Y & S Forever
ActiveSummary
The computed 12-month bankruptcy probability of Y & S Forever is 3.0% (moderate). The 2025 annual accounts show negative equity (€-27k) and a net result of €-3k. Equity is shrinking by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 11389 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth55=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.21 in 2024; short-term debt: 557.8% and cash: 51.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-457.8%
Return on assets
-53.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
5 d early
2023
24 d late
2022
27 d late
2021
31 d late
2020
187 d late
2019
140 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€246k▲ 138%
2019 · €104k
2019: €104k
2020: €246k▲ +138% vs 2019
2019 → 2020
EBIT margin
-0.3%▼ 13.4pp
2019 · 13.1%
2019: 13.1%
2020: -0.3%▼ -102% vs 2019
2019 → 2020
Net result
€-3k▲ 38.7%
2024 · €-5k
2019: €13khighest in 7 years
2020: €-7k▼ -155% vs 2019
2021: €-1k▲ +84.6% vs 2020
2022: €-24k▼ -2003% vs 2021lowest in 7 years
2023: €-202▲ +99.2% vs 2022
2024: €-5k▼ -2474% vs 2023
2025: €-3k▲ +38.7% vs 2024
2019 → 2025
Working capital
€-27k▼ 13.1%
2024 · €-24k
2019: €13khighest in 7 years
2020: €6k▼ -54.8% vs 2019
2021: €5k▼ -18.6% vs 2020
2022: €-19k▼ -481% vs 2021
2023: €-19k▼ -1.1% vs 2022
2024: €-24k▼ -27.2% vs 2023
2025: €-27k▼ -13.1% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€-19k€-19k▼ 1.1%€-24k▼ 27.2%€-27k▼ 13.1%
2021: €5khighest in 5 years
2022: €-19k▼ -481% vs 2021
2023: €-19k▼ -1.1% vs 2022
2024: €-24k▼ -27.2% vs 2023
2025: €-27k▼ -13.1% vs 2024lowest in 5 years
Operating result€2k-€-14k€582€-4k€-12k▼ 171%
2021: €2khighest in 5 years
2022: €-14k▼ -952% vs 2021lowest in 5 years
2023: €582▲ +104% vs 2022
2024: €-4k▼ -843% vs 2023
2025: €-12k▼ -171% vs 2024
Net result€-1k-€-24k▼ 2,003%€-202▲ 99.2%€-5k▼ 2,474%€-3k▲ 38.7%
2021: €-1k
2022: €-24k▼ -2003% vs 2021lowest in 5 years
2023: €-202▲ +99.2% vs 2022highest in 5 years
2024: €-5k▼ -2474% vs 2023
2025: €-3k▲ +38.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €4k in 2024; the loss grows.
Key figures and ratios
Solvency
-457.8%▼
2024 · -381.5%
Current ratio
0.18▼
2024 · 0.21
Quick ratio
0.10▼
2024 · 0.13
Debt to equity
-1.22▲
2024 · -1.26
ROA
-53.1%▲
2024 · -81.7%
Debt
€33k▲
2024 · €31k
Debt ≤ 1 year
€33k▲
2024 · €31k
Income taxes
€45▼
2024 · €225
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6k€6k▼
Current assets29/58€6k€6k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€30€135▲
Trade receivables40€30€135▲
Cash at bank and in hand54/58€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€6k€6k▼
Equity10/15€-24k€-27k▼
Contributions10/11€2€2=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€-28k€-31k▼
Amounts payable17/49€31k€33k▲
Amounts payable within one year42/48€31k€33k▲
Trade debts44€655€1k▲
Suppliers440/4€655€1k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€26k€31k▲
Income statement
Code20242025
Other operating charges640/8€387€520▲
Gross operating margin9900€-4k€-11k▼
Operating profit (loss)9901€-4k€-12k▼
Financial income75/76B€26€9k▲
Recurring financial income75€26€66▲
Non-recurring financial income76B-€9k
Financial charges65/66B€678€186▼
Recurring financial charges65€678€186▼
Profit (loss) for the period before taxes9903€-5k€-3k▲
Income taxes67/77€225€45▼
Profit (loss) for the period9904€-5k€-3k▲
Profit (loss) for the period to be appropriated9905€-5k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-31k▼
