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Private limited companyfounded 2023active for 3 yearsCeurvorstlaan 7, 2610 Antwerpen, BelgiumKBO/BCE: BE 0801.442.209
Summary

YaPi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €24,665 and a net result of €13,870. Equity is growing by about 112% per year across the filed financial years. Its solvency ranks better than 11% of 9,725 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
€612,912total assets 2025
Equity
€24,665
Profit
€13,870
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 39 days early1 deed in the Belgian Official Gazette
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9725 sector peers (2025).
NBB · sector comparison
Position among 9725 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
39 days early
2024
44 days early
2023
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 42 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €13,870 ▲34.3%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€24,665▲ 128%
2024 · €10,795
Net result
€13,870▲ 34.3%
2024 · €10,331
Total assets
€612,912▲ 0.3%
2024 · €611,382
Solvency
4.0%▲ 2.3pp
2024 · 1.8%
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€45,461 2025 Net result€13,870 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€13,287-€42,131▲ 217%€45,461▲ 7.9%
Net result€365below the sector's middle half-€10,331within the sector's middle half▲ 28×€13,870within the sector's middle half▲ 34.3%
Equity€465below the sector's middle half-€10,795below the sector's middle half▲ 23×€24,665below the sector's middle half▲ 128%
Total assets€621,731within the sector's middle half-€611,382within the sector's middle half▼ 1.7%€612,912within the sector's middle half▲ 0.3%
Debt€621,266-€600,587▼ 3.3%€588,246▼ 2.1%
Working capital-€16,310within the sector's middle half--€15,256within the sector's middle half▲ 6.5%-€34,700below the sector's middle half▼ 127%
Solvency0.1%below the sector's middle half-1.8%below the sector's middle half▲ 1.7pp4.0%below the sector's middle half▲ 2.3pp
Current ratio0.42below the sector's middle half-0.49below the sector's middle half▲ 0.070.46below the sector's middle half▼ 0.03
Return on assets (ROA)0.1%below the sector's middle half-1.7%within the sector's middle half▲ 1.6pp2.3%within the sector's middle half▲ 0.6pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612,912
Fixed assets €583,677 ▼ 2.2%
Current assets €29,235 ▲ 99.7%
Equity and liabilities €612,912
Equity €24,665 ▲ 128%
Debt €588,246 ▼ 2.1%
Debt's share of the balance-sheet total falls from 98.2% to 96.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
56.2%▼
2024 · 95.7%
Debt ≤ 1 year
€63,935▲
2024 · €29,896
Debt > 1 year
€524,312▼
2024 · €570,691
Income taxes
€4,864▲
2024 · €2,922
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€611,382€612,912▲
Fixed assets21/28€596,742€583,677▼
Tangible fixed assets22/27€596,742€583,677▼
Land and buildings22€596,742€583,677▼
Current assets29/58€14,640€29,235▲
Amounts receivable within one year40/41€12,500€29,235▲
Trade receivables40€12,500€29,235▲
Cash at bank and in hand54/58€2,140-
Equity and liabilities
Total equity and liabilities10/49€611,382€612,912▲
Equity10/15€10,795€24,665▲
Contributions10/11€100€100=
Profit (loss) carried forward14€10,695€24,565▲
Amounts payable17/49€600,587€588,246▼
Amounts payable after more than one year17€570,691€524,312▼
Financial debts170/4€570,691€524,312▼
Amounts payable within one year42/48€29,896€63,935▲
Current portion of amounts payable after more than one year42€22,342€23,379▲
Financial debts43-€2,079
Credit institutions430/8-€2,079
Trade debts44€1,867€20,823▲
Suppliers440/4€1,867€20,823▲
Taxes, remuneration and social security45€4,794€16,760▲
Taxes450/3€4,794€16,760▲
Other amounts payable47/48€893€893=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,065€13,065=
Other operating charges640/8€2,572€3,007▲
Gross operating margin9900€57,768€61,533▲
Operating profit (loss)9901€42,131€45,461▲
Financial charges65/66B€28,878€26,727▼
Recurring financial charges65€28,878€26,727▼
