Y.D.K.

Active

Private limited company (pre-2019)founded 201312 yrs activeVieux Chemin de Lille(OR) 21, 7501 Tournai, BelgiumKBO/BCE: BE 0542.394.702

Summary

Y.D.K. has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,717 and a net result of €73,843. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 72% of 270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

Y.D.K.ActiveChecked score 96/100

Risk analysis Report Compare

Activity

Manufacture of imitation jewellery and related articles

NACE 32130

1 site

Size

€254,279total assets 2025

Equity: €164,717
Profit: €73,843

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 10 d early0 of 1 deed read

Why 96- 1 of the last 3 late+ Liquidity: current ratio 1.69, cash €107,543+ Equity €164,717 (64.8% of total assets)+ Founded in 2013Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 72% of its sector peers (NACE 32, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 90-3

equity 64.8% of total assets

Liquidity 84+8

short-term debt 35.2% · cash 42.3%

Profitability 100+8

return on assets 29.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,137 companies)

Last 24 months 11-2024: 0.2% 12-2024: 0.1%▼ -8.3% vs 11-2024 01-2025: 0.1%▼ -1.4% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -7.0% vs 02-2025 04-2025: 0.1%▲ +2.3% vs 03-2025 05-2025: 0.1%▲ +0.7% vs 04-2025 06-2025: 0.1%▲ +3.7% vs 05-2025 07-2025: 0.1%▲ +5.7% vs 06-2025 08-2025: 0.3%▲ +81.2% vs 07-2025highest value 09-2025: 0.1%▼ -68.1% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.2% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +2.4% vs 03-2026 05-2026: 0.1%▼ -1.1% vs 04-2026 06-2026: 0.1%▲ +2.3% vs 05-2026 07-2026: 0.1%▲ +3.4% vs 06-2026 08-2026: 0.1%▼ -25.3% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 1.69, cash €107,543 lowers the probability
1 of the last 3 late raises the probability
Equity €164,717 (64.8% of total assets) lowers the probability
Founded in 2013 lowers the probability for this profile

Credit up to €15,000 at 30 days acceptable

Liquidity ample (current ratio 1.69 against 1.65 in 2024; short-term debt: 35.2% and cash: 42.3% of total assets), and 35.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 32, micro). Better than this share of them on solvency 70%, liquidity 83%, profitability 94%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.69, cash €107,543

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Equity €164,717 (64.8% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2013

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

10 d early

2024

9 d late

2023

34 d late

2022

21 d late

2021

16 d late

2020

4 d early

2019

9 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage