Y&A
Judicial reorganisationSummary
The file of Y&A contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The annual accounts of Y&A for fiscal year 2024 show a net loss of 74% of the equity at the start of that year. The 2024 annual accounts show equity of €19,466 and a net result of -€55,453. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 6720 sector peers (fiscal year 2024).
Are you a creditor?
Judicial reorganisation
Source: Belgian Official Gazette
Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.
The procedure
- Court
- Enterprise Court of Brussels
- Opened
- 29 April 2025
- Track
- Reorganisation by amicable settlement
- Docket number
- 20250016
- Delegated judge
- Frank Taildeman
- Official Gazette
- 02-05-2025 (pdf) ↗search the document for 2025/118656
What to do now
- Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
- An amicable settlement binds only the creditors who sign it. You decide whether you sign.
- What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
- The file is in RegSol, where you can read the documents of the procedure.
Deadlines: the judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette.
View the file in RegSol ↗
Watch
Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.
General information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company
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Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-98
Solvency38▼-27
Growth68▼-17
Track record60
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity tight (current ratio 1.04 against 1.1 in 2023; short-term debt: 87.2% and cash: 4.6% of total assets), and 87.2% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
160 d late
2022
233 d late
2021
598 d late
2020
92 d late
2019
268 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 230 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
What should you check before you do business with this company?Supplier due diligence What held for this company on a given day: board, seat, name?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Non-scheduled passenger transport by road sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€134,166▲ 120%
2018 · €61,010
EBIT margin
25.5%▲ 25.4pp
2018 · 0.1%
Net result
-€55,453
2023 · €43,479
Working capital
€4,859▼ 57.3%
2023 · €11,384
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€12,324▼ 64.0%€29,964▲ 143%€38,960▲ 30.0%€50,220▲ 28.9%-€30,387
Net result€11,822within the sector's middle half▼ 65.4%€29,894above the sector's middle half▲ 153%€24,778above the sector's middle half▼ 17.1%€43,479above the sector's middle half▲ 75.5%-€55,453below the sector's middle half
EBIT margin
Equity€30,769within the sector's middle half▲ 6.3%€36,663within the sector's middle half▲ 19.2%€61,440within the sector's middle half▲ 67.6%€74,919within the sector's middle half▲ 21.9%€19,466within the sector's middle half▼ 74.0%
Total assets€71,459within the sector's middle half▲ 21.1%€110,576within the sector's middle half▲ 54.7%€230,036within the sector's middle half▲ 108%€186,268within the sector's middle half▼ 19.0%€151,960within the sector's middle half▼ 18.4%
Debt€40,690▲ 35.4%€73,914▲ 81.7%€168,595▲ 128%€111,348▼ 34.0%€132,494▲ 19.0%
Working capital€11,790within the sector's middle half€11,517within the sector's middle half▼ 2.3%€15,620within the sector's middle half▲ 35.6%€11,384within the sector's middle half▼ 27.1%€4,859within the sector's middle half▼ 57.3%
Solvency43.1%within the sector's middle half▼ 6.0pp33.2%within the sector's middle half▼ 9.9pp26.7%within the sector's middle half▼ 6.4pp40.2%within the sector's middle half▲ 13.5pp12.8%within the sector's middle half▼ 27.4pp
Current ratio1.29within the sector's middle half▲ 0.441.16within the sector's middle half▼ 0.131.09within the sector's middle half▼ 0.061.10within the sector's middle half▲ 0.011.04within the sector's middle half▼ 0.07
Return on assets (ROA)16.5%above the sector's middle half▼ 41.4pp27.0%above the sector's middle half▲ 10.5pp10.8%within the sector's middle half▼ 16.3pp23.3%above the sector's middle half▲ 12.6pp-36.5%below the sector's middle half▼ 59.8pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €30,387 after €50,220 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €151,960
Fixed assets
€14,607 ▼ 77.0%
Current assets
€137,353 ▲ 11.9%
Equity and liabilities €151,960
Equity
€19,466 ▼ 74.0%
Debt
€132,494 ▲ 19.0%
Debt's share of the balance-sheet total rises from 59.8% to 87.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€6,460▼
2023 · €64,041
Cash flow
-€31,525▼
2023 · €57,299
Debt to equity
6.81▲
2023 · 1.49
ROE
-284.9%▼
2023 · 58.0%
Interest coverage
-1.49▼
2023 · 322.51
Debt ≤ 1 year
€132,494▲
2023 · €111,348
Income taxes
€20,717▲
2023 · €6,543
Staff costs
€53,213▲
2023 · €43,651
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €10,470 | €1,670 | €21,764 | €43,651 | €53,213 | ▲ 21.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,159 | €13,833 | €11,126 | €13,820 | €23,928 | ▲ 73.1% |
