Y.E.M. SOLUTIONS
ActiveY.E.M. SOLUTIONS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €43k. Its solvency ranks better than 79% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.96; short-term debt: 16.5% and cash: 22.3% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
78%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€46k
Total assets
€55k
Net result
€43k
Working capital
€45k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €55k
Fixed assets
€775
Current assets
€54k
Equity and liabilities €55k
Equity
€46k
Debt
€9k
Debt finances 16.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k
Cash flow
€44k
Solvency
83.5%
Current ratio
5.96
Quick ratio
5.96
Debt / equity
0.20
ROE
93.5%
ROA
78.0%
Interest coverage
1049.80
Debt
€9k
Debt ≤ 1 year
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€55k
Fixed assets21/28€775
Tangible fixed assets22/27€775
Furniture and vehicles24€775
Current assets29/58€54k
Amounts receivable within one year40/41€42k
Trade receivables40€14k
Other amounts receivable41€28k
Cash at bank and in hand54/58€12k
Equity and liabilities
Total equity and liabilities10/49€55k
Equity10/15€46k
Contributions10/11€3k
Profit (loss) carried forward14€43k
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€609
Gross operating margin9900€44k
Operating profit (loss)9901€42k
Financial income75/76B€757
Recurring financial income75€757
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€43k
Profit (loss) for the period9904€43k
Profit (loss) for the period to be appropriated9905€43k
Appropriation of the result
Profit (loss) to be appropriated9906€43k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bordekensstraat 115 B01021981 ZemstGround area
1,310 m²
Building footprint
321 m²
Volume, LiDAR
1,078 m³
Parcel 23034A0286/00G005, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Y.E.M. SOLUTIONS
since 20252.368.864.219
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034A0286/00G005 | Flanders | 1,310 m² | 1 · 321 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,231 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2025
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
58290Other software publishing
62100Computer programming
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.