YANS
ActiveSummary
YANS has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.82M and a net result of €108k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 95% of 9624 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▲+30
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 14.67 against 11.58 in 2023; short-term debt: 6.7% and cash: 3.1% of total assets), and 6.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.2%
Return on assets
5.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
34 d early
2021
32 d early
2020
33 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, abbreviated schema
Equity
€1.82M▲ 6.3%
2023 · €1.72M
Total assets
€1.96M▲ 4.3%
2023 · €1.88M
Net result
€108k▲ 1,702%
2023 · €6k
Working capital
€1.80M▲ 6.8%
2023 · €1.68M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€45k€38k▼ 16.3%€76k▲ 102%€6k▼ 92.7%€143k▲ 2,462%
Net result€50k€34k▼ 31.7%€66k▲ 91.2%€6k▼ 90.9%€108k▲ 1,702%
Equity€1.66M▲ 3.1%€1.69M▲ 2.1%€1.76M▲ 3.9%€1.72M▼ 2.5%€1.82M▲ 6.3%
Total assets€1.79M▲ 4.9%€1.81M▲ 1.1%€1.89M▲ 4.5%€1.88M▼ 0.6%€1.96M▲ 4.3%
Debt€127k▲ 34.8%€113k▼ 11.1%€127k▲ 13.1%€160k▲ 25.9%€134k▼ 16.5%
Working capital€1.65M▲ 4.3%€1.68M▲ 2.0%€1.73M▲ 2.7%€1.68M▼ 2.7%€1.80M▲ 6.8%
Staff (FTE)1.5=1.5=1.6▲ 6.7%1.5▼ 6.3%1.6▲ 6.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 2,462% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.96M
Fixed assets
€30k ▼ 14.9%
Current assets
€1.93M ▲ 4.7%
Equity and liabilities €1.96M
Equity
€1.82M ▲ 6.3%
Debt
€134k ▼ 16.5%
Debt's share of the balance-sheet total falls from 8.5% to 6.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€149k▲
2023 · €11k
Cash flow
€113k▲
2023 · €11k
Current ratio
14.67▲
2023 · 11.58
Quick ratio
1.65▲
2023 · 1.25
Debt to equity
0.07▼
2023 · 0.09
ROE
5.9%▲
2023 · 0.3%
ROA
5.5%▲
2023 · 0.3%
Interest coverage
44.77▲
2023 · 3.28
Debt ≤ 1 year
€131k▼
2023 · €159k
Income taxes
€46k▲
2023 · €6k
Staff costs
€74k▲
2023 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €53k | €64k | €73k | €74k | ▲ 1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €4k | €5k | €5k | €5k | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €52k | €7k | €-19k | €-41 | ▲ 99.8% |
| Other operating charges640/8 | - | €925 | €1k | €1k | €1k | ▲ 12.1% |
| Gross operating margin9900 | €112k | €148k | €154k | €66k | €224k | ▲ 241% |
| Operating profit (loss)9901 | €45k | €38k | €76k | €6k | €143k | ▲ 2,462% |
| Financial income75/76B | - | €13k | €12k | €10k | €13k | ▲ 35.0% |
| Recurring financial income75 | €13k | €13k | €12k | €10k | €13k | ▲ 34.3% |
| Non-recurring financial income76B | - | - | - | - | €70 | - |
| Financial charges65/66B | - | €5k | €4k | €3k | €3k | ▲ 0.9% |
| Recurring financial charges65 | €7k | €5k | €4k | €3k | €3k | ▲ 0.9% |
| Profit (loss) for the period before taxes9903 | €51k | €46k | €85k | €12k | €153k | ▲ 1,177% |
| Income taxes67/77 | €874 | €12k | €19k | €6k | €46k | ▲ 656% |
| Profit (loss) for the period9904 | €50k | €34k | €66k | €6k | €108k | ▲ 1,702% |
| Profit (loss) for the period to be appropriated9905 | €50k | €34k | €66k | €6k | €108k | ▲ 1,702% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.79M | €1.81M | €1.89M | €1.88M | €1.96M | ▲ 4.3% |
| Fixed assets21/28 | €35k | €30k | €40k | €35k | €30k | ▼ 14.9% |
| Tangible fixed assets22/27 | €35k | €30k | €40k | €35k | €30k | ▼ 14.9% |
| Plant, machinery and equipment23 | - | €30k | €40k | €35k | €30k | ▼ 14.9% |
| Furniture and vehicles24 | - | €280 | - | - | - | - |
