Financials
- Fiscal year
- 2025
- Total assets
- €145,752
- Profit
- €16,894
- Solvency
- 69.4%
YA NASIP
ActiveSummary
YA NASIP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,177 and a net result of €16,894. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 1700 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712Retail sale of bread and pastry (bakery outlets) NACE 47241
1 site
Size
€145,752total assets 2025
- Equity
- €101,177
- Profit
- €16,894
Turnover not published (abridged schema)
Structure
Accounts 6 d early0 of 10 deeds read
Why 97- Sector Manufacture of food products (NACE 10)+ Liquidity: current ratio 3.59, cash €60,888+ Equity €101,177 (69.4% of total assets)+ Founded in 2011Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
94+7
equity 69.4% of total assets
Liquidity
91+4
short-term debt 23.7% · cash 41.8%
Profitability
83-5
return on assets 11.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 0.3%highest value
11-2025: 0.3%● 0.0% vs 10-2025highest value
12-2025: 0.3%● 0.0% vs 11-2025highest value
01-2026: 0.3%▼ -1.7% vs 12-2025
02-2026: 0.3%● 0.0% vs 01-2026
03-2026: 0.3%▼ -0.6% vs 02-2026
04-2026: 0.3%▲ +1.8% vs 03-2026
05-2026: 0.3%▼ -11.3% vs 04-2026
06-2026: 0.3%▼ -2.0% vs 05-2026
07-2026: 0.3%▲ +3.3% vs 06-2026
08-2026: 0.1%▼ -73.3% vs 07-2026
09-2026: 0.1%▼ -3.6% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 3.59, cash €60,888 lowers the probability
- Sector Manufacture of food products (NACE 10) raises the probability
- Equity €101,177 (69.4% of total assets) lowers the probability
- Founded in 2011 lowers the probability for this profile
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.59 against 2.81 in 2024; short-term debt: 23.7% and cash: 41.8% of total assets), and 30.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 82%, liquidity 93%, profitability 73%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
28 d late
2023
29 d late
2022
644 d late
2021
142 d late
2019
28 d late
2018
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 128 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 112 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €101,177 ▲20%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- Next accounts
- by 31-07-2027
- 25-07-2026Annual accounts filed
- 31-12-2025Equity above €100,000
- 28-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 11-01-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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