21-05-2024

Owners and capital

Shareholders

At incorporation act of 21-05-2024 ↗

Capital transactions

Capital over time
  1. 21-05-2024 Incorporation · €5,000 · 100 shares

Articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant,moitié acquéreurs au prorata actions si plusieurs, entre vifs onéreux ou gratuit,volontaires ou forcées,y compris exclusion et…”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 21-05-2024 (in French)

Network & group

YDCom shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of YDCom. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
03-08
NBB filing Annual accounts 2025 filedNBB
micro format · 3 days late
2025
05-08
NBB filing Annual accounts 2024 filedNBB
micro format · 5 days late
2024
21-05
Gazette deed Incorporation
Starting capital €5,000 · Appointment: DECLEYRE Yves (director) · Founder9 points ▸
  • Incorporation, 14-05-2024
  • Founder, DECLEYRE Yves
  • Founding capital, €5,000
  • Bank account, “conformémentàlaloi” (deed in French)
  • Other provision, “arrêtstatuts, STATUTSarrêtésensuite” (deed in French)
  • Capital
  • Registered office clause, “7500 Tournai,Boulevard du Roi Albert,48” (deed in French)
  • Director appointment, DECLEYRE Yves (director (not named in the articles))
  • Board rule, 1, “actionnaire unique” (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

YDCom was incorporated on 16 May 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 DECLEYRE Yves is director of the company, appointed in the act of 21-05-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-05-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name YDCom in French
Enterprise number 1009.415.157
Legal form Private limited company
Status Active, normale toestand
Founded 16-05-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-05-2024 (in French)

Registered office and establishments

Registered office Boulevard du Roi Albert(TOU) 48, 7500 Tournai, Belgium
Establishment unit YDCom, Boulevard du Roi Albert(TOU) 48, 7500 Tournai since 16-05-2024 · unit number 2.359.929.133

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
62100 Computer programming
63100 Computing infrastructure, data processing, hosting and related activities
70200 Business and other management consultancy
Codes under NACEBEL 2008
62030 Computer programming, consultancy and related activities main activity
62010 Computer programming, consultancy and related activities
63110 Computing infrastructure, data processing, hosting and other information service activities
70220 Business consulting

Invoicing and payment

VAT number BE 1009.415.157
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1009415157
Registered 17-04-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 19:00
deed of 21-05-2024 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
647 m²
Building footprint
127 m²
Building volume
1,378 m³
Cadastral parcel Region Area Buildings Height / floors
57081I1248/00_000 Wallonia 647 m² 1 · 127 m² 13.3 m · 4