YASMINE

Active

Private limited companyfounded 20215 yrs activeTorhoutsesteenweg 691, 8400 Oostende, BelgiumKBO/BCE: BE 0766.752.435

Summary

YASMINE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €90,281. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

YASMINEActiveChecked score 97/100

Risk analysis Report Compare

What they do

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

1 site

How big

€2.3mtotal assets 2025

Equity: €2.2m
Profit: €90,281

Turnover not published (abridged schema)

Financially healthy?

97 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Who decides

Parent: AUTOGROEP NOORDZEE · 100%

Accounts filed 31 d late0 of 4 deeds read

Why 97- Latest accounts 31 days late; 2 of the last 3 late+ Sector Real estate activities (NACE 68)+ Size: total assets €2.3m+ Equity €2.2m (99.5% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 78% of its sector peers (NACE 68, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 99.5% of total assets

Liquidity 54-1

short-term debt 0.5% · cash 3.2%

Profitability 74=

return on assets 4.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,922 companies)

Last 3 months 08-2026: 0.2%highest value 09-2026: 0.1%▼ -49.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Sector Real estate activities (NACE 68) lowers the probability
Latest accounts 31 days late; 2 of the last 3 late raises the probability
Size: total assets €2.3m lowers the probability for this profile
Equity €2.2m (99.5% of total assets) lowers the probability

Credit up to €210,000 at 30 days acceptable

Liquidity ample (current ratio 22.17 against 3.77 in 2024; short-term debt: 0.5% and cash: 3.2% of total assets), and 0.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 92%, liquidity 77%, profitability 81%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Latest accounts 31 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €2.3m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €2.2m (99.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

31 d late

2024

28 d late

2023

31 d late

2022

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Weakest financial yearnet €90,281 ▼1.6%
31-12-25 Liquidity times 6current ratio 22.17

Key points

Positive: Among the best 5% on solvencysector median 31.3% · 9,986 companies 99.5% View
Controlled by AUTOGROEP NOORDZEE 100% View
Total assets 20254 fiscal years filed €2.3m View