YAFE
ActiveYAFE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €46k. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-10
Solvency82▲+9
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 2.81 in 2024; short-term debt: 16.5% and cash: 0.6% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
9.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
6 d early
2023
111 d early
2022
55 d early
2021
23 d early
2020
2 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€269k▲ 20.7%
2024 · €223k
2018: €224k
2019: €37k
2020: €38k
2021: €69k
2022: €91k
2023: €141k
2024: €223k
2018 → 2025
Total assets
€476k▲ 3.5%
2024 · €460k
2018: €325k
2019: €131k
2020: €113k
2021: €115k
2022: €139k
2023: €199k
2024: €460k
2018 → 2025
Net result
€46k▼ 43.6%
2024 · €82k
2018: €13k
2019: €47k
2020: €12k
2021: €30k
2022: €23k
2023: €49k
2024: €82k
2018 → 2025
Working capital
€182k▲ 17.2%
2024 · €155k
2018: €230k
2019: €30k
2020: €37k
2021: €69k
2022: €93k
2023: €140k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€91k▲ 33.2%€141k▲ 54.1%€223k▲ 58.2%€269k▲ 20.7%
Operating result€43k-€34k▼ 20.6%€68k▲ 99.3%€111k▲ 62.9%€65k▼ 41.0%
Net result€30k-€23k▼ 24.6%€49k▲ 117%€82k▲ 65.9%€46k▼ 43.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476k
Fixed assets
€216k▼ 1.5%
Current assets
€261k▲ 8.0%
Equity and liabilities €476k
Equity
€269k▲ 20.7%
Debt
€207k▼ 12.7%
The debt ratio falls from 51.6% to 43.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €137k
Cash flow
€51k▼
2024 · €108k
Solvency
56.5%▲
2024 · 48.4%
Current ratio
3.31▲
2024 · 2.81
Quick ratio
3.31▲
2024 · 2.81
Debt / equity
0.77▼
2024 · 1.06
ROE
17.2%▼
2024 · 36.8%
ROA
9.7%▼
2024 · 17.8%
Interest coverage
7.50▼
2024 · 34.97
Debt
€207k▼
2024 · €237k
Debt ≤ 1 year
€79k▼
2024 · €86k
Debt > 1 year
€128k▼
2024 · €151k
Income taxes
€19k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€460k€476k▲
Fixed assets21/28€219k€216k▼
Tangible fixed assets22/27€219k€216k▼
Land and buildings22€215k€211k▼
Plant, machinery and equipment23€561€491▼
Furniture and vehicles24-€1k
Other tangible fixed assets26€4k€3k▼
Current assets29/58€241k€261k▲
Amounts receivable after more than one year29€32k€32k=
Other amounts receivable291€32k€32k=
Amounts receivable within one year40/41€168k€191k▲
Trade receivables40€54k€40k▼
Other amounts receivable41€113k€150k▲
Current investments50/53€33k€33k=
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€460k€476k▲
Equity10/15€223k€269k▲
Contributions10/11€6k€6k=
Reserves13€217k€263k▲
Distributable reserves133€217k€263k▲
Amounts payable17/49€237k€207k▼
Amounts payable after more than one year17€151k€128k▼
Financial debts170/4€151k€128k▼
Amounts payable within one year42/48€86k€79k▼
Current portion of amounts payable after more than one year42€23k€23k▲
Financial debts43€4k€7k▲
Credit institutions430/8€3k€2k▼
Other loans439€1k€5k▲
Trade debts44€24k€3k▼
Suppliers440/4€24k€3k▼
Advances received on contracts in progress46€14k€14k=
Taxes, remuneration and social security45€22k€31k▲
Taxes450/3€22k€31k▲
Accrued charges and deferred income492/3€35€408▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€5k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€139k€73k▼
Operating profit (loss)9901€111k€65k▼
Financial income75/76B€9k€9k▲
Recurring financial income75€9k€9k▲
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€116k€65k▼
Income taxes67/77€34k€19k▼
Profit (loss) for the period9904€82k€46k▼
Profit (loss) for the period to be appropriated9905€82k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€46k▼
Transfer to equity691/2€82k€46k▼
To other reserves6921€82k€46k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €82k ▲65.9%
Operating result €111k, net result €82k, both a record.
31-12
Financial
Equity above €200kEq €223k ▲58.2%
7 profitable years in a row build equity to €223k.
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €141k ▲54.1%
6 profitable years in a row build equity to €141k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €12k ▼75.1%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weehaagstraat 679160 LokerenGround area
750 m²
Building footprint
219 m²
Volume, LiDAR
904 m³
Parcel 46007B0371/00C000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Weehaagstraat 67, 9160 Lokeren
since 20242.361.478.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007B0371/00C000 | Flanders | 750 m² | 1 · 219 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,649 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.