YAK
ActiveSummary
YAK has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €194k and a net result of €65k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability96▲+17
Solvency89▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 5.34 in 2023; short-term debt: 33.7% and cash: 18.6% of total assets), and 35.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d late
2023
35 d early
2022
39 d early
2021
61 d early
2020
12 d late
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
Equity
€194k▲ 21.8%
2023 · €160k
Total assets
€301k▲ 55.5%
2023 · €194k
Net result
€65k▲ 294%
2023 · €17k
Working capital
€186k▲ 25.4%
2023 · €149k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16k▼ 53.7%€33k▲ 104%€49k▲ 48.6%€25k▼ 49.2%€85k▲ 238%
Net result€14k▼ 42.9%€24k▲ 72.2%€35k▲ 43.7%€17k▼ 52.6%€65k▲ 294%
Equity€84k▲ 20.3%€108k▲ 29.1%€143k▲ 32.4%€160k▲ 11.6%€194k▲ 21.8%
Total assets€135k▲ 34.0%€150k▲ 11.7%€174k▲ 15.7%€194k▲ 11.4%€301k▲ 55.5%
Debt€51k▲ 64.6%€42k▼ 16.9%€31k▼ 26.8%€34k▲ 10.4%€101k▲ 196%
Working capital€52k▼ 14.7%€106k▲ 102%€125k▲ 18.3%€149k▲ 18.9%€186k▲ 25.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 238% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €301k
Fixed assets
€14k ▲ 24.6%
Current assets
€288k ▲ 57.4%
Equity and liabilities €301k
Equity
€194k ▲ 21.8%
Provisions
€6k
Debt
€101k ▲ 196%
Debt's share of the balance-sheet total rises from 17.7% to 33.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▲
2023 · €32k
Cash flow
€73k▲
2023 · €24k
Current ratio
2.84▼
2023 · 5.34
Debt to equity
0.52▲
2023 · 0.21
ROE
33.6%▲
2023 · 10.4%
ROA
21.7%▲
2023 · 8.6%
Interest coverage
569.76▲
2023 · 178.88
Debt ≤ 1 year
€101k▲
2023 · €34k
Income taxes
€14k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €14k | €10k | €7k | €7k | ▲ 4.6% |
| Other operating charges640/8 | - | €209 | €149 | €218 | €220 | ▲ 1.0% |
| Non-recurring operating charges66A | - | - | €68 | - | €30 | - |
| Gross operating margin9900 | €25k | €47k | €60k | €32k | €92k | ▲ 185% |
| Operating profit (loss)9901 | €16k | €33k | €49k | €25k | €85k | ▲ 238% |
| Financial income75/76B | - | €36 | €345 | €499 | €591 | ▲ 18.5% |
| Recurring financial income75 | €109 | €36 | €345 | €499 | €591 | ▲ 18.5% |
| Financial charges65/66B | - | €174 | €1k | €180 | €162 | ▼ 10.0% |
| Recurring financial charges65 | €64 | €174 | €1k | €180 | €162 | ▼ 10.0% |
| Profit (loss) for the period before taxes9903 | €16k | €33k | €48k | €25k | €85k | ▲ 235% |
| Transfer to deferred taxes680 | - | - | - | - | €6k | - |
| Income taxes67/77 | €2k | €9k | €13k | €9k | €14k | ▲ 61.4% |
| Profit (loss) for the period9904 | €14k | €24k | €35k | €17k | €65k | ▲ 294% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €22k | - |
| Profit (loss) for the period to be appropriated9905 | €14k | €24k | €35k | €17k | €43k | ▲ 159% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €135k | €150k | €174k | €194k | €301k | ▲ 55.5% |
| Fixed assets21/28 | €31k | €22k | €18k | €11k | €14k | ▲ 24.6% |
| Tangible fixed assets22/27 | €31k | €22k | €18k | €11k | €14k | ▲ 24.9% |
| Plant, machinery and equipment23 | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | €22k | €18k | €11k | €14k | ▲ 24.9% |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €103k | €128k | €156k | €183k | €288k | ▲ 57.4% |
| Amounts receivable within one year40/41 | €25k | €1k | €3k | €9k | €80k | ▲ 765% |
| Trade receivables40 | - | €1k | €1k | €4k | €9k | ▲ 96.6% |
| Other amounts receivable41 | - | - | €2k | €5k | €72k | ▲ 1,383% |
| Current investments50/53 | - | - | - | - | €150k | - |
| Cash at bank and in hand54/58 | €79k | €127k | €150k | €173k | €56k | ▼ 67.6% |
| Deferred charges and accrued income490/1 | - | €306 | €2k | €287 | €1k | ▲ 311% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €135k | €150k | €174k | €194k | €301k | ▲ 55.5% |
| Equity10/15 | €84k | €108k | €143k | €160k | €194k | ▲ 21.8% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €26k | €46k | €79k | €95k | €128k | ▲ 34.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | - | - | - | €22k | - |
| Distributable reserves133 | - | €44k | €77k | €94k | €104k | ▲ 10.7% |
| Profit (loss) carried forward14 | €52k | €56k | €58k | €58k | €60k | ▲ 4.1% |
| Provisions and deferred taxes16 | - | - | - | - | €6k | - |
| Deferred taxes168 | - | - | - | - | €6k | - |
| Amounts payable17/49 | €51k | €42k | €31k | €34k | €101k | ▲ 196% |
| Amounts payable within one year42/48 | €51k | €22k | €31k | €34k | €101k | ▲ 196% |
| Trade debts44 | €16k | €10k | €9k | €9k | - | - |
| Suppliers440/4 | - | €10k | €9k | €9k | - | - |
| Taxes, remuneration and social security45 | - | €10k | €18k | €22k | €14k | ▼ 35.3% |
| Taxes450/3 | - | €5k | €12k | €11k | €3k | ▼ 75.2% |
| Remuneration and social security454/9 | - | €5k | €5k | €10k | €11k | ▲ 9.2% |
| Other amounts payable47/48 | - | €2k | €4k | €4k | €88k | ▲ 2,339% |
| Accrued charges and deferred income492/3 | - | €20k | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €24k | €35k | €17k | €65k | ▲ 294% |
| + Depreciation and write-downs630 | €9k | €14k | €10k | €7k | €7k | ▲ 4.6% |
| Operating cash flow (approximation) | €23k | €38k | €45k | €24k | €73k | ▲ 208% |
| Investment in fixed assets (approximation) | - | €-5k | €-6k | €0 | €-10k | - |
| Change in cash | - | €48k | €24k | €23k | €-117k | ▼ 609% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €65k ▲294%
Operating result €85k, net result €65k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €160k ▲11.6%
6 profitable years in a row build equity to €160k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 5.72
Current ratio from 2.02 to 5.72; short-term debt falls from €51k to €22k.
31-12
Financial
Equity above €100kEq €108k ▲29.1%
4 profitable years in a row build equity to €108k.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2004
Ground area
1,624 m²
Building footprint
84 m²
Volume, LiDAR
828 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YAK
since 20042.143.996.245
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64048B0760/00T000 | Wallonia | 1,304 m² | 1 · 84 m² | 11.3 m · 3 fl. |
| 63006C0436/00A002 | Wallonia | 320 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500D939797R8E0243
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Of 6,149 companies in sector 46190 we hold annual accounts for 2,571. 1,871 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.