Skip to content

YACI

Active
Private limited companyfounded 200818 yrs activeFrançois-Joseph Navezstraat 77, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0897.464.289
Summary

The annual accounts of YACI for fiscal year 2025 show a net loss of 2,557% of total assets and of 96% of the equity at the start of that year. The 2025 annual accounts show equity of €1,398 and a net result of -€35,753. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 2657 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-69
Solvency100▲+59
Growth22▼-13
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 04-11-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
4 d late
2024
20 d late
2021
129 d late
2020
40 d late
2019
on the day
2018
on the day
2017
49 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 20 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YACI was incorporated on 23 April 2008.1 Revenue fell from EUR 173,266 in 2019 to EUR 136,043 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2021

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
€136,043▼ 21.8%
2020 · €173,939
EBIT margin
-3.8%▼ 5.7pp
2020 · 1.9%
Net result
-€35,753
2024 · €1,351
Working capital
€36,128▲ 23.4%
2021 · €29,276
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120242025
Turnover€173,266-€173,939▲ 0.4%€136,043▼ 21.8%
Operating result€3,674-€3,274▼ 10.9%-€5,184€1,864--€35,045
Net result€3,528-€3,327within the sector's middle half▼ 5.7%-€6,513below the sector's middle half€1,351within the sector's middle half--€35,753below the sector's middle half
EBIT margin2.1%-1.9%▼ 0.2pp-3.8%▼ 5.7pp
Equity€32,537-€35,864within the sector's middle half▲ 10.2%€29,351within the sector's middle half▼ 18.2%€37,151within the sector's middle half-€1,398below the sector's middle half▼ 96.2%
Total assets€189,792-€292,008within the sector's middle half▲ 53.9%€348,010above the sector's middle half▲ 19.2%€228,044within the sector's middle half-€1,398below the sector's middle half▼ 99.4%
Debt€157,255-€256,144▲ 62.9%€318,659▲ 24.4%€190,893-
Working capital€32,462-€35,789within the sector's middle half▲ 10.2%€29,276within the sector's middle half▼ 18.2%€36,128within the sector's middle half-
Solvency17.1%-12.3%within the sector's middle half▼ 4.9pp8.4%within the sector's middle half▼ 3.8pp16.3%within the sector's middle half-
Current ratio1.21-1.14within the sector's middle half▼ 0.071.09within the sector's middle half▼ 0.051.19within the sector's middle half-
Return on assets (ROA)1.9%-1.1%within the sector's middle half▼ 0.7pp-1.9%below the sector's middle half▼ 3.0pp0.6%within the sector's middle half-
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€40,000-€30,000-€20,000-€10,000€0Operating result 2019: €3,674€3,674Net result 2019: €3,528€3,528Operating result 2020: €3,274€3,274Net result 2020: €3,327€3,327Operating result 2021: -€5,184-€5,184Net result 2021: -€6,513-€6,513Operating result 2024: €1,864€1,864Net result 2024: €1,351€1,351Operating result 2025: -€35,045-€35,045Net result 2025: -€35,753-€35,75320192020202120242025-€40,000-€30,000-€20,000-€10,000€0Operating result 2021: -€5,184-€5,180Net result 2021: -€6,513-€6,510Operating result 2024: €1,864€1,860Net result 2024: €1,351€1,350Operating result 2025: -€35,045-€35,000Net result 2025: -€35,753-€35,800202120242025
The operating result turns negative in 2025: a loss of €35,045 after €1,864 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1,398
Fixed assets €75 ▼ 92.7%
Current assets €1,323 ▼ 99.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€34,097▼
2024 · €3,186
Cash flow
-€34,805▼
2024 · €2,674
Interest coverage
-43.00▼
2024 · 8.01
Ratios withheld: a balance sheet total of €1,398 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.0% went bankrupt
9.8% stopped otherwise
88% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€228,044€1,398▼
Fixed assets21/28€1,023€75▼
Tangible fixed assets22/27€948-
Plant, machinery and equipment23€817-
Furniture and vehicles24€131-
Financial fixed assets28€75€75=
Current assets29/58€227,021€1,323▼
Stocks and contracts in progress3€138,204-
Stocks30/36€138,204-
Amounts receivable within one year40/41€82,688-
Trade receivables40€82,688-
Cash at bank and in hand54/58€6,129€1,323▼
Equity and liabilities
Total equity and liabilities10/49€228,044€1,398▼
Equity10/15€37,151€1,398▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€16,691-€19,062▼
Amounts payable17/49€190,893-
Amounts payable within one year42/48€190,893-
Trade debts44€14,771-
Suppliers440/4€14,771-
Advances received on contracts in progress46€104,781-
Taxes, remuneration and social security45€1,315-
Taxes450/3€1,315-
Other amounts payable47/48€70,027-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,322€948▼
Other operating charges640/8€729-
Gross operating margin9900€3,916-€34,097▼
