YAMANY
ActiveThe annual accounts of YAMANY for fiscal year 2024 show a net loss of 70% of the equity at the start of that year. The 2024 annual accounts show equity of €5k and a net result of €-12k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 32% of 26046 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-40
Solvency38▼-30
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.14 against 1.77 in 2023; short-term debt: 87.4% and cash: 1.1% of total assets), and 87.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.6%
Return on assets
-29.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
72 d late
2022
34 d early
2021
109 d late
2020
83 d late
2018
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k▼ 70.3%
2023 · €17k
2018: €3k
2020: €12k
2021: €9k
2022: €17k
2023: €17k
2018 → 2024
Total assets
€41k▲ 2.6%
2023 · €40k
2018: €17k
2020: €48k
2021: €32k
2022: €44k
2023: €40k
2018 → 2024
Net result
€-12k
2023 · €151
2018: €-8k
2020: €2k
2021: €-2k
2022: €8k
2023: €151
2018 → 2024
Working capital
€5k▼ 70.3%
2023 · €17k
2018: €1k
2020: €10k
2021: €8k
2022: €17k
2023: €17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€9k▼ 20.3%€17k▲ 84.7%€17k▲ 0.9%€5k▼ 70.3%
Operating result€2k-€-2k€15k€357▼ 97.5%€-12k
Net result€2k-€-2k€8k€151▼ 98.1%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €12k after €357 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €41k
Equity
€5k▼ 70.3%
Debt
€36k▲ 58.6%
The debt ratio rises from 56.5% to 87.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
12.6%▼
2023 · 43.5%
Current ratio
1.14▼
2023 · 1.77
Quick ratio
0.99▼
2023 · 1.54
Debt / equity
6.95▲
2023 · 1.30
ROE
-237.1%▼
2023 · 0.9%
ROA
-29.8%▼
2023 · 0.4%
Debt
€36k▲
2023 · €23k
Debt ≤ 1 year
€36k▲
2023 · €23k
Staff costs
€7k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€40k€41k▲
Current assets29/58€40k€41k▲
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€31k€35k▲
Trade receivables40€31k€34k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€2k€442▼
Deferred charges and accrued income490/1€2k€244▼
Equity and liabilities
Total equity and liabilities10/49€40k€41k▲
Equity10/15€17k€5k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-3k€-15k▼
Amounts payable17/49€23k€36k▲
Amounts payable within one year42/48€23k€36k▲
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€4k€200▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€7k€20k▲
Income statement
Code20232024
Remuneration, social security and pensions62€3k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€367-
Other operating charges640/8€1k€653▼
Gross operating margin9900€5k€-5k▼
Operating profit (loss)9901€357€-12k▼
Financial income75/76B€86€16▼
Recurring financial income75€86€16▼
Financial charges65/66B€292€271▼
Recurring financial charges65€292€271▼
Profit (loss) for the period before taxes9903€151€-12k▼
Profit (loss) for the period9904€151€-12k▼
Profit (loss) for the period to be appropriated9905€151€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-15k▼
Profit (loss) brought forward from the previous period14P€-3k€-3k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼8229%
Net result drops to €-12k, the lowest in the series.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 109 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2016
02-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 33 days late
2015
27-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pothoekstraat 42060 AntwerpenGround area
130 m²
Building footprint
108 m²
Volume, LiDAR
1,282 m³
Parcel 11805E0864/00C003, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Yamany
since 20122.209.149.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0864/00C003 | Flanders | 130 m² | 1 · 108 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HIDDEN
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P.N.R.
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Elsene · Eq €5k
Kayan-MS
BE 1017.939.675
Anderlecht · Eq €5k
EURO BEAUTE
BE 0454.959.197
Remicourt · Eq €5k
AMK ART
BE 0794.464.939
Ukkel · Eq €5k
Of 2,070 companies in sector 47750 we hold annual accounts for 517. 261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2012
Fiscal year end31-12
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.