yager
ActiveSummary
yager has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64k and a net result of €18k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 2437 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+1
Solvency92▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 4.86 in 2023; short-term debt: 33.3% and cash: 2.5% of total assets), and 33.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-05-2025, 73 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
73 d early
2023
19 d early
2022
29 d late
2021
68 d late
2020
51 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€64k▼ 27.5%
2023 · €88k
2018: €20k
2019: €10k
2020: €40k
2021: €39k
2022: €58k
2023: €88k
2018 → 2024
Total assets
€96k▼ 14.3%
2023 · €112k
2018: €73k
2019: €60k
2020: €161k
2021: €107k
2022: €113k
2023: €112k
2018 → 2024
Net result
€18k▼ 10.2%
2023 · €20k
2018: €10k
2019: €-9k
2020: €30k
2021: €-1k
2022: €19k
2023: €20k
2018 → 2024
Working capital
€49k▼ 29.6%
2023 · €69k
2018: €6k
2019: €-5k
2020: €17k
2021: €16k
2022: €36k
2023: €69k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€39k▼ 2.5%€58k▲ 47.3%€88k▲ 51.7%€64k▼ 27.5%
Operating result€37k-€959▼ 97.4%€26k▲ 2,649%€26k▼ 1.6%€24k▼ 9.0%
Net result€30k-€-1k€19k€20k▲ 7.3%€18k▼ 10.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96k
Fixed assets
€15k ▼ 38.4%
Current assets
€81k ▼ 7.5%
Equity and liabilities €96k
Equity
€64k ▼ 27.5%
Debt
€32k ▲ 34.8%
Debt's share of the balance-sheet total rises from 21.2% to 33.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2023 · €40k
Cash flow
€29k▼
2023 · €34k
Current ratio
2.53▼
2023 · 4.86
Quick ratio
1.84▼
2023 · 3.36
Debt to equity
0.50▲
2023 · 0.27
ROE
28.1%▲
2023 · 22.7%
ROA
18.7%▲
2023 · 17.9%
Interest coverage
44.43▲
2023 · 42.78
Debt ≤ 1 year
€32k▲
2023 · €18k
Income taxes
€5k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€112k€96k▼
Fixed assets21/28€25k€15k▼
Tangible fixed assets22/27€25k€15k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€712€821▲
Leasing and similar rights25€14k€7k▼
Current assets29/58€87k€81k▼
Stocks and contracts in progress3€27k€22k▼
Stocks30/36€12k€17k▲
Contracts in progress37€15k€5k▼
Amounts receivable within one year40/41€22k€55k▲
Trade receivables40€15k€51k▲
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€33k€2k▼
Deferred charges and accrued income490/1€6k€934▼
Equity and liabilities
Total equity and liabilities10/49€112k€96k▼
Equity10/15€88k€64k▼
Contributions10/11€20k€20k=
Reserves13€47k€43k▼
Distributable reserves133€47k€43k▼
Profit (loss) carried forward14€21k€1k▼
Amounts payable17/49€24k€32k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€18k€32k▲
Current portion of amounts payable after more than one year42€6k€5k▼
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€7€2k▲
Taxes450/3€7€2k▲
Other amounts payable47/48€5k€18k▲
Accrued charges and deferred income492/3€384€61▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€11k▼
Other operating charges640/8€728€760▲
Gross operating margin9900€41k€36k▼
Operating profit (loss)9901€26k€24k▼
Financial income75/76B€2€7▲
Recurring financial income75€2€7▲
Financial charges65/66B€930€785▼
Recurring financial charges65€930€785▼
Profit (loss) for the period before taxes9903€25k€23k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€20k€18k▼
Profit (loss) for the period to be appropriated9905€20k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€39k▲
Profit (loss) brought forward from the previous period14P€994€21k▲
Transfer from equity791/2-€5k
Profit to be distributed694/7-€42k
Return on contributions (dividend)694-€42k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.86
Current ratio from 1.81 to 4.86; short-term debt falls from €44k to €18k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-9k ▼196%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelsstraat 532910 EssenGround area
1,667 m²
Building footprint
100 m²
Volume, LiDAR
292 m³
Parcel 11016E0836/00E000, Flanders · tallest building 3.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yager BVBA
since 20172.265.651.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016E0836/00E000 | Flanders | 1,667 m² | 1 · 99 m² | 3.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEVOMATICS
BE 0717.957.178
Zulte · Eq €63,872
Jochem Janssens
BE 0667.898.844
Mechelen · Eq €64,871
DOUCHY METAALCONSTRUCTIE
BE 0822.853.671
Staden · Eq €65,077
MBWF
BE 0429.578.752
Beveren-Kruibeke-Zwijndrecht · Eq €65,299
FERO-INOX
BE 0862.663.065
Pont-à-Celles · Eq €65,976
Of 908 companies in sector 25120 we hold annual accounts for 677. 408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
25120Manufacture of fabricated metal products, except machinery and equipment
25510Coating of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.