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YCABO

Active
Private limited companyfounded 201016 yrs activeGentse Steenweg 104, 9160 Lokeren, BelgiumKBO/BCE: BE 0829.845.589
Summary

YCABO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,870 and a net result of €29,302. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 30% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
YCABOActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Bricklaying and masonry work
NACE 43910NACE 43994
1 site
Size
€278,414total assets 2025
Equity
€80,870
Profit
€29,302
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 27 d late0 of 4 deeds read
Why 92- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.46, cash €96,394+ Founded in 2010+ Figures for FY 2025 (filed 27-08-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 54+3
equity 29.0% of total assets
Liquidity 82+10
short-term debt 27.9% · cash 34.6%
Profitability 82+13
return on assets 10.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -1.4% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▲ +11.8% vs 03-2025 05-2025: 0.2%▼ -1.7% vs 04-2025 06-2025: 0.2%▼ -3.9% vs 05-2025 07-2025: 0.3%▲ +19.2% vs 06-2025 08-2025: 0.2%▼ -15.7% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -5.8% vs 12-2025 02-2026: 0.2%▲ +1.9% vs 01-2026 03-2026: 0.2%▼ -1.4% vs 02-2026 04-2026: 0.2%▲ +12.2% vs 03-2026 05-2026: 0.2%▼ -3.3% vs 04-2026 06-2026: 0.2%▼ -2.6% vs 05-2026 07-2026: 0.2%▲ +4.0% vs 06-2026 08-2026: 0.5%▲ +106% vs 07-2026highest value 09-2026: 0.2%▼ -64.9% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.46, cash €96,394 lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 2010 lowers the probability for this profile
  • Figures for FY 2025 (filed 27-08-2026) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.29 in 2024; short-term debt: 27.9% and cash: 34.6% of total assets), and 71% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 31%, liquidity 80%, profitability 64%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.46, cash €96,394
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2010
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 27-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €80,870
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
15 d early
2023
12 d early
2022
4 d early
2021
2 d early
2020
4 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €29,302 ▲111,315%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €29,302 5 years View
  • Total assets 20256 fiscal years filed €278,414 View
  • Active since 2010founded 04-10-2010 16 years View

By topic

Financials

Fiscal year
2025
Total assets
€278,414
Profit
€29,302
Solvency
29.0%
Total assets▲ 38.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 16-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Bricklaying and masonry workNACE 43910
Founded
04-10-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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