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YANPA

Active
Private limited companyfounded 20242 yrs activeKerkhovensesteenweg 397, 3920 Lommel, BelgiumKBO/BCE: BE 1010.052.189
Summary

The computed 12-month bankruptcy probability of YANPA is 3.9% (moderate). The 2024 annual accounts show equity of €111,825 and a net result of -€13,175. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability49
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.29; short-term debt: 3.8% and cash: 4.4% of total assets), and 84.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
15.2%
Return on assets
-1.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 61 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YANPA was incorporated on 5 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€111,825
Total assets
€733,279
Net result
-€13,175
Working capital
€7,936

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €731,667
Fixed assets €695,892
Current assets €35,774
Equity and liabilities €733,279
Equity €111,825
Debt €621,455
Debt finances 84.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€39,139
Cash flow
€29,108
Current ratio
1.29
Debt to equity
5.56
ROE
-11.8%
ROA
-1.8%
Interest coverage
3.90
Debt ≤ 1 year
€27,838
Debt > 1 year
€593,616

Peer companies

Historical observation

Of the 441 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
1.6% went bankrupt
2.5% stopped otherwise
95% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet Code2024
Assets
Total assets20/58€733,279
Formation expenses20€1,613
Fixed assets21/28€695,892
Tangible fixed assets22/27€695,892
Land and buildings22€695,892
Current assets29/58€35,774
Amounts receivable within one year40/41€49
Trade receivables40€49
Cash at bank and in hand54/58€32,517
Deferred charges and accrued income490/1€3,207
Equity and liabilities
Total equity and liabilities10/49€733,279
Equity10/15€111,825
Contributions10/11€125,000
Profit (loss) carried forward14-€13,175
Amounts payable17/49€621,455
Amounts payable after more than one year17€593,616
Financial debts170/4€593,616
Amounts payable within one year42/48€27,838
Current portion of amounts payable after more than one year42€27,838
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42,283
Other operating charges640/8€2,146
Gross operating margin9900€41,285
Operating profit (loss)9901-€3,144
Financial charges65/66B€10,031
Recurring financial charges65€10,031
Profit (loss) for the period before taxes9903-€13,175
Profit (loss) for the period9904-€13,175
Profit (loss) for the period to be appropriated9905-€13,175
Appropriation of the result
Profit (loss) to be appropriated9906-€13,175

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42,283
Other operating charges640/8€2,146
Gross operating margin9900€41,285
Operating profit (loss)9901-€3,144
Financial charges65/66B€10,031
Recurring financial charges65€10,031
Profit (loss) for the period before taxes9903-€13,175
Profit (loss) for the period9904-€13,175
Profit (loss) for the period to be appropriated9905-€13,175
Line2024
Assets
Total assets20/58€733,279
Formation expenses20€1,613
Fixed assets21/28€695,892
Tangible fixed assets22/27€695,892
Land and buildings22€695,892
Current assets29/58€35,774
Amounts receivable within one year40/41€49
Trade receivables40€49
Cash at bank and in hand54/58€32,517
Deferred charges and accrued income490/1€3,207
Equity and liabilities
Total equity and liabilities10/49€733,279
Equity10/15€111,825
Contributions10/11€125,000
Profit (loss) carried forward14-€13,175
Amounts payable17/49€621,455
Amounts payable after more than one year17€593,616
Financial debts170/4€593,616
Amounts payable within one year42/48€27,838
Current portion of amounts payable after more than one year42€27,838
Line2024
Profit (loss) for the period9904-€13,175
+ Depreciation and write-downs630€42,283
Operating cash flow (approximation)€29,108

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,035 m²
Building footprint
733 m²
Volume, LiDAR
3,391 m³
Parcel 72343E1039/00R000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
YANPA
Kerkhovensesteenweg 397, 3920 LommelHoldings
since 20242.360.426.605
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72343E1039/00R000 Flanders 2,035 m² 1 · 733 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded05-06-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010052189
Registered 06-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.