Checked.be
Active
BE 0598.818.414Private limited company
YATMO
Brasemlaan 15 ·1160 Oudergem, Belgium· 11 yrs active
Sector: Other software publishing
(58290)
Conclusion
YATMO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €6k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 656 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €18k |
| Net result | €6k |
| Better than sector | 75% |
| Active | 11 yrs |
Financial profile
94
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
100
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2015, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
93
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
75
2021
78
2022
62
2023
93
2024
93
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 5.16 (≥ 1.5)
+10
Quick ratio
Quick ratio 5.16 (≥ 1.0)
+5
Leverage
Debt/equity 0.24 (< 1.0)
+10
Profitability
ROE 30% (≥ 10%)
+10
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 08-12-2025 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Gross margin: growth of ~77.5%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 58, Publishing activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 80.6% | 50.5% | |
| Net result | €6k | €6k | |
| Equity | €18k | €44k | |
| Gross operating margin | €8k | €24k | |
| Total assets | €23k | €118k |
€-4k
-
21-25
€6k
+46.2%
21-25
€2k
-
21-25
€23k
+21.6%
21-25
€18k
+43.5%
21-25
€18k
+43.5%
21-25
€2k
+549.0%
21-25
€4k
-25.6%
21-25
€4k
-25.6%
21-25
5.16
+63.5%
21-25
5.16
+63.5%
21-25
80.6%
+18.0%
21-25
0.24
-48.2%
21-25
30.3%
+1.9%
21-25
24.4%
+20.3%
21-25
Figures by fiscal year and ratios
Change versus the prior fiscal year, coloured by direction (green = favourable).
| Fiscal year | 2025 Δ | 2024 Δ | 2023 Δ | 2022 Δ | 2021 Δ |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | full schema | full schema |
| Revenue | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Net profit | +46.2% | - | - | +23.6% | - |
| Cash flow | - | - | - | - | - |
| Staff costs | - | - | - | - | - |
| Income taxes | +549.0% | - | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | +21.6% | +76.6% | -10.9% | -33.0% | - |
| Equity | +43.5% | +42.3% | -13.9% | +14.8% | - |
| Debt | -25.6% | +267.4% | +10.3% | -83.1% | - |
| of which ≤ 1y | -25.6% | +267.4% | - | - | - |
| of which > 1y | - | - | - | - | - |
| Working capital | +43.5% | +42.3% | - | - | - |
| Employees (FTE) | - | - | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 5.16 | 3.16 | 6.57 | - | 2.18 |
| Quick ratio | 5.16 | 3.16 | 6.57 | - | 2.18 |
| Working capital ratio | 80.6% | 68.3% | 84.8% | - | 54.2% |
| Solvency | 80.6% | 68.3% | 84.8% | 87.7% | 51.2% |
| Debt / equity | 0.24 | 0.46 | 0.18 | 0.14 | - |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | - | - | - | - | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 24.4% | 20.3% | -13.7% | 11.3% | 6.1% |
| ROE | 30.3% | 29.7% | -16.2% | 12.9% | 12.0% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €23k | €19k | €11k | €12k | €18k |
| Current assets | 29/58 | €23k | €19k | €11k | €12k | €18k |
| Amounts receivable within one year | 40/41 | €11k | €19k | €10k | €10k | €7k |
| Cash & bank | 54/58 | €12k | €350 | €517 | €2k | €11k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €23k | €19k | €11k | €12k | €18k |
| Equity | 10/15 | €18k | €13k | €9k | €11k | €9k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | - |
| Reserves | 13 | €11k | €6k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €992 | €992 | €992 | €2k | €1k |
| Amounts payable | 17/49 | €4k | €6k | €2k | €1k | €9k |
| Amounts payable within one year | 42/48 | €4k | €6k | €2k | - | €8k |
| Trade debts payable within one year | 44 | €2k | €6k | €2k | - | €8k |
| Income statement | ||||||
| Gross operating margin | 9900 | €8k | €4k | €-1k | €1k | €-4k |
| Operating result | 9901 | €8k | €4k | €-2k | €1k | €-4k |
| Financial income | 75 | €262 | €215 | €267 | €230 | €330 |
| Financial charges | 65 | €131 | €52 | €14 | €2 | €8 |
| Result before taxes | 9903 | €8k | €4k | €-1k | €1k | €-4k |
| Income taxes | 67/77 | €2k | €383 | - | - | €-3 |
| Net result for the period | 9904 | €6k | €4k | €-1k | €1k | €-4k |
| Result to be appropriated | 9905 | €6k | €4k | €-1k | €1k | €-4k |
Legal Structure
| NACE primary | Other software publishing(58290) |
| Legal form | Private limited company(610) |
| Incorporation | 19-02-2015 |
| Status | Active |
| Postal code | 1160 |
Establishment units
YATMO
since 20152.240.444.236
Real-estate footprint
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0230/00M000 | Brussels | 1,858 m² | 1 · 207 m² | 13.0 m · 3 fl. |
| 21002A0060/00C008 | Brussels | 158 m² | 1 · 79 m² | 12.2 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2021net €6k ▲46.2%
Operating result €8k, net result €6k, both a record.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-1k ▼208%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2022
02-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
04-10
State Gazette act
Director changes
Sophie MAQUET
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 3 years ago
2022
04-10-2022 Board composition published
Notary:
Sophie MAQUET · Bruxelles
Technical details
{
"events": [
{
"kind": "board_snapshot",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "HUVELLE Denis",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": true,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "MASSION Denis",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": true,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Sophie MAQUET",
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2022-10-04",
"filing_date": "2022-09-30",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2022-09-28",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0598.818.414",
"name_full": "YATMO",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Sophie MAQUET",
"org_rep_person_name": null,
"person_role_at_subject": "Notaire"
},
"co_filed_documents": [
"1 exp\u00E9dition",
"statuts coordonn\u00E9s"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Other software publishing58290Other information technology and computer services62900Computing infrastructure, data processing, hosting and other information service activities63120Web portal activities63910Advertising agencies73110Other business support services82990
Names & trade names
| Legal nameFR | YATMO |
Similar companies
Renonline
BE 0782.268.079 · Houthulst
declerck.be
BE 0543.337.778 · Rumst
Leemans ICT
BE 0627.857.244 · Zemst
Aurum Fitness Application
BE 0770.845.934 · Aartselaar
TYLIUM
BE 1000.798.191 · Profondeville