YANNICK ONGENA

Active

Private limited companyfounded 20251 yr activePrinsenstraat(STE) 2, 9190 Stekene, BelgiumKBO/BCE: BE 1019.301.833

Summary

The computed 12-month bankruptcy probability of YANNICK ONGENA is 1.6% (moderate). The 2025 annual accounts show equity of €35,017 and a net result of €31,017. Its solvency ranks better than 21% of 33926 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

YANNICK ONGENAActiveChecked score 63/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990

1 site

Size

€179,712total assets 2025

Equity: €35,017
Profit: €31,017

Turnover not published (abridged schema)

Financial health

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Accounts 51 d early0 of 1 deed read

Why 63- Founded in 2025- Size: total assets €179,712- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.01, cash €24,924Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 39% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 44

equity 19.5% of total assets

Liquidity 33

short-term debt 65.4% · cash 13.9%

Profitability 90

return on assets 17.3%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)

Last 24 months 02-2026: 1.9% 03-2026: 1.9%● 0.0% vs 02-2026 04-2026: 1.9%▲ +2.7% vs 03-2026 05-2026: 2.3%▲ +19.0% vs 04-2026 06-2026: 2.4%▲ +5.2% vs 05-2026highest value 07-2026: 1.5%▼ -39.6% vs 06-2026lowest value 08-2026: 1.5%● 0.0% vs 07-2026lowest value 09-2026: 1.5%▲ +5.7% vs 08-2026 10-2026: 1.6%▲ +2.7% vs 09-2026

Founded in 2025 raises the probability for this profile
Size: total assets €179,712 raises the probability for this profile
Liquidity: current ratio 1.01, cash €24,924 lowers the probability
Sector Specialised construction activities (NACE 43) raises the probability

Credit up to €2,000 at 30 days acceptable

Liquidity tight (current ratio 1.01; short-term debt: 65.4% and cash: 13.9% of total assets), and 80.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 21%, liquidity 21%, profitability 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.