YASMINE
ActiveYASMINE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €52k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 2.07 in 2024), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
32.3%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €105k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
2 d early
2023
22 d early
2022
25 d early
2021
4 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 95.5%
2024 · €53k
2018: €-29k
2019: €-21k
2020: €-22k
2021: €-31k
2022: €13k
2023: €20k
2024: €53k
2018 → 2025
Total assets
€161k▲ 61.6%
2024 · €99k
2018: €38k
2019: €83k
2020: €65k
2021: €60k
2022: €62k
2023: €65k
2024: €99k
2018 → 2025
Net result
€52k▲ 46.7%
2024 · €35k
2018: €53k
2019: €8k
2020: €-1k
2021: €-8k
2022: €44k
2023: €7k
2024: €35k
2018 → 2025
Working capital
€102k▲ 107%
2024 · €49k
2018: €2k
2019: €-26k
2020: €-13k
2021: €-58k
2022: €-787
2023: €17k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-31k-€13k€20k▲ 46.2%€53k▲ 171%€105k▲ 95.5%
Operating result€-6k-€54k€12k▼ 78.7%€50k▲ 330%€70k▲ 40.3%
Net result€-8k-€44k€7k▼ 84.1%€35k▲ 403%€52k▲ 46.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€2k▼ 43.7%
Current assets
€158k▲ 66.2%
Equity and liabilities €161k
Equity
€105k▲ 95.5%
Debt
€56k▲ 22.2%
The debt ratio falls from 46.2% to 35.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€72k▲
2024 · €51k
Cash flow
€54k▲
2024 · €37k
Solvency
65.0%▲
2024 · 53.8%
Current ratio
2.82▲
2024 · 2.07
Quick ratio
2.82▲
2024 · 2.07
Debt / equity
0.54▼
2024 · 0.86
ROE
49.7%▼
2024 · 66.2%
ROA
32.3%▼
2024 · 35.6%
Interest coverage
71.67▼
2024 · 509.43
Debt
€56k▲
2024 · €46k
Debt ≤ 1 year
€56k▲
2024 · €46k
Income taxes
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€161k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€816€177▼
Current assets29/58€95k€158k▲
Amounts receivable within one year40/41€12k€18k▲
Trade receivables40€11k€15k▲
Other amounts receivable41€575€3k▲
Cash at bank and in hand54/58€82k€109k▲
Deferred charges and accrued income490/1€2k€31k▲
Equity and liabilities
Total equity and liabilities10/49€99k€161k▲
Equity10/15€53k€105k▲
Contributions10/11€19k€19k=
Reserves13€35k€86k▲
Distributable reserves133€35k€86k▲
Amounts payable17/49€46k€56k▲
Amounts payable within one year42/48€46k€56k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€12k€10k▼
Other amounts payable47/48€31k€41k▲
Accrued charges and deferred income492/3€47-
Income statement
Code20242025
Non-recurring operating income76A-€27k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€53k€73k▲
Operating profit (loss)9901€50k€70k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€100€999▲
Recurring financial charges65€100€999▲
Profit (loss) for the period before taxes9903€50k€69k▲
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€35k€52k▲
Profit (loss) for the period to be appropriated9905€35k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€52k▲
Transfer from equity791/2€1k-
Transfer to equity691/2€35k€51k▲
To other reserves6921€35k€51k▲
Profit to be distributed694/7€2k€833▼
Return on contributions (dividend)694€2k€833▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €105k ▲95.5%
4 profitable years in a row build equity to €105k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerstraat 21785 MerchtemGround area
630 m²
Building footprint
112 m²
Volume, LiDAR
669 m³
Parcel 23052A0332/00V000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YASMINE
since 19882.040.666.895
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23052A0332/00V000 | Flanders | 630 m² | 1 · 112 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 500 companies in sector 47713 we hold annual accounts for 196. 152 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-1988
Fiscal year end31-12
Activities, NACEBEL
47713Retail trade
52424
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.