YADE
ActiveSummary
YADE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €653k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 83% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-41
Solvency99▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.27 in 2024; short-term debt: 15.5% and cash: 11.5% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €653k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
28 d late
2023
55 d late
2022
56 d late
2021
53 d late
2020
45 d late
2019
39 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€653k▲ 0.3%
2024 · €651k
2018: €23k
2019: €24k
2020: €24k
2021: €24k
2022: €24k
2023: €24k
2024: €651k
2018 → 2025
Total assets
€882k▼ 0.6%
2024 · €887k
2018: €794k
2019: €720k
2020: €712k
2021: €715k
2022: €691k
2023: €824k
2024: €887k
2018 → 2025
Net result
€2k▼ 99.7%
2024 · €627k
2018: €351
2019: €634
2020: €24
2021: €119
2022: €183
2023: €180
2024: €627k
2018 → 2025
Working capital
€60k▲ 64.1%
2024 · €36k
2018: €-514k
2019: €-533k
2020: €-564k
2021: €-563k
2022: €-564k
2023: €-588k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€24k▲ 0.8%€24k▲ 0.7%€651k▲ 2,589%€653k▲ 0.3%
Operating result€5k-€2k▼ 53.2%€4k▲ 78.0%€6k▲ 47.3%€12k▲ 92.0%
Net result€119-€183▲ 53.3%€180▼ 1.8%€627k▲ 348,801%€2k▼ 99.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 92% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €882k
Fixed assets
€685k ▼ 4.1%
Current assets
€197k ▲ 13.6%
Equity and liabilities €882k
Equity
€653k ▲ 0.3%
Debt
€229k ▼ 3.2%
Debt's share of the balance-sheet total falls from 26.6% to 26.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2024 · €37k
Cash flow
€31k▼
2024 · €658k
Current ratio
1.44▲
2024 · 1.27
Debt to equity
0.35▼
2024 · 0.36
ROE
0.3%▼
2024 · 96.3%
ROA
0.2%▼
2024 · 70.6%
Interest coverage
4.79▼
2024 · 7.37
Debt ≤ 1 year
€137k▲
2024 · €137k
Debt > 1 year
€92k▼
2024 · €100k
Income taxes
€2k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€887k€882k▼
Fixed assets21/28€714k€685k▼
Tangible fixed assets22/27€469k€440k▼
Land and buildings22€464k€439k▼
Furniture and vehicles24€4k€996▼
Financial fixed assets28€246k€246k=
Current assets29/58€173k€197k▲
Amounts receivable within one year40/41€67k€76k▲
Trade receivables40€66k€67k▲
Other amounts receivable41€453€9k▲
Cash at bank and in hand54/58€86k€102k▲
Deferred charges and accrued income490/1€20k€19k▼
Equity and liabilities
Total equity and liabilities10/49€887k€882k▼
Equity10/15€651k€653k▲
Contributions10/11€21k€21k=
Reserves13€630k€632k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€628k€630k▲
Amounts payable17/49€236k€229k▼
Amounts payable after more than one year17€100k€92k▼
Financial debts170/4€100k€92k▼
Amounts payable within one year42/48€137k€137k▲
Current portion of amounts payable after more than one year42€11k€16k▲
Trade debts44€81€466▲
Suppliers440/4€81€466▲
Taxes, remuneration and social security45€69k€67k▼
Taxes450/3€68k€66k▼
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€57k€53k▼
Accrued charges and deferred income492/3-€44
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€29k▼
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€41k-
Gross operating margin9900€84k€46k▼
Operating profit (loss)9901€6k€12k▲
Financial income75/76B€688k€399▼
Recurring financial income75€688k€399▼
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€689k€4k▼
Income taxes67/77€63k€2k▼
Profit (loss) for the period9904€627k€2k▼
Profit (loss) for the period to be appropriated9905€627k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€627k€2k▼
Transfer to equity691/2€627k€2k▼
To other reserves6921€627k€2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 39 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €627k ▲348801%
Net result €627k, the highest in the series.
31-12
Financial
Liquidity times 9current ratio 1.27
Current ratio from 0.15 to 1.27; short-term debt falls from €690k to €137k.
31-12
Financial
Equity above €500kEq €651k ▲2589%
7 profitable years in a row build equity to €651k.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 55 days late
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 53 days late
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 45 days late
2020
31-12
Financial
Weakest financial yearnet €24 ▼96.3%
Net result drops to €24, the lowest in the series; recovery starts the following year.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 39 days late
2019
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 34 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damputstraat 429220 Hamme (Vl.)Ground area
360 m²
Building footprint
118 m²
Volume, LiDAR
672 m³
Parcel 42008A1615/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YADE
since 20062.156.771.937
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A1615/00L000 | Flanders | 360 m² | 1 · 118 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Entreprise générale d'Electricité Narcisse Stiénon
BE 0403.148.925
Brussel · Eq €652,972
ALPHA TECHNICS
BE 0836.891.848
Sint-Niklaas · Eq €653,454
Pacquet
BE 0479.520.587
Heuvelland · Eq €653,493
AUTOMATION CONCEPT CREATION ELECTRONIC SECURITY SYSTEM
BE 0445.297.009
Vorst · Eq €652,452
Eco Technics Invest
BE 0870.643.492
Brecht · Eq €652,407
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 5,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
68310Real estate agency activities
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.