YAO Consulting
ActiveYAO Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €40k. Equity is growing by ~92.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97=
Growth78=
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 3.56 against 3.38 in 2024; short-term debt: 27.7% and cash: 78.7% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
36.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
21 d early
2024
30 d early
2023
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 95.9%
2024 · €41k
2023: €4k
2024: €41k
2023 → 2025
Total assets
€110k▲ 94.7%
2024 · €57k
2023: €10k
2024: €57k
2023 → 2025
Net result
€40k▲ 9.4%
2024 · €36k
2023: €2k
2024: €36k
2023 → 2025
Working capital
€78k▲ 106%
2024 · €38k
2023: €4k
2024: €38k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€41k▲ 862%€80k▲ 95.9%
Operating result€2k-€48k▲ 2,049%€51k▲ 6.9%
Net result€2k-€36k▲ 2,007%€40k▲ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€1k▼ 45.3%
Current assets
€109k▲ 102%
Equity and liabilities €110k
Equity
€80k▲ 95.9%
Debt
€31k▲ 91.4%
The debt ratio falls from 28.2% to 27.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €49k
Cash flow
€41k▲
2024 · €37k
Solvency
72.3%▲
2024 · 71.8%
Current ratio
3.56▲
2024 · 3.38
Quick ratio
3.56▲
2024 · 3.38
Debt / equity
0.38▼
2024 · 0.39
ROE
50.0%▼
2024 · 89.6%
ROA
36.2%▼
2024 · 64.4%
Interest coverage
38.54▲
2024 · 35.97
Debt
€31k▲
2024 · €16k
Debt ≤ 1 year
€31k▲
2024 · €16k
Income taxes
€10k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€110k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€3k-
Furniture and vehicles24-€1k
Current assets29/58€54k€109k▲
Amounts receivable within one year40/41€11k€20k▲
Trade receivables40€10k€20k▲
Other amounts receivable41€272-
Cash at bank and in hand54/58€40k€87k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€57k€110k▲
Equity10/15€41k€80k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€38k€77k▲
Amounts payable17/49€16k€31k▲
Amounts payable within one year42/48€16k€31k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€13k€23k▲
Taxes450/3€13k€20k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48-€859
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€959€1k▲
Other operating charges640/8€159-
Gross operating margin9900€49k€52k▲
Operating profit (loss)9901€48k€51k▲
Financial income75/76B€1€187▲
Recurring financial income75€1€187▲
Financial charges65/66B€1k€1k=
Recurring financial charges65€1k€1k▲
Non-recurring financial charges66B€1-
Profit (loss) for the period before taxes9903€46k€50k▲
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€36k€40k▲
Profit (loss) for the period to be appropriated9905€36k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€78k▲
Profit (loss) brought forward from the previous period14P€2k€38k▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €40k ▲9.4%
Operating result €51k, net result €40k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.38
Current ratio from 1.68 to 3.38.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edisonstraat 601190 VorstGround area
107 m²
Building footprint
96 m²
Volume, LiDAR
1,609 m³
Parcel 21007A0040/00Y009, Brussels · tallest building 21.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
YAO Consulting
since 20232.352.070.747
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0040/00Y009 | Brussels | 106 m² | 1 · 96 m² | 21.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900UWQU7KTS4DXL21
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.