Y.L.J.
ActiveY.L.J. has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €41k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+3
Solvency67▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 2.19 in 2024; short-term debt: 18% and cash: 11.4% of total assets), but 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.4%
Return on assets
4.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
33 d early
2023
41 d early
2022
38 d early
2021
31 d early
2020
22 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41k▲ 97.5%
2024 · €21k
2018: €86k
2019: €73k
2020: €67k
2021: €33k
2022: €24k
2023: €58k
2024: €21k
2018 → 2025
Working capital
€183k▲ 11.2%
2024 · €164k
2018: €131k
2019: €176k
2020: €154k
2021: €183k
2022: €121k
2023: €196k
2024: €164k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€286k▼ 13.1%€344k▲ 20.1%€365k▲ 6.0%€356k▼ 2.5%
Operating result€50k-€50k▼ 0.6%€86k▲ 73.4%€39k▼ 54.8%€59k▲ 52.9%
Net result€33k-€24k▼ 25.9%€58k▲ 137%€21k▼ 64.2%€41k▲ 97.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €839k
Fixed assets
€505k▼ 4.7%
Current assets
€333k▲ 10.1%
Equity and liabilities €839k
Equity
€356k▼ 2.5%
Debt
€483k▲ 3.1%
The debt ratio rises from 56.2% to 57.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€134k▲
2024 · €102k
Cash flow
€116k▲
2024 · €84k
Solvency
42.4%▼
2024 · 43.8%
Current ratio
2.21▲
2024 · 2.19
Quick ratio
2.17▲
2024 · 2.15
Debt / equity
1.36▲
2024 · 1.29
ROE
11.5%▲
2024 · 5.7%
ROA
4.9%▲
2024 · 2.5%
Interest coverage
11.19▼
2024 · 12.97
Debt
€483k▲
2024 · €469k
Debt ≤ 1 year
€151k▲
2024 · €139k
Debt > 1 year
€332k▲
2024 · €330k
Income taxes
€7k▼
2024 · €10k
Staff costs
€345k▲
2024 · €280k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€833k€839k▲
Fixed assets21/28€530k€505k▼
Tangible fixed assets22/27€530k€505k▼
Land and buildings22€331k€322k▼
Plant, machinery and equipment23€8k€14k▲
Furniture and vehicles24€142k€124k▼
Other tangible fixed assets26€50k€45k▼
Current assets29/58€303k€333k▲
Stocks and contracts in progress3€6k€6k▲
Stocks30/36€6k€6k▲
Amounts receivable within one year40/41€187k€226k▲
Trade receivables40€97k€115k▲
Other amounts receivable41€90k€110k▲
Cash at bank and in hand54/58€106k€96k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€833k€839k▲
Equity10/15€365k€356k▼
Contributions10/11€20k€20k=
Reserves13€290k€280k▼
Distributable reserves133€290k€280k▼
Profit (loss) carried forward14€54k€55k▲
Amounts payable17/49€469k€483k▲
Amounts payable after more than one year17€330k€332k▲
Financial debts170/4€330k€332k▲
Amounts payable within one year42/48€139k€151k▲
Current portion of amounts payable after more than one year42€99k€48k▼
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€24k€65k▲
Taxes450/3€24k€31k▲
Remuneration and social security454/9-€33k
Other amounts payable47/48€6k€33k▲
Accrued charges and deferred income492/3-€600
Income statement
Code20242025
Remuneration, social security and pensions62€280k€345k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€75k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€389k€483k▲
Operating profit (loss)9901€39k€59k▲
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€31k€47k▲
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€21k€41k▲
Profit (loss) for the period to be appropriated9905€21k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€95k▲
Profit (loss) brought forward from the previous period14P€54k€54k▲
Transfer from equity791/2-€50k
Transfer to equity691/2€20k€40k▲
To other reserves6921€20k€40k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
Social balance
Average headcount (FTE)90877.75.3▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Weakest financial yearnet €21k ▼64.2%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €230k ▲30.2%
2 profitable years in a row build equity to €230k.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 3 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Aulnois 637090 Braine-le-ComteGround area
5,575 m²
Building footprint
391 m²
Volume, LiDAR
579 m³
3 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Rue des Aulnois 63, 7090 Braine-le-Comte
since 20112.203.907.801
Ridderschapsdreef(P.E.) 29, 7850 Enghien
since 20152.240.758.594
Oude Markt Plaats(E) 27, 7850 Enghien
since 20252.379.996.651
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55033A0527/00T004 | Wallonia | 3,631 m² | 1 · 199 m² | - |
| 55016B0340/00B000 | Wallonia | 1,827 m² | 1 · 122 m² | - |
| 55010C0258/00Y002 | Wallonia | 118 m² | 1 · 70 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2006
Fiscal year end30-09
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.