Operating profit (loss)9901€1,864-€35,045▼
Financial income75/76B€30€85▲
Recurring financial income75€30€85▲
Non-recurring financial income76B€30€85▲
Financial charges65/66B€398€793▲
Recurring financial charges65€398€793▲
Non-recurring financial charges66B€398€793▲
Profit (loss) for the period before taxes9903€1,496-€35,753▼
Income taxes67/77€145-
Profit (loss) for the period9904€1,351-€35,753▼
Profit (loss) for the period to be appropriated9905€1,351-€35,753▼
Appropriation of the result
Profit (loss) to be appropriated9906€16,691-€19,062▼
Profit (loss) brought forward from the previous period14P€15,340€16,691▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120242025Change
Turnover70€173,266€173,939€136,043---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€1,322€948▼ 28.3%
Other operating charges640/8---€729--
Gross operating margin9900€4,872€5,983-€4,996€3,916-€34,097▼ 971%
Operating profit (loss)9901€3,674€3,274-€5,184€1,864-€35,045▼ 1,980%
Financial income75/76B---€30€85▲ 182%
Recurring financial income75---€30€85▲ 182%
Non-recurring financial income76B---€30€85▲ 182%
Financial charges65/66B---€398€793▲ 99.4%
Recurring financial charges65€46€66€220€398€793▲ 99.4%
Non-recurring financial charges66B---€398€793▲ 99.4%
Profit (loss) for the period before taxes9903€3,528€3,327-€5,462€1,496-€35,753▼ 2,490%
Income taxes67/77--€1,051€145--
Profit (loss) for the period9904€3,528€3,327-€6,513€1,351-€35,753▼ 2,746%
Profit (loss) for the period to be appropriated9905€3,528€3,327-€6,513€1,351-€35,753▼ 2,746%
Line20192020202120242025Change
Assets
Total assets20/58€189,792€292,008€348,010€228,044€1,398▼ 99.4%
Fixed assets21/28€75€75€75€1,023€75▼ 92.7%
Tangible fixed assets22/27---€948--
Plant, machinery and equipment23---€817--
Furniture and vehicles24---€131--
Financial fixed assets28€75€75€75€75€75=
Current assets29/58€189,717€291,933€347,935€227,021€1,323▼ 99.4%
Stocks and contracts in progress3€94,926€100,176€115,824€138,204--
Stocks30/36---€138,204--
Amounts receivable within one year40/41€92,113€183,644€228,409€82,688--
Trade receivables40---€82,688--
Cash at bank and in hand54/58€2,678€8,113€3,702€6,129€1,323▼ 78.4%
Equity and liabilities
Total equity and liabilities10/49€189,792€292,008€348,010€228,044€1,398▼ 99.4%
Equity10/15€32,537€35,864€29,351€37,151€1,398▼ 96.2%
Contributions10/11€18,600€18,600-€18,600€18,600=
Reserves13€182€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1---€1,860€1,860=
Reserves not available under the articles1311---€1,860€1,860=
Profit (loss) carried forward14€13,755€15,404€8,891€16,691-€19,062▼ 214%
Amounts payable17/49€157,255€256,144€318,659€190,893--
Amounts payable within one year42/48€157,255€256,144€318,659€190,893--
Trade debts44-€183€9€14,771--
Suppliers440/4---€14,771--
Advances received on contracts in progress46---€104,781--
Taxes, remuneration and social security45---€1,315--
Taxes450/3---€1,315--
Other amounts payable47/48---€70,027--
Line20192020202120242025Change
Profit (loss) for the period9904€3,528€3,327-€6,513€1,351-€35,753▼ 2,746%
+ Depreciation and write-downs630---€1,322€948▼ 28.3%
Operating cash flow (approximation)€3,528€3,327-€6,513€2,674-€34,805▼ 1,402%
Investment in fixed assets (approximation)-€0€0-€0-
Change in cash-€5,435-€4,411--€4,806-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
04-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
31-03
Financial Weakest financial yearnet -€35,753
Net result drops to -€35,753, the lowest in the series.
2024
20-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
31-03
Financial Back to profitnet €1,351
Net result €1,351 after one loss-making year.
2022
09-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 129 days late
2020
10-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 40 days late
2019
31-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
19-12
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 49 days late
2016
21-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 21 days late
2015
29-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2014
05-11
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
291 m²
Building footprint
159 m²
Volume, LiDAR
2,539 m³
Parcel 21910E0121/00H004, Brussels · tallest building 21.9 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Yaci
François-Joseph Navezstraat 77, 1030 SchaarbeekNACE 45205
since 20082.170.489.222
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0121/00H004 Brussels 291 m² 1 · 158 m² 21.9 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 999 companies in this sector we hold annual accounts for 427. 63 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded23-04-2008
Fiscal year end31-03
Activities, NACEBEL 2025
95315Tyre services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.