Yab Consult
ActiveYab Consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €69k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 29% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency55▼-45
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 16.98 in 2024; short-term debt: 69.7% and cash: 20.3% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
24%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-02-2026, 162 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
162 d early
2024
38 d early
2023
40 d early
2022
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▼ 57.9%
2024 · €208k
2022: €59k
2023: €131k
2024: €208k
2022 → 2025
Total assets
€290k▲ 31.5%
2024 · €220k
2022: €68k
2023: €141k
2024: €220k
2022 → 2025
Net result
€69k▼ 9.6%
2024 · €77k
2022: €56k
2023: €73k
2024: €77k
2022 → 2025
Working capital
€74k▼ 61.4%
2024 · €193k
2022: €57k
2023: €129k
2024: €193k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€59k-€131k▲ 123%€208k▲ 58.5%€88k▼ 57.9%
Operating result€71k-€92k▲ 28.9%€97k▲ 5.5%€88k▼ 9.2%
Net result€56k-€73k▲ 28.8%€77k▲ 5.9%€69k▼ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€13k▼ 12.7%
Current assets
€276k▲ 35.0%
Equity and liabilities €290k
Equity
€88k▼ 57.9%
Debt
€202k▲ 1,575%
The debt ratio rises from 5.5% to 69.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€90k▼
2024 · €98k
Cash flow
€72k▼
2024 · €78k
Solvency
30.3%▼
2024 · 94.5%
Current ratio
1.37▼
2024 · 16.98
Quick ratio
1.37▼
2024 · 16.98
Debt / equity
2.30▲
2024 · 0.06
ROE
79.2%▲
2024 · 36.9%
ROA
24.0%▼
2024 · 34.9%
Interest coverage
750.46▼
2024 · 792.16
Debt
€202k▲
2024 · €12k
Debt ≤ 1 year
€202k▲
2024 · €12k
Income taxes
€18k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€290k▲
Formation expenses20€923€504▼
Fixed assets21/28€15k€13k▼
Tangible fixed assets22/27€15k€13k▼
Land and buildings22€14k€13k▼
Furniture and vehicles24€694€277▼
Current assets29/58€205k€276k▲
Amounts receivable after more than one year29€69k€69k=
Other amounts receivable291€69k€69k=
Amounts receivable within one year40/41€61k€149k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€48k€136k▲
Cash at bank and in hand54/58€75k€59k▼
Equity and liabilities
Total equity and liabilities10/49€220k€290k▲
Equity10/15€208k€88k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€206k€85k▼
Amounts payable17/49€12k€202k▲
Amounts payable within one year42/48€12k€202k▲
Trade debts44€72€181▲
Suppliers440/4€72€181▲
Taxes, remuneration and social security45€12k€40k▲
Taxes450/3€12k€40k▲
Other amounts payable47/48-€162k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€338€295▼
Gross operating margin9900€99k€90k▼
Operating profit (loss)9901€97k€88k▼
Financial charges65/66B€124€120▼
Recurring financial charges65€124€120▼
Profit (loss) for the period before taxes9903€97k€88k▼
Income taxes67/77€20k€18k▼
Profit (loss) for the period9904€77k€69k▼
Profit (loss) for the period to be appropriated9905€77k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€206k€275k▲
Profit (loss) brought forward from the previous period14P€129k€206k▲
Profit to be distributed694/7-€190k
Return on contributions (dividend)694-€190k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €77k ▲5.9%
Operating result €97k, net result €77k, both a record.
31-12
Financial
Equity above €200kEq €208k ▲58.5%
3 profitable years in a row build equity to €208k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 14.34
Current ratio from 7.09 to 14.34.
31-12
Financial
Equity above €100kEq €131k ▲123%
2 profitable years in a row build equity to €131k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sentier Belle Dame 41330 RixensartGround area
1,040 m²
Building footprint
92 m²
Parcel 25091A1264/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Yab Consult
since 20222.328.825.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091A1264/00C000 | Wallonia | 1,040 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GM Technic
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J-TEK
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Integrated Project Support
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 5,200 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2022
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.