YCA TRADE
ActiveYCA TRADE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-92k) and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 14% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-14
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 0.61 in 2024; short-term debt: 75.8% and cash: 6.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-38.3%
Return on assets
-0.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-92k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
2023
21 d late
2022
22 d late
2021
25 d late
2020
24 d late
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-92k▼ 2.4%
2024 · €-90k
2018: €-100k
2019: €-104k
2020: €-104k
2021: €-109k
2022: €-101k
2023: €-102k
2024: €-90k
2018 → 2025
Total assets
€240k▼ 6.4%
2024 · €256k
2018: €286k
2019: €285k
2020: €261k
2021: €249k
2022: €229k
2023: €230k
2024: €256k
2018 → 2025
Net result
€-2k
2024 · €12k
2018: €-22k
2019: €-5k
2020: €-48
2021: €-25k
2022: €-7k
2023: €-814
2024: €12k
2018 → 2025
Working capital
€-78k▼ 2.8%
2024 · €-76k
2018: €-116k
2019: €-121k
2020: €-121k
2021: €-95k
2022: €-87k
2023: €-88k
2024: €-76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-109k-€-101k▲ 7.4%€-102k▼ 0.8%€-90k▲ 11.8%€-92k▼ 2.4%
Operating result€-22k-€-5k▲ 76.9%€3k€18k▲ 517%€-211
Net result€-25k-€-7k▲ 71.6%€-814▲ 88.3%€12k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €211 after €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€136k=
Current assets
€104k▼ 13.6%
Key figures and ratios
Solvency
-38.3%▼
2024 · -35.0%
Current ratio
0.57▼
2024 · 0.61
Quick ratio
0.21▼
2024 · 0.23
Debt / equity
-3.61▲
2024 · -3.85
ROA
-0.9%▼
2024 · 4.7%
Debt
€332k▼
2024 · €346k
Debt ≤ 1 year
€182k▼
2024 · €196k
Debt > 1 year
€150k=
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€256k€240k▼
Fixed assets21/28€136k€136k=
Tangible fixed assets22/27€136k€136k=
Land and buildings22€129k€129k=
Plant, machinery and equipment23€6k€6k=
Furniture and vehicles24€475€475=
Current assets29/58€120k€104k▼
Stocks and contracts in progress3€74k€66k▼
Stocks30/36€74k€66k▼
Cash at bank and in hand54/58€18k€15k▼
Deferred charges and accrued income490/1€28k€22k▼
Equity and liabilities
Total equity and liabilities10/49€256k€240k▼
Equity10/15€-90k€-92k▼
Contributions10/11€125k€125k=
Reserves13€17k€17k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€-231k€-233k▼
Amounts payable17/49€346k€332k▼
Amounts payable after more than one year17€150k€150k=
Financial debts170/4€150k€150k=
Amounts payable within one year42/48€196k€182k▼
Financial debts43€60k€60k=
Credit institutions430/8€60k€60k=
Trade debts44€34k€28k▼
Suppliers440/4€34k€28k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€101k€92k▼
Income statement
Code20242025
Non-recurring operating income76A€484€499▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€21k€3k▼
Operating profit (loss)9901€18k€-211▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€12k€-2k▼
Profit (loss) for the period9904€12k€-2k▼
Profit (loss) for the period to be appropriated9905€12k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-231k€-233k▼
Profit (loss) brought forward from the previous period14P€-243k€-231k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 6 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotestraat 109500 GeraardsbergenGround area
753 m²
Building footprint
437 m²
Volume, LiDAR
2,748 m³
Parcel 41018A0492/00H000, Flanders · tallest building 14.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
YCA TRADE
since 20032.132.824.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41018A0492/00H000 | Flanders | 752 m² | 1 · 437 m² | 14.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GLOWUP FJB
BE 1022.186.493
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SCAPA HOME
BE 0717.567.396
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Of 6,498 companies in sector 47716 we hold annual accounts for 2,440. 1,496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-08-2003
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
47714Retail trade
47715Retail trade
52425
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.