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XYLOO

Active
Private limited companyfounded 2024active for 2 yearsSteenweg op Mechelen 455, 1950 Kraainem, Belgium961 active companies are registered at this addressKBO/BCE: BE 1014.781.237
Summary

The computed 12-month bankruptcy probability of XYLOO is 3.5% (moderate). The 2025 annual accounts show equity of €25,577 and a net result of €24,577. Its solvency ranks better than 37% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€72,324total assets 2025
Equity
€25,577
Profit
€24,577
Turnover not published (micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Structure
Accounts filed 68 days late
Why 50raises riskFounded in 2024Latest accounts 68 days late; 1 of the last 3 lateSize: total assets €72,324Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 60
equity 35.4% of total assets
Liquidity 30
short-term debt 64.6% · cash 11.3%
Profitability 100
return on assets 34.0%
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 11-2025: 1.9%lowest value 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 2.0%▲ +0.1 percentage points vs 12-2025 02-2026: 2.4%▲ +0.4 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.7%▲ +0.3 percentage points vs 03-2026 05-2026: 3.0%▲ +0.3 percentage points vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 2.9%▼ -0.1 percentage points vs 06-2026 08-2026: 3.0%▲ +0.1 percentage points vs 07-2026 09-2026: 3.2%▲ +0.2 percentage points vs 08-2026 10-2026: 3.5%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.26, below 1; short-term debt: 64.6% and cash: 11.3% of total assets), and 64.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 37% on solvency, 19% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 68 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €72,324
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
68 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: LESSIRE Hugues (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (68 days) Filed on 7 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00549671.

Equity
€25,577
Total assets
€72,324
Net result
€24,577
Working capital
-€34,403

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €72,324
Fixed assets €59,980
Current assets €12,344
Equity and liabilities €72,324
Equity €25,577
Debt €46,747
Debt finances 64.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€56,693
Cash flow
€49,779
Current ratio
0.26
Debt to equity
1.83
ROE
96.1%
ROA
34.0%
Interest coverage
over 100
Debt ≤ 1 year
€46,747
Income taxes
€6,789

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€72,324
Fixed assets21/28€59,980
Tangible fixed assets22/27€59,980
Plant, machinery and equipment23€44,415
Furniture and vehicles24€15,565
Current assets29/58€12,344
Amounts receivable within one year40/41€3,007
Other amounts receivable41€3,007
Cash at bank and in hand54/58€8,208
Deferred charges and accrued income490/1€1,129
Equity and liabilities
Total equity and liabilities10/49€72,324
Equity10/15€25,577
Contributions10/11€1,000
Profit (loss) carried forward14€24,577
Amounts payable17/49€46,747
Amounts payable within one year42/48€46,747
Trade debts44€656
Suppliers440/4€656
Taxes, remuneration and social security45€6,789
Taxes450/3€6,789
Other amounts payable47/48€39,302
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,202
Other operating charges640/8€451
Gross operating margin9900€57,144
Operating profit (loss)9901€31,491
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€126
Recurring financial charges65€126
Profit (loss) for the period before taxes9903€31,366
Income taxes67/77€6,789
Profit (loss) for the period9904€24,577
Profit (loss) for the period to be appropriated9905€24,577
Appropriation of the result
Profit (loss) to be appropriated9906€24,577

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,202
Other operating charges640/8€451
Gross operating margin9900€57,144
Operating profit (loss)9901€31,491
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€126
Recurring financial charges65€126
Profit (loss) for the period before taxes9903€31,366
Income taxes67/77€6,789
Profit (loss) for the period9904€24,577
Profit (loss) for the period to be appropriated9905€24,577
Line2025
Assets
Total assets20/58€72,324
Fixed assets21/28€59,980
Tangible fixed assets22/27€59,980
Plant, machinery and equipment23€44,415
Furniture and vehicles24€15,565
Current assets29/58€12,344
Amounts receivable within one year40/41€3,007
Other amounts receivable41€3,007
Cash at bank and in hand54/58€8,208
Deferred charges and accrued income490/1€1,129
Equity and liabilities
Total equity and liabilities10/49€72,324
Equity10/15€25,577
Contributions10/11€1,000
Profit (loss) carried forward14€24,577
Amounts payable17/49€46,747
Amounts payable within one year42/48€46,747
Trade debts44€656
Suppliers440/4€656
Taxes, remuneration and social security45€6,789
Taxes450/3€6,789
Other amounts payable47/48€39,302
Line2025
Profit (loss) for the period9904€24,577
+ Depreciation and write-downs630€25,202
Operating cash flow (approximation)€49,779

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 07-10-2026 2026-00549671

Similar companies · same sector, comparable size

Of the 19,858 active companies whose main activity is joinery installation (NACE 43320), figures are known for 9,205. 6,628 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
LESSIRE Hugues
Director (not named in the articles) · since 10-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
LESSIRE Hugues
  • Director (not named in the articles), from 10-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 10-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 10-10-2024 Incorporation · €1,000