| Current assets29/58 | €1.75M | €1.78M | €1.85M | €1.84M | €1.93M | ▲ 4.7% |
| Stocks and contracts in progress3 | €1.48M | €1.52M | €1.61M | €1.64M | €1.71M | ▲ 4.1% |
| Stocks30/36 | - | €1.52M | €1.61M | €1.64M | €1.71M | ▲ 4.1% |
| Amounts receivable within one year40/41 | €7k | €13k | €24k | €18k | €16k | ▼ 13.8% |
| Trade receivables40 | - | €12k | €23k | €14k | €6k | ▼ 54.5% |
| Other amounts receivable41 | - | €1k | €1k | €5k | €10k | ▲ 106% |
| Current investments50/53 | €197k | €159k | €132k | €129k | €130k | ▲ 0.8% |
| Cash at bank and in hand54/58 | €68k | €80k | €75k | €42k | €61k | ▲ 44.0% |
| Deferred charges and accrued income490/1 | - | €7k | €8k | €9k | €10k | ▲ 16.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.79M | €1.81M | €1.89M | €1.88M | €1.96M | ▲ 4.3% |
| Equity10/15 | €1.66M | €1.69M | €1.76M | €1.72M | €1.82M | ▲ 6.3% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €1.64M | €1.68M | €1.74M | €1.70M | €1.81M | ▲ 6.3% |
| Distributable reserves133 | - | €1.68M | €1.74M | €1.70M | €1.81M | ▲ 6.3% |
| Amounts payable17/49 | €127k | €113k | €127k | €160k | €134k | ▼ 16.5% |
| Amounts payable after more than one year17 | €26k | €18k | €10k | €1k | - | - |
| Financial debts170/4 | - | €18k | €10k | €1k | - | - |
| Amounts payable within one year42/48 | €101k | €93k | €118k | €159k | €131k | ▼ 17.4% |
| Current portion of amounts payable after more than one year42 | - | €8k | €8k | €8k | €1k | ▼ 83.2% |
| Trade debts44 | €49k | €37k | €48k | €43k | €71k | ▲ 64.0% |
| Suppliers440/4 | - | €37k | €48k | €43k | €71k | ▲ 64.0% |
| Taxes, remuneration and social security45 | - | €48k | €62k | €58k | €55k | ▼ 3.9% |
| Taxes450/3 | - | €39k | €51k | €45k | €43k | ▼ 4.7% |
| Remuneration and social security454/9 | - | €9k | €12k | €13k | €13k | ▼ 1.2% |
| Other amounts payable47/48 | - | - | - | €50k | €4k | ▼ 92.9% |
| Accrued charges and deferred income492/3 | - | €3k | - | - | €3k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50k | €34k | €66k | €6k | €108k | ▲ 1,702% |
| + Depreciation and write-downs630 | €27k | €4k | €5k | €5k | €5k | = |
| Operating cash flow (approximation) | €78k | €38k | €71k | €11k | €113k | ▲ 912% |
| Investment in fixed assets (approximation) | - | €507 | €-15k | €0 | €0 | - |
| Change in cash | - | €12k | €-4k | €-33k | €19k | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €108k ▲1,702%
Operating result €143k, net result €108k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1986
Ground area
145 m²
Building footprint
145 m²
Volume, LiDAR
1,903 m³
Parcel 71053H0807/00K000, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
YANS
since 19862.036.760.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0807/00K000 | Flanders | 145 m² | 1 · 145 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Legal Entity Identifier
875500SS8V5X041MZE13
Similar companies · same sector, comparable size
ERGI JEWELS
BE 0478.339.464
Sint-Truiden · Eq €1.82M
BIJOUTERIE JC LAMBERT
BE 0808.497.869
Verviers · Eq €1.78M
L'Eloge Du Temps
BE 0840.468.079
Elsene · Eq €1.75M
Diamanti Per Tutti
BE 0818.344.953
Antwerpen · Eq €1.71M
AERNOUTS ORBI BIJOUX
BE 0425.865.830
Bastogne · Eq €1.69M
Of 2,018 companies in sector 47770 we hold annual accounts for 897. 400 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-04-1986
Fiscal year end31-12
Activities, NACEBEL 2025
47770Retail sale of watches and jewellery
Contact
E-mail
info@juwelier-yans.be
Phone
01682358
Scores and ratios are computed by Checked and are not a credit decision.