| Other operating charges640/8 | €1,760 | €2,026 | €4,896 | €25,791 | €35,236 | ▲ 36.6% |
| Gross operating margin9900 | €39,712 | €47,494 | €76,746 | €133,483 | €81,989 | ▼ 38.6% |
| Operating profit (loss)9901 | €12,324 | €29,964 | €38,960 | €50,220 | -€30,387 | ▼ 161% |
| Financial income75/76B | €4 | €0 | - | - | €0 | - |
| Recurring financial income75 | €4 | €0 | - | - | €0 | - |
| Financial charges65/66B | €506 | €71 | €168 | €199 | €4,349 | ▲ 2,090% |
| Recurring financial charges65 | €506 | €71 | €168 | €199 | €4,349 | ▲ 2,090% |
| Profit (loss) for the period before taxes9903 | €11,822 | €29,894 | €38,792 | €50,022 | -€34,737 | ▼ 169% |
| Income taxes67/77 | - | - | €14,014 | €6,543 | €20,717 | ▲ 217% |
| Profit (loss) for the period9904 | €11,822 | €29,894 | €24,778 | €43,479 | -€55,453 | ▼ 228% |
| Profit (loss) for the period to be appropriated9905 | €11,822 | €29,894 | €24,778 | €43,479 | -€55,453 | ▼ 228% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €71,459 | €110,576 | €230,036 | €186,268 | €151,960 | ▼ 18.4% |
| Fixed assets21/28 | €18,980 | €25,146 | €45,820 | €63,535 | €14,607 | ▼ 77.0% |
| Tangible fixed assets22/27 | €17,480 | €3,646 | €38,320 | €37,035 | €13,107 | ▼ 64.6% |
| Furniture and vehicles24 | €17,480 | €3,646 | €38,320 | €37,035 | €13,107 | ▼ 64.6% |
| Financial fixed assets28 | €1,500 | €21,500 | €7,500 | €26,500 | €1,500 | ▼ 94.3% |
| Current assets29/58 | €52,480 | €85,430 | €184,215 | €122,733 | €137,353 | ▲ 11.9% |
| Amounts receivable after more than one year29 | - | - | - | €60,000 | €60,000 | = |
| Other amounts receivable291 | - | - | - | €60,000 | €60,000 | = |
| Amounts receivable within one year40/41 | €41,995 | €84,523 | €178,925 | €60,654 | €70,320 | ▲ 15.9% |
| Other amounts receivable41 | €41,995 | €84,523 | €178,925 | €60,654 | €70,320 | ▲ 15.9% |
| Cash at bank and in hand54/58 | €10,485 | €907 | €5,290 | €2,079 | €7,033 | ▲ 238% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €71,459 | €110,576 | €230,036 | €186,268 | €151,960 | ▼ 18.4% |
| Equity10/15 | €30,769 | €36,663 | €61,440 | €74,919 | €19,466 | ▼ 74.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €10,309 | €16,203 | €40,980 | €54,459 | -€994 | ▼ 102% |
| Amounts payable17/49 | €40,690 | €73,914 | €168,595 | €111,348 | €132,494 | ▲ 19.0% |
| Amounts payable within one year42/48 | €40,690 | €73,914 | €168,595 | €111,348 | €132,494 | ▲ 19.0% |
| Trade debts44 | €2,039 | €16,369 | €145,720 | €53,255 | €16,864 | ▼ 68.3% |
| Suppliers440/4 | €2,039 | €16,369 | €145,720 | €53,255 | €16,864 | ▼ 68.3% |
| Taxes, remuneration and social security45 | €5,615 | €1,584 | €16,875 | €22,093 | €73,630 | ▲ 233% |
| Taxes450/3 | €145 | €554 | €11,273 | €19,419 | €58,740 | ▲ 202% |
| Remuneration and social security454/9 | €5,470 | €1,030 | €5,602 | €2,674 | €14,890 | ▲ 457% |
| Other amounts payable47/48 | €33,036 | €55,961 | €6,000 | €36,000 | €42,000 | ▲ 16.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,822 | €29,894 | €24,778 | €43,479 | -€55,453 | ▼ 228% |
| + Depreciation and write-downs630 | €15,159 | €13,833 | €11,126 | €13,820 | €23,928 | ▲ 73.1% |
| Operating cash flow (approximation) | €26,981 | €43,727 | €35,903 | €57,299 | -€31,525 | ▼ 155% |
| Investment in fixed assets (approximation) | - | -€20,000 | -€31,800 | -€31,535 | €25,000 | ▲ 179% |
| Change in cash | - | -€9,578 | €4,383 | -€3,211 | €4,954 | ▲ 254% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
02-05
Judicial reorganisation
Opening
ondernemingsrechtbank Brussel · amicable agreement · event 29-04-2025
07-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 160 days late
2024
31-12
Financial
Weakest financial yearnet -€55,453
Net result drops to -€55,453, the lowest in the series.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 233 days late
20-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 598 days late
2023
31-12
Financial
Highest result since 2018net €43,479 ▲75.5%
Operating result €50,220, net result €43,479, both a record.
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
25-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 268 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
23-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 145 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2017
Ground area
225 m²
Building footprint
145 m²
Volume, LiDAR
585 m³
Parcel 23016A0039/00H000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Y&A
since 20172.273.463.828
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016A0039/00H000 | Flanders | 225 m² | 1 · 145 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,972 companies in sector 49320 we hold annual accounts for 2,716. 2,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID
0208:0600856206
Also
9925:BE0600856206
Registered
31-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.