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 8 October 2024, XYLOO was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 LESSIRE Hugues has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
07-10
NBB filing Annual accounts filed
financial year 2025 · micro format · 68 days late
2024
10-10
Gazette deed Incorporation
Appointment: LESSIRE Hugues (director) · Founder · Founding capital7 facts ▸
  • Founder, LESSIRE Hugues
  • Incorporation, “XYLOO” (deed in Dutch)
  • Founding capital, €1,000
  • Registered office clause, “1950 Kraainem,Steenweg op Mechelen,455/1” (deed in Dutch)
  • Board rule, 1
  • Director appointment, LESSIRE Hugues (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded08-10-2024
Financial year end31-12
Activities, NACEBEL 2025
43320Joinery installation
41001General construction of residential buildings
43332Laying of wooden floor and wall coverings
43410Roofing work
43990Other specialised construction activities
46832Wholesale of timber
Contact
E-mail xyloosrl@gmail.com
Phone +32497274804
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014781237
Registered 16-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1014.781.237

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1.3 ha
Building footprint
982 m²
Building volume
33,994 m³
2 parcels, Flanders, Wallonia · tallest building 42.8 m. Linked by address, not a title deed.
961 companies at this address See who is registered here
1 establishment unit
XYLOO SRL
Chaussée d'Andenne, Schaltin 63, 5364 HamoisJoinery installation
since 2024unit no. 2.366.301.142
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14
91116A0304/00H000 Wallonia 1,303 m² 1 · 117 m² -
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Alle werkzaamheden met betrekking tot renovaties en onderhoud van gebouwen, speciefiek metselwerk, dakwerken, electronica, sanitair en…” (deed in Dutch)
10 activities (deed in Dutch)
  1. Alle werkzaamheden met betrekking tot renovaties en onderhoud van gebouwen, speciefiek metselwerk, dakwerken, electronica, sanitair en verwarming en timmerwerken
  2. Het uitvoeren van metsel- en renovatiewerken, alle werken voor renovaties zowel zelf uitvoeren of als tussenpersoon met onderaannemers
  3. Het verkopen van diverse goederen als groothandel en kleinhandel van onder andere electrotoestellen, outillering en diverse verkopen
  4. Het verstrekken van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, …
  5. Het geven van advies en het verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven
  6. Het beheer van roerend en onroerend patrimonium
  7. Het aanleggen, uitbouwen en beheren van een onroerend en roerend vermogen. Zij mag in dit verband alle verrichtingen van aankoop, bouw, verandering, inrichting, verhuring, ruil, expertise en verkoop van alle onroerende goederen uitvoeren. Patrimoniumvennootschap.
  8. Het verwerven van participaties. Zij kan deze participaties beheren, te gelde maken, valoriseren, … Zij kan deelnemen aan het bestuur en toezicht van ondernemingen. Holdingmaatschappij. Het waarnemen van alle bestuursopdrachten, het uitoefenen van mandaten en functies die rechtstreeks of onrechtstreeks met haar doel verband houden. Het optreden als tussenpersoon in vastgoedtransacties.
  9. Adviesverlening, studie, organisatie en begeleiding inzake administratieve, handels- en sociale aangelegenheden van ondernemingen in de meest ruime zin. Handelsbemiddeling in de meest ruime zin van het woord. Managementactiviteiten van holdings : het tussenkomen in het dagelijks bestuur, het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en andere managementactiviteiten.
  10. Het bijstaan, informeren en adviseren aan de raad van bestuur van ondernemingen

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
XYLOO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, België of buitenland” (deed in Dutch)

deed of 10-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Aantal,duur opdracht,bevoegdheid indien meerdere, 1” (deed in Dutch)

deed of 10-10-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam met vermeldingen Wetboek van vennootschappen en verenigingen” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Elke overdracht onder levenden ten bezwarende/kosteloze titel vrijwillig/gedwongen (uitsluiting/uittreding) in vruchtgebruik/blote/volle…” (deed in Dutch)

deed of 10-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Monday of June at 18:00

deed of 10-10-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Om welke reden en op welk ogenblik ook, bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 10-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Voorkeurrecht bij inbreng in geld met uitgifte nieuwe aandelen, 15” (deed in Dutch)
Other provision: “Ondeelbaarheid van effecten, andersluidende bijzondere bepaling in statuten,testament of overeenkomst van vruchtgebruik” (deed in Dutch)
Other provision: “Al dan niet ten kosteloze titel, vergoeding bestuurders” (deed in Dutch)
Other provision: “Dagelijks bestuur en vertegenwoordiging wat dat bestuur aangaat, dagelijks bestuur” (deed in Dutch)
Other provision: “Controle vennootschap, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Toegang tot de algemene vergadering, rechten niet geschorst” (deed in Dutch)
Other provision: “Bestuurder,bij gebrek aanwezige aandeelhouder met meeste aandelen,bij pariteit oudste, zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Beraadslagingen, meerderheid van stemmen ongeacht vertegenwoordigde effecten” (deed in Dutch)
Other provision: “Verdaging, geen afbreuk aan andere besluiten tenzij anders beslist” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Goederen nog in natura op dezelfde wijze verdeeld, netto actief onder alle aandeelhouders naar verhouding aantal aandelen” (deed in Dutch)
Other provision: “Woonstkeuze, mededelingen,aanmaningen,dagvaardingen en betekeningen geldig” (deed in Dutch)
Other provision: “Rechtbank in wiens rechtsgebied zetel gevestigd, betwisting zaken vennootschap en uitvoering statuten tussen…” (deed in Dutch)
Other provision: “Gemeen recht, bepalingen WVV waarvan niet geldig afgeweken” (deed in Dutch)
4 more provisions in the deed, see the deed of 10-10-2024

deed of 10-10-2024