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Y.C. AGENCY

Active
Private limited companyfounded 2022active for 4 yearsRue Notre Dame 57, 7000 Mons, BelgiumKBO/BCE: BE 0791.968.970
Summary

The computed 12-month bankruptcy probability of Y.C. AGENCY is 2.2% (moderate). The 2025 annual accounts show negative equity (-€1,372) and a net result of €4,649. Equity is growing by about 45% per year across the filed financial years. Its solvency ranks better than 19% of 13,642 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in the wholesale of food, beverages and tobacco
NACE 46170
2 sites
Size
€78,443total assets 2025
Equity
-€1,372
Profit
€4,649
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Structure
2025 accounts filed 14 days late1 of 2 deeds summarised
Why 53raises riskFounded in 20222 establishment unitsLiquidity: current ratio 1.02, cash €1,808, halvedlowers riskFigures for financial year 2025 (filed 14-08-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 23+3
equity -1.7% of total assets
Liquidity 10-16
short-term debt 79.0% · cash 2.3%
Profitability 76+29
return on assets 5.9%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,882 companies, NACE 46, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 2.2%▼ -0.1 percentage points vs 06-2025 08-2025: 2.0%▼ -0.2 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.1%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 1.9%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 2.3%▼ -0.3 percentage points vs 08-2026 10-2026: 2.2%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.02, compared with 1.12 in 2024, below the usual 1.5; short-term debt: 79% and cash: 2.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 16% on solvency, 11% on liquidity, 66% on profitability and 92% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 14-08-2026)
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Liquidity: current ratio 1.02, cash €1,808, halved
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 13642 sector peers (2025).
NBB · sector comparison
Position among 13642 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
14 days late
2024
18 days early
2023
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 3 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €4,649 ▲530%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€1,372 View
  • Caution: Among the weakest 20% on equitysector median €56,557 · 13,672 companies -€1,372 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€78,443
Profit
€4,649
Solvency
-1.7%
Total assets▼ 35.1%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 27-07-2024Annual accounts filed
  3. 09-06-2023Appointment: VANGEENBERGHE CARLA (director)
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Agents in the wholesale of food, beverages and…NACE 46170
Founded
06-10-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Y.C. AGENCY

What is the company number of Y.C. AGENCY?
0791.968.970. In Belgium the VAT number is the company number with BE in front: BE 0791.968.970.
Where is Y.C. AGENCY based?
The registered office is at Rue Notre Dame 57, 7000 Mons.Company details
What does Y.C. AGENCY do?
According to the KBO register, the main activity is agents in the wholesale of food, beverages and tobacco (NACE 46170).
What is the legal form of Y.C. AGENCY?
Private limited company (BV).
When was Y.C. AGENCY founded?
On 06-10-2022.
Is Y.C. AGENCY still active?
Yes, Y.C. AGENCY is an active enterprise in the KBO register.
What is the turnover of Y.C. AGENCY?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Y.C. AGENCY profitable?
In financial year 2025, Y.C. AGENCY made a profit of €4,649.
Where can I find the annual accounts of Y.C. AGENCY?
Y.C. AGENCY filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Y.C. AGENCY due?
By 31-07-2027, for financial year 2026.Timeline

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