Profit (loss) for the period before taxes9903€13,253€18,734▲
Income taxes67/77€2,922€4,864▲
Profit (loss) for the period9904€10,331€13,870▲
Profit (loss) for the period to be appropriated9905€10,331€13,870▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,695€24,565▲
Profit (loss) brought forward from the previous period14P€365€10,695▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,193€13,065€13,065=
Other operating charges640/8€1,933€2,572€3,007▲ 16.9%
Gross operating margin9900€21,412€57,768€61,533▲ 6.5%
Operating profit (loss)9901€13,287€42,131€45,461▲ 7.9%
Financial income75/76B€45---
Recurring financial income75€45---
Financial charges65/66B€12,967€28,878€26,727▼ 7.4%
Recurring financial charges65€12,967€28,878€26,727▼ 7.4%
Profit (loss) for the period before taxes9903€365€13,253€18,734▲ 41.4%
Income taxes67/77-€2,922€4,864▲ 66.4%
Profit (loss) for the period9904€365€10,331€13,870▲ 34.3%
Profit (loss) for the period to be appropriated9905€365€10,331€13,870▲ 34.3%
Line202320242025Change
Assets
Total assets20/58€621,731€611,382€612,912▲ 0.3%
Fixed assets21/28€609,807€596,742€583,677▼ 2.2%
Tangible fixed assets22/27€609,807€596,742€583,677▼ 2.2%
Land and buildings22€609,807€596,742€583,677▼ 2.2%
Current assets29/58€11,923€14,640€29,235▲ 99.7%
Stocks and contracts in progress3€2,500---
Contracts in progress37€2,500---
Amounts receivable within one year40/41€1,695€12,500€29,235▲ 134%
Trade receivables40-€12,500€29,235▲ 134%
Other amounts receivable41€1,695---
Cash at bank and in hand54/58€7,728€2,140--
Equity and liabilities
Total equity and liabilities10/49€621,731€611,382€612,912▲ 0.3%
Equity10/15€465€10,795€24,665▲ 128%
Contributions10/11€100€100€100=
Profit (loss) carried forward14€365€10,695€24,565▲ 130%
Amounts payable17/49€621,266€600,587€588,246▼ 2.1%
Amounts payable after more than one year17€593,033€570,691€524,312▼ 8.1%
Financial debts170/4€593,033€570,691€524,312▼ 8.1%
Amounts payable within one year42/48€28,233€29,896€63,935▲ 114%
Current portion of amounts payable after more than one year42€21,352€22,342€23,379▲ 4.6%
Financial debts43--€2,079-
Credit institutions430/8--€2,079-
Trade debts44-€1,867€20,823▲ 11×
Suppliers440/4-€1,867€20,823▲ 11×
Taxes, remuneration and social security45€5,439€4,794€16,760▲ 250%
Taxes450/3€3,439€4,794€16,760▲ 250%
Remuneration and social security454/9€2,000---
Other amounts payable47/48€1,442€893€893=
Line202320242025Change
Profit (loss) for the period9904€365€10,331€13,870▲ 34.3%
+ Depreciation and write-downs630€6,193€13,065€13,065=
Operating cash flow (approximation)€6,557€23,396€26,935▲ 15.1%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€5,588--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 22-06-2026 2026-00183426
31-12-2024 micro format 17-06-2025 2025-00147412
31-12-2023 micro format 17-06-2024 2024-00134572

Similar companies · same sector, comparable size

Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,994. 8,314 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 4 May 2023, YaPi was incorporated as a private limited company.1 Total assets went from €621,731 in 2023 to €612,912 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2023 to 2025net €13,870 ▲34.3%
Operating result €45,461, net result €13,870, both a record.
17-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
17-06
NBB filing Annual accounts filed
financial year 2023 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded04-05-2023
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801442209
Also 9925:BE0801442209
Registered 24-11-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
251 m²
Building footprint
106 m²
Building volume
852 m³
Parcel 11051B0374/00V004, Flanders · tallest building 10.0 m. Linked by address, not a title deed.
1 establishment unit
YaPi
Ceurvorstlaan 7, 2610 AntwerpenOther activities auxiliary to financial services, excluding insurance and pension funding
since 2023unit no. 2.344.939.168
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11051B0374/00V004 Flanders 251 m² 1 · 106 m² 10.0 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.