Profit (loss) brought forward from the previous period14P€-22k€-28k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €660 | €2k | €384 | €387 | €520 | ▲ 34.2% |
| Gross operating margin9900 | €2k | €-13k | €967 | €-4k | €-11k | ▼ 184% |
| Operating profit (loss)9901 | €2k | €-14k | €582 | €-4k | €-12k | ▼ 171% |
| Financial income75/76B | €5 | - | €1 | €26 | €9k | ▲ 33,945% |
| Recurring financial income75 | €5 | - | €1 | €26 | €66 | ▲ 158% |
| Non-recurring financial income76B | - | - | - | - | €9k | - |
| Financial charges65/66B | €1k | €615 | €558 | €678 | €186 | ▼ 72.6% |
| Recurring financial charges65 | €1k | €615 | €558 | €678 | €186 | ▼ 72.6% |
| Profit (loss) for the period before taxes9903 | €280 | €-15k | €26 | €-5k | €-3k | ▲ 36.8% |
| Income taxes67/77 | €1k | €9k | €228 | €225 | €45 | ▼ 80.1% |
| Profit (loss) for the period9904 | €-1k | €-24k | €-202 | €-5k | €-3k | ▲ 38.7% |
| Profit (loss) for the period to be appropriated9905 | €-1k | €-24k | €-202 | €-5k | €-3k | ▲ 38.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79k | €7k | €9k | €6k | €6k | ▼ 5.7% |
| Current assets29/58 | €79k | €7k | €9k | €6k | €6k | ▼ 5.7% |
| Stocks and contracts in progress3 | €34 | €2k | €2k | €3k | €3k | ▲ 12.0% |
| Stocks30/36 | €34 | €2k | €2k | €3k | €3k | ▲ 12.0% |
| Amounts receivable within one year40/41 | €67k | €2k | - | €30 | €135 | ▲ 351% |
| Trade receivables40 | €67k | €2k | - | €30 | €135 | ▲ 351% |
| Cash at bank and in hand54/58 | €11k | €3k | €7k | €4k | €3k | ▼ 20.0% |
| Deferred charges and accrued income490/1 | €908 | €40 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79k | €7k | €9k | €6k | €6k | ▼ 5.7% |
| Equity10/15 | €5k | €-19k | €-19k | €-24k | €-27k | ▼ 13.1% |
| Contributions10/11 | €2 | €2 | €2 | €2 | €2 | = |
| Outside capital11 | €2 | €2 | - | - | - | - |
| Other1109/19 | €2 | €2 | - | - | - | - |
| Reserves13 | €3k | €3k | €3k | €3k | €3k | = |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €2k | €-22k | €-22k | €-28k | €-31k | ▼ 11.5% |
| Amounts payable17/49 | €74k | €26k | €28k | €31k | €33k | ▲ 9.2% |
| Amounts payable within one year42/48 | €74k | €26k | €28k | €31k | €33k | ▲ 9.2% |
| Trade debts44 | €43k | - | €3k | €655 | €1k | ▲ 128% |
| Suppliers440/4 | €43k | - | €3k | €655 | €1k | ▲ 128% |
| Taxes, remuneration and social security45 | €19k | €21k | €5k | €4k | €1k | ▼ 69.7% |
| Taxes450/3 | €19k | €21k | €5k | €4k | €1k | ▼ 69.7% |
| Other amounts payable47/48 | €12k | €5k | €20k | €26k | €31k | ▲ 19.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €-24k | €-202 | €-5k | €-3k | ▲ 38.7% |
| Operating cash flow (approximation) | €-1k | €-24k | €-202 | €-5k | €-3k | ▲ 38.7% |
| Change in cash | - | €-8k | €4k | €-3k | €-769 | ▲ 73.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
03-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 187 days late
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2018
Ground area
407 m²
Building footprint
75 m²
Volume, LiDAR
547 m³
Parcel 25072B0501/00H000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Y & S Forever
since 20182.380.053.267
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0501/00H000 | Wallonia | 407 m² | 1 · 75 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 798 companies in sector 46450 we hold annual accounts for 452. 132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46450Wholesale of perfume and cosmetics
Scores and ratios are computed by Checked and are not a credit decision.