YAMAC

Active

Private limited companyfounded 20223 yrs activeNoordstraat 14, 9000 Gent, BelgiumKBO/BCE: BE 0793.415.953

YAMAC has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63k and a net result of €24k. Its solvency ranks better than 74% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2024

93 / 100

Excellent▲ +5 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency100▲+19

Growth52

Stability94

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days acceptable

Liquidity ample (current ratio 2.91 against 1.16 in 2023), and 21.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

21 d late

2023

71 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€63k▲ 61.8%

2023 · €39k

2023: €39k

2023 → 2024

Total assets

€80k▲ 58.6%

2023 · €51k

2023: €51k

2023 → 2024

Net result

€24k▼ 33.0%

2023 · €36k

2023: €36k

2023 → 2024

Working capital

€33k▲ 1,625%

2023 · €2k

2023: €2k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€39k-€63k▲ 61.8%

Operating result€46k-€30k▼ 35.4%

Net result€36k-€24k▼ 33.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 35% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €80k

37.3%

62.7%

Fixed assets €30k▼ 19.2%

Current assets €50k▲ 272%

Equity and liabilities €80k

78.5%

21.5%

Equity €63k▲ 61.8%

Debt €17k▲ 47.8%

The debt ratio falls from 23.1% to 21.5%: equity grows faster than debt.

Key figures and ratios

2024 value · change against 2023

EBITDA

€38k▼

2023 · €47k

Cash flow

€32k▼

2023 · €37k

Solvency

78.5%▲

2023 · 76.9%

Current ratio

2.91▲

2023 · 1.16

Quick ratio

2.91▲

2023 · 1.16

Debt / equity

0.27▼

2023 · 0.30

ROE

38.2%▼

2023 · 92.3%

ROA

30.0%▼

2023 · 71.0%

Interest coverage

16.59▼

2023 · 51.55

Debt

€17k▲

2023 · €12k

Debt ≤ 1 year

€17k▲

2023 · €12k

Income taxes

€7k▼

2023 · €9k

Staff costs

€21▼

2023 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€51k€80k▲

Fixed assets21/28€37k€30k▼

Tangible fixed assets22/27€37k€30k▼

Furniture and vehicles24€37k€30k▼

Current assets29/58€14k€50k▲

Amounts receivable within one year40/41€11k€12k▲

Trade receivables40€5k€6k▲

Other amounts receivable41€7k€6k▼

Cash at bank and in hand54/58€2k€38k▲

Equity and liabilities

Total equity and liabilities10/49€51k€80k▲

Equity10/15€39k€63k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€36k€60k▲

Amounts payable17/49€12k€17k▲

Amounts payable within one year42/48€12k€17k▲

Trade debts44€984€1k▲

Suppliers440/4€984€1k▲

Taxes, remuneration and social security45€11k€16k▲

Taxes450/3€9k€16k▲

Remuneration and social security454/9€1k-

Accrued charges and deferred income492/3€86€0▼

Income statement Code20232024

Remuneration, social security and pensions62€4k€21▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€8k▲

Other operating charges640/8€400€285▼

Gross operating margin9900€52k€38k▼

Operating profit (loss)9901€46k€30k▼

Financial income75/76B€88€3k▲

Recurring financial income75€88€3k▲

Financial charges65/66B€918€2k▲

Recurring financial charges65€918€2k▲

Profit (loss) for the period before taxes9903€45k€31k▼

Income taxes67/77€9k€7k▼

Profit (loss) for the period9904€36k€24k▼

Profit (loss) for the period to be appropriated9905€36k€24k▼

Appropriation of the result

Profit (loss) to be appropriated9906€36k€60k▲

Profit (loss) brought forward from the previous period14P-€36k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

21-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 21 days late

2024

31-12

Financial Liquidity doublescurrent ratio 2.91

Current ratio from 1.16 to 2.91.

10-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 71 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2022

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Noordstraat 149000 Gent

Ground area

878 m²

Building footprint

508 m²

Volume, LiDAR

5,127 m³

Parcel 44815F3623/00M000, Flanders · tallest building 20.8 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

YAMAC

Noordstraat 14, 9000 GentIT consultancy

since 20222.337.767.108

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44815F3623/00M000	Flanders	878 m²	1 · 508 m²	20.8 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 39,083 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-11-2022

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

62020IT consultancy

62200Computer consultancy and computer facilities management

63920Other information service activities

63990Computing infrastructure, data processing, hosting and other information service activities

73200Market research and public opinion polling

82990Other business support services

85699Other educational support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.