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Y.C.L.

Active
Private limited companyfounded 1982active for 43 yearsOorlogskruisenlaan 120, 1120 Brussel, BelgiumKBO/BCE: BE 0423.051.246

From the official registers: KBO 43 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Y.C.L. has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304,076 and a net result of €60,399. Equity has been growing by about 31% per year since 2018. Its solvency ranks better than 91% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 07-12-1982 Normal situation
Registered office
34 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.261.686.048 1120 Brussel, since 22-12-2016
Financial year end
31 December
Peppol
Reachable

Board and ownership

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€90,585
▲ 1.5%
Turnover
≈ €120,000
estimated
Profit
€60,399
▼ 6.3%
Equity
€304,076
▲ 24.8%
Total assets
€341,360
▲ 39.3%
Filed on 15-09-2026, 46 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 46 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.99, cash €10,245, halvedlowers riskFounded in 1982Equity €304,076 (89.1% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 89.1% of total assets
Liquidity 53-16
short-term debt 10.9% · cash 3.0%
Profitability 91-9
return on assets 17.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (27.13 in 2024), below 1. Short-term debt is 10.9% and cash 3% of total assets. 10.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 62% on liquidity, 86% on profitability and 78% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Last filed accounts filed 46 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.99, cash €10,245, halved
NBB · annual accounts
lowers risk · Equity €304,076 (89.1% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
46 days late
2024
38 days early
2023
48 days early
2022
90 days early
2021
75 days early
2020
31 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 91% of companies in real estatesector median 29.0% · 17,119 companies 89.1% View
  • Positive: 6 profitable years in a rowprofit 2025: €60,399 6 years View

Comparable companies

These companies have the same main activity as Y.C.L.: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €314,000 and €458,000, founded between 1979 and 1988.

CompanyTotal assetsGross margin
Y.C.L. Brussel€341,360€90,585
IMMO NUOVA Ukkel€381,707€75,952
LE PAISIBLE - DE VREEDZAME Watermaal-Bosvoorde€313,889€72,392
L'ACROBATE Kampenhout€377,341€78,546
VASTGOED VAN HAUTE Kontich€335,198€114,269
Jupiter Vastgoed België Hasselt€380,104€76,146
Architec Computer Graphics Service Ukkel€458,223€87,807
Full comparison

Documents

Annual accounts at the NBB

All 43 annual accounts

Articles and registers

Key facts about Y.C.L.

What is the company number of Y.C.L.?
The company number of Y.C.L. is 0423.051.246. The VAT number is the same number with BE in front: BE 0423.051.246.
Where is Y.C.L. based?
The registered office is at Oorlogskruisenlaan 120, 1120 Brussel.Company details
What does Y.C.L. do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of Y.C.L.?
The legal form of Y.C.L. is Private limited company (BV).
When was Y.C.L. founded?
Y.C.L. was founded on 07-12-1982.
Is Y.C.L. still active?
Yes, Y.C.L. is an active enterprise in the KBO register.
What is the turnover of Y.C.L.?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €90,585 and 45 comparable companies (NACE 682). It probably lies between €100,000 and €150,000.Financials
Is Y.C.L. profitable?
In financial year 2025, Y.C.L. made a profit of €60,399.
Where can I find the annual accounts of Y.C.L.?
Y.C.L. filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Y.C.L. due?
Y.C.L. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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