YAPIM
ActiveSummary
YAPIM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €52k and a net result of €32k. Its solvency ranks better than 57% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency90▲+17
Growth78
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 1.98 in 2023; short-term debt: 34.5% and cash: 9.1% of total assets), and 34.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€52k▲ 159%
2023 · €20k
2023: €20k
2023 → 2024
Total assets
€80k▲ 88.7%
2023 · €42k
2023: €42k
2023 → 2024
Net result
€32k▲ 59.1%
2023 · €20k
2023: €20k
2023 → 2024
Working capital
€52k▲ 151%
2023 · €20k
2023: €20k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€20k-€52k▲ 159%
Operating result€25k-€38k▲ 51.5%
Net result€20k-€32k▲ 59.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 52% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €80k
Fixed assets
€562 ▼ 33.3%
Current assets
€79k ▲ 91.2%
Equity and liabilities €80k
Equity
€52k ▲ 159%
Debt
€27k ▲ 24.6%
Debt's share of the balance-sheet total falls from 52.3% to 34.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k
Cash flow
€32k
Current ratio
2.87▲
2023 · 1.98
Debt to equity
0.53▼
2023 · 1.10
ROE
61.4%▼
2023 · 100.0%
ROA
40.2%▼
2023 · 47.7%
Interest coverage
677.10
Debt ≤ 1 year
€27k▲
2023 · €21k
Income taxes
€9k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet
Code20232024
Assets
Total assets20/58€42k€80k▲
Fixed assets21/28€843€562▼
Tangible fixed assets22/27€843€562▼
Furniture and vehicles24€843€562▼
Current assets29/58€41k€79k▲
Amounts receivable within one year40/41€17k€67k▲
Other amounts receivable41€17k€67k▲
Cash at bank and in hand54/58€24k€7k▼
Deferred charges and accrued income490/1€259€4k▲
Equity and liabilities
Total equity and liabilities10/49€42k€80k▲
Equity10/15€20k€52k▲
Profit (loss) carried forward14€20k€52k▲
Amounts payable17/49€22k€27k▲
Amounts payable within one year42/48€21k€27k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€18k€24k▲
Taxes450/3€18k€24k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€281
Other operating charges640/8-€2k
Gross operating margin9900€25k€40k▲
Operating profit (loss)9901€25k€38k▲
Financial income75/76B€259€2k▲
Recurring financial income75€259€2k▲
Financial charges65/66B-€57
Recurring financial charges65-€57
Profit (loss) for the period before taxes9903€26k€41k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€20k€32k▲
Profit (loss) for the period to be appropriated9905€20k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€52k▲
Profit (loss) brought forward from the previous period14P-€20k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fernand Cocqplein 221050 ElseneGround area
171 m²
Building footprint
135 m²
Volume, LiDAR
2,213 m³
Parcel 21009A0962/00B010, Brussels · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0962/00B010 | Brussels | 171 m² | 1 · 135 m² | 21.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SABINE SZULANSKI ADVOCAAT-AVOCATE
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,238 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.