Yannick Decoux IT Services
ActiveYannick Decoux IT Services has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63k and a net result of €40k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+8
Solvency74▼-11
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 2.8 in 2023; short-term debt: 45.9% and cash: 72.8% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
28 d late
2022
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€63k▼ 0.4%
2023 · €63k
2022: €43k
2023: €63k
2022 → 2024
Total assets
€129k▲ 22.6%
2023 · €105k
2022: €92k
2023: €105k
2022 → 2024
Net result
€40k▲ 101%
2023 · €20k
2022: €33k
2023: €20k
2022 → 2024
Working capital
€53k▲ 3.1%
2023 · €51k
2022: €34k
2023: €51k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€43k-€63k▲ 45.5%€63k▼ 0.4%
Operating result€44k-€26k▼ 39.8%€52k▲ 95.5%
Net result€33k-€20k▼ 40.9%€40k▲ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 96% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €128k
Fixed assets
€16k▼ 33.7%
Current assets
€112k▲ 40.4%
Equity and liabilities €129k
Equity
€63k▼ 0.4%
Debt
€66k▲ 57.3%
The debt ratio rises from 39.9% to 51.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€60k▲
2023 · €34k
Cash flow
€48k▲
2023 · €28k
Solvency
48.8%▼
2023 · 60.1%
Current ratio
1.89▼
2023 · 2.80
Quick ratio
1.89▼
2023 · 2.80
Debt / equity
1.05▲
2023 · 0.66
ROE
63.3%▲
2023 · 31.3%
ROA
30.9%▲
2023 · 18.8%
Interest coverage
142.84▲
2023 · 69.78
Debt
€66k▲
2023 · €42k
Debt ≤ 1 year
€59k▲
2023 · €29k
Debt > 1 year
€7k▼
2023 · €13k
Income taxes
€11k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€105k€129k▲
Formation expenses20€773€515▼
Fixed assets21/28€24k€16k▼
Tangible fixed assets22/27€24k€16k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€21k€14k▼
Current assets29/58€80k€112k▲
Amounts receivable within one year40/41€31k€18k▼
Trade receivables40€27k€13k▼
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€49k€94k▲
Deferred charges and accrued income490/1€276€219▼
Equity and liabilities
Total equity and liabilities10/49€105k€129k▲
Equity10/15€63k€63k▼
Contributions10/11€10k€10k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€23k€23k▼
Amounts payable17/49€42k€66k▲
Amounts payable after more than one year17€13k€7k▼
Financial debts170/4€13k€7k▼
Amounts payable within one year42/48€29k€59k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€17k€11k▼
Taxes450/3€17k€11k▼
Other amounts payable47/48€141€40k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€2k€962▼
Gross operating margin9900€36k€61k▲
Operating profit (loss)9901€26k€52k▲
Financial charges65/66B€491€421▼
Recurring financial charges65€491€421▼
Profit (loss) for the period before taxes9903€26k€51k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€20k€40k▲
Profit (loss) for the period to be appropriated9905€20k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€63k▲
Profit (loss) brought forward from the previous period14P€3k€23k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €40k ▲101%
Operating result €52k, net result €40k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €20k ▼40.9%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sainte-Barbe 155360 HamoisGround area
1,812 m²
Building footprint
108 m²
Parcel 91059E0422/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Sainte-Barbe 15, 5360 Hamois
since 20222.326.217.475
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91059E0422/00K000 | Wallonia | 1,812 m² | 1 · 108 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,904 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.