Losses
-€27,035 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
yCARus
Lifetime
4 annual accounts with figures on one time axispeak €79,239 (2023)
-€3,006▲ €6,995
lowest -€16,626 (2024)
-€10,409▲ €6,217
peak €100,269 (2023)
€73,234▼ 12.4%
€8,384▼ 48.6%
Board1 name since 2022
1 directorMASSON Gaëtan
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from -€10,001 to -€3,006Loss of €10,409Equity from €83,643 to €73,234Debts from €16,317 to €8,384Cash from €7,145 to €1,250
Key points
from the 2025 annual accountsLiquidity
6.89 was 4.19 in 2024
Short-term debts fell from €16,317 to €8,384.
Position in the sector
-€10,409
Lower net result than 90% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Turnover not published (micro format)
Checked score
85
Excellent
Financially stronger than 40% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.3 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.2%▼ -0.1 percentage points vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 6.89, cash €1,250, halved
Loss of €10,409, the second in a row (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 39% on liquidity, 9% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as yCARus has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of yCARus itself is lower: 0.3% within 12 months. It rests on far more data about yCARus than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for yCARus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.89 (4.19 in 2024), above the usual 1.5. Short-term debt is 10.3% and cash 1.5% of total assets. 10.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€10,409
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 days early
2024
28 days early
2023
20 days early
2022
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 24 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MASSON Gaëtan 100 sharesdeed of 01-04-2022
Shares in 1 company, CARBON
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0784205111
First establishment
Vieux Chemin de l'Helpe 148, Rixensart
Incorporation
Founding capital of €2,500, 100 shares · Founder: MASSON Gaëtan · Appointment: MASSON Gaëtan (director) · published on 01-04-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| yCARus Rixensart | €81,618 | -€3,006 | 89.7% | - |
| FinSec Ottignies-Louvain-la-Neuve | €81,697 | -€9,977 | 99.9% | - |
| La Forêt Court-Saint-Etienne | €90,130 | -€34,394 | 20.9% | - |
| BRITECO Rixensart | €81,768 | -€11,408 | -66.6% | - |
| LECO Temse | €80,862 | -€42,151 | -188.1% | - |
| PBO TRADING Aalst | €78,888 | -€25,389 | -1.1% | - |
| FIROA Anderlecht | €85,887 | -€6,628 | 14.6% | - |
These companies have the same main activity as yCARus: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €78,900 and €90,100, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 30-03-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.334.479.3031332 Rixensart, since 01-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Annual accounts 2025
- €81,618▼ 18.3%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on yCARus
yCARus files the micro format. That format states no turnover. The gross margin fell from €53,430 in 2022 to -€3,006 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about yCARus
- What is the company number of yCARus?
- The company number of yCARus is 0784.205.111. The VAT number is the same number with BE in front: BE 0784.205.111.
- Where is yCARus based?
- The registered office is at Vieux Chemin de l'Helpe 148, 1332 Rixensart.Company details
- What does yCARus do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of yCARus?
- yCARus is a private limited company (BV).
- When was yCARus founded?
- yCARus was founded on 30-03-2022.
- Is yCARus still active?
- Yes, yCARus is an active enterprise in the KBO register.
- What is the turnover of yCARus?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is yCARus profitable?
- In financial year 2025, yCARus made a loss of €10,409.
- Where can I find the annual accounts of yCARus?
- yCARus filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of yCARus due?
- yCARus must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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