Yaman's Tegelwerken
ActiveYaman's Tegelwerken has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138k and a net result of €-10k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 77% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability12▼-70
Solvency97▲+27
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 4.49 against 1.96 in 2022; short-term debt: 21.9% and cash: 12.7% of total assets), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.6%
Return on assets
-5.1%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-05-2026, 291 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
291 d late
2022
91 d late
2021
456 d late
2020
90 d late
2019
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€138k▲ 13.8%
2022 · €122k
2019: €110k
2020: €195k
2021: €121k
2022: €122k
2019 → 2024
Total assets
€193k▼ 29.1%
2022 · €273k
2019: €177k
2020: €355k
2021: €336k
2022: €273k
2019 → 2024
Net result
€-10k
2022 · €28k
2019: €41k
2020: €95k
2021: €26k
2022: €28k
2019 → 2024
Working capital
€148k▲ 21.4%
2022 · €122k
2019: €112k
2020: €178k
2021: €110k
2022: €122k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222024Trend
Equity€110k-€195k▲ 77.7%€121k▼ 37.9%€122k▲ 0.4%€138k▲ 13.8%
Operating result€55k-€132k▲ 139%€40k▼ 69.5%€39k▼ 4.0%€-9k
Net result€41k-€95k▲ 133%€26k▼ 72.8%€28k▲ 9.6%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-9k in 2024, compared with €39k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €193k
Fixed assets
€3k▼ 86.4%
Current assets
€190k▼ 23.5%
Equity and liabilities €193k
Equity
€138k▲ 13.8%
Debt
€55k▼ 63.7%
The debt ratio falls from 55.4% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-4k▼
2022 · €52k
Cash flow
€-5k▼
2022 · €42k
Solvency
71.6%▲
2022 · 44.6%
Current ratio
4.49▲
2022 · 1.96
Quick ratio
4.49▲
2022 · 1.96
Debt / equity
0.40▼
2022 · 1.24
ROE
-7.1%▼
2022 · 23.4%
ROA
-5.1%▼
2022 · 10.4%
Interest coverage
-0.60▼
2022 · 37.45
Debt
€55k▼
2022 · €151k
Debt ≤ 1 year
€42k▼
2022 · €127k
Staff costs
€16k▼
2022 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€273k€193k▼
Fixed assets21/28€25k€3k▼
Tangible fixed assets22/27€25k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€21k€1k▼
Current assets29/58€248k€190k▼
Amounts receivable after more than one year29€94k€73k▼
Other amounts receivable291€94k€73k▼
Amounts receivable within one year40/41€63k€90k▲
Trade receivables40€24k€18k▼
Other amounts receivable41€40k€72k▲
Cash at bank and in hand54/58€86k€25k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€273k€193k▼
Equity10/15€122k€138k▲
Contributions10/11€19k€19k=
Reserves13€103k€130k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€101k€128k▲
Profit (loss) carried forward14-€-10k
Amounts payable17/49€151k€55k▼
Amounts payable after more than one year17€12k-
Financial debts170/4€12k-
Amounts payable within one year42/48€127k€42k▼
Current portion of amounts payable after more than one year42€15k-
Trade debts44€22k€22k▲
Suppliers440/4€22k€22k▲
Advances received on contracts in progress46€15k-
Taxes, remuneration and social security45€47k€17k▼
Taxes450/3€43k€15k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€28k€3k▼
Accrued charges and deferred income492/3€13k€13k▼
Income statement
Code20222024
Remuneration, social security and pensions62€19k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€21k€-4k▼
Other operating charges640/8€7k€2k▼
Gross operating margin9900€98k€11k▼
Operating profit (loss)9901€39k€-9k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€1k€7k▲
Recurring financial charges65€1k€7k▲
Profit (loss) for the period before taxes9903€40k€-10k▼
Income taxes67/77€11k-
Profit (loss) for the period9904€28k€-10k▼
Profit (loss) for the period to be appropriated9905€28k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-10k▼
Transfer to equity691/2€471-
To other reserves6921€471-
Profit to be distributed694/7€28k-
Return on contributions (dividend)694€28k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 291 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼134%
Net result drops to €-10k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.49
Current ratio from 1.96 to 4.49; short-term debt falls from €127k to €42k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 456 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Highest result since 2019net €95k ▲133%
Operating result €132k, net result €95k, both a record.
31-12
Financial
Equity above €150kEq €195k ▲77.7%
2 profitable years in a row build equity to €195k.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klaverweide 1043581 BeringenGround area
106 m²
Building footprint
106 m²
Volume, LiDAR
395 m³
Parcel 71005C0975/00F002, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yaman's Tegelwerken
since 20182.273.298.037
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C0975/00F002 | Flanders | 106 m² | 1 · 106 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EDIGAB
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-02-